本文選題：新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn) + 政策�。� 參考：《中南林業(yè)科技大學(xué)》2014年碩士論文

【摘要】：隨著我國(guó)人口老齡化進(jìn)程不斷加快,老人安全、老人保障問(wèn)題引發(fā)了社會(huì)廣泛關(guān)注,而且我國(guó)有8億多的農(nóng)村人口,在城鄉(xiāng)二元化結(jié)構(gòu)長(zhǎng)期存在的情況下,農(nóng)民獲得的社會(huì)保障與城鎮(zhèn)居民相比較為薄弱,農(nóng)村養(yǎng)老保障問(wèn)題越發(fā)嚴(yán)峻,為此黨中央、國(guó)務(wù)院決定加強(qiáng)新時(shí)期農(nóng)村養(yǎng)老保障工作,建立新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度。新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)是按照“�；�、廣覆蓋、有彈性、可持續(xù)”的原則,由個(gè)人繳費(fèi)、集體補(bǔ)助、政府補(bǔ)貼三方籌資,實(shí)行社會(huì)統(tǒng)籌與個(gè)人賬戶相結(jié)合,保障農(nóng)村居民老年基本生活的制度。實(shí)施新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度是國(guó)家又一重大惠農(nóng)政策,對(duì)提高農(nóng)民養(yǎng)老保障水平,建設(shè)社會(huì)主義新農(nóng)村,促進(jìn)城鄉(xiāng)公共服務(wù)均等化,維護(hù)社會(huì)的穩(wěn)定具有重大意義。然而,建立和執(zhí)行新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度是一項(xiàng)非常復(fù)雜的系統(tǒng)工程,而我國(guó)新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度還處于初級(jí)階段,在執(zhí)行過(guò)程中會(huì)遇到許多困難和問(wèn)題。 河北省石家莊市新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)試點(diǎn)縣(市)新農(nóng)保的參保率較高,但個(gè)人選擇的繳費(fèi)標(biāo)準(zhǔn)普遍偏低,少部分人沒(méi)有對(duì)政策進(jìn)行深入的了解；缺乏相應(yīng)的激勵(lì)措施,中年人以及青年農(nóng)民入保的積極性不高；集體補(bǔ)助沒(méi)有到位,財(cái)政方面存在著很大的壓力等。所以,政府應(yīng)該加大力度對(duì)新農(nóng)保的相關(guān)政策進(jìn)行宣傳,使黨以及國(guó)家的這些惠民政策能夠真正的深入人心；增高新農(nóng)保補(bǔ)貼的標(biāo)準(zhǔn),合理增設(shè)不同的個(gè)人繳費(fèi)的檔次,激勵(lì)農(nóng)民長(zhǎng)繳多繳,激發(fā)中年以及青年農(nóng)民入保的熱情：大力推進(jìn)集體經(jīng)濟(jì)的發(fā)展,進(jìn)一步建立健全相關(guān)的法律法規(guī)以及相關(guān)制度,保證農(nóng)民能夠順利得到新農(nóng)保下發(fā)的集體補(bǔ)助,打通政府財(cái)政方面的壓力釋放的通道,促進(jìn)新農(nóng)保的健康、快速、穩(wěn)定的發(fā)展,以使農(nóng)民能夠“老有所養(yǎng)”。
[Abstract]:With the accelerating process of aging of population in China, the security of the elderly and the security of the elderly have aroused widespread concern in the society. Moreover, there are more than 800 million rural population in our country, under the condition that the urban-rural dual structure has existed for a long time. Compared with the urban residents, the social security obtained by farmers is relatively weak, and the problem of rural old-age security is becoming more and more serious. Therefore, the Central Committee of the Party and the State Council have decided to strengthen the work of rural old-age security in the new period and to establish a new rural social old-age insurance system. The new rural social endowment insurance is based on the principle of "basic protection, wide coverage, flexibility and sustainability", which is financed by individual contributions, collective subsidies and government subsidies. A system to ensure the basic livelihood of rural residents in old age. The implementation of the new rural social old-age insurance system is another important policy for the benefit of farmers. It is of great significance to improve the level of rural old-age security, to build a new socialist countryside, to promote the equalization of urban and rural public services, and to maintain social stability. However, the establishment and implementation of the new rural social old-age insurance system is a very complex system engineering, but the new rural social old-age insurance system in China is still in the primary stage. In the process of implementation, many difficulties and problems will be encountered. In Shijiazhuang, Hebei Province, the participation rate of the new rural social endowment insurance pilot counties (cities) is relatively high, but the individual choice of payment standards is generally low. A small number of people do not have a deep understanding of the policy; lack of corresponding incentives, middle-aged and young farmers are not high enthusiasm for insurance; collective subsidies have not been put in place, there is great financial pressure and so on. Therefore, the government should step up its efforts to publicize the relevant policies of the new rural insurance, so that these policies of the party and the state can truly take root in the hearts of the people; raise the standard of subsidies for the new rural insurance; and rationally increase the levels of individual contributions. To encourage farmers to pay more, to stimulate the enthusiasm of middle-aged and young farmers to join the insurance system: to vigorously promote the development of the collective economy, and to further establish and improve relevant laws and regulations and related systems. To ensure the farmers can get the collective subsidy of the new rural insurance smoothly, open the channel of the pressure release of the government finance, promote the healthy, fast and stable development of the new rural insurance, so that the farmers can "the old and secure the security".
【學(xué)位授予單位】：中南林業(yè)科技大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類(lèi)號(hào)】：F842.67

【參考文獻(xiàn)】

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