關(guān)于中國(guó)平安財(cái)產(chǎn)保險(xiǎn)公司發(fā)展董事責(zé)任險(xiǎn)業(yè)務(wù)的研究
本文選題:平安產(chǎn)險(xiǎn) + 董事責(zé)任險(xiǎn); 參考:《吉林財(cái)經(jīng)大學(xué)》2016年碩士論文
【摘要】:董事責(zé)任險(xiǎn)是指董事及高級(jí)職員責(zé)任保險(xiǎn),是職業(yè)責(zé)任保險(xiǎn)領(lǐng)域?qū)?jīng)濟(jì)發(fā)展作用最顯著的子險(xiǎn)種。其作用機(jī)理和涵蓋的基礎(chǔ)理論與一般的職業(yè)責(zé)任保險(xiǎn)是重合的,但是,在經(jīng)濟(jì)環(huán)境和法律制度的幾經(jīng)變革下又發(fā)展出自己的獨(dú)特內(nèi)涵。我國(guó)自2002年由平安產(chǎn)險(xiǎn)和萬(wàn)科企業(yè)股份有限公司簽訂董事責(zé)任險(xiǎn)首份保單,其后歷經(jīng)十幾年發(fā)展,董事責(zé)任險(xiǎn)市場(chǎng)也隨之成熟,但受制于外界環(huán)境的多重影響和制約,其普及程度和實(shí)際效果難以匹配金融市場(chǎng)的高速發(fā)展。平安產(chǎn)險(xiǎn)創(chuàng)新發(fā)展的經(jīng)營(yíng)理念和勇于創(chuàng)新的進(jìn)取精神使其在責(zé)任險(xiǎn)產(chǎn)品開(kāi)發(fā)方面一直保持著較高的熱情,一直作為市場(chǎng)上最有潛力、最有意愿、最有可能在董事責(zé)任險(xiǎn)領(lǐng)域有所作為的中資公司。因此,本文從公司治理的角度,立足平安產(chǎn)險(xiǎn)自身情況和行業(yè)環(huán)境,以期為平安產(chǎn)險(xiǎn)提出切實(shí)可行的思路和措施。文章首先整合了學(xué)術(shù)和實(shí)務(wù)兩方面的觀點(diǎn),對(duì)董事責(zé)任險(xiǎn)的概念、特征、基本流程進(jìn)行了系統(tǒng)的闡述。在此基礎(chǔ)上,從戰(zhàn)略、銷售、市場(chǎng)認(rèn)知層面揭示平安產(chǎn)險(xiǎn)發(fā)展董事責(zé)任險(xiǎn)的現(xiàn)狀和問(wèn)題,并通過(guò)運(yùn)用PEST分析法,指出平安產(chǎn)險(xiǎn)發(fā)展董事責(zé)任險(xiǎn)的環(huán)境情況。最后,結(jié)合其優(yōu)勢(shì)和劣勢(shì)分析出平安產(chǎn)險(xiǎn)的思路和措施,在宏觀思路上針對(duì)內(nèi)部環(huán)境對(duì)董事責(zé)任險(xiǎn)進(jìn)行戰(zhàn)略定位、針對(duì)國(guó)內(nèi)環(huán)境呼吁立法配合、針對(duì)行業(yè)環(huán)境提高社會(huì)保險(xiǎn)意識(shí),在具體策略上通過(guò)人才、產(chǎn)品、平臺(tái)三個(gè)方向提升董事責(zé)任險(xiǎn)業(yè)務(wù),以此作為平安產(chǎn)險(xiǎn)在財(cái)產(chǎn)保險(xiǎn)領(lǐng)域拓展非車險(xiǎn)業(yè)務(wù)的新契機(jī)。
[Abstract]:Director liability insurance refers to directors and officers liability insurance, which plays the most significant role in economic development in the field of occupational liability insurance. Its working mechanism and basic theory are consistent with the general occupational liability insurance, but it develops its own unique connotation after several changes in the economic environment and legal system. Since 2002, China signed the first director's liability insurance policy by Ping an property Insurance Company and Vanke Enterprise Co., Ltd. After more than ten years of development, the directors' liability insurance market has matured, but it is subject to the influence and restriction of the external environment. Its popularity and practical results are difficult to match the rapid development of financial markets. Ping an property insurance innovation and development of the business philosophy and the courage to innovate enterprising spirit has been in the liability insurance product development has maintained a higher enthusiasm, has been as the most potential in the market, the most willing, The most likely in the area of director liability insurance in the area of Chinese companies. Therefore, this paper, from the perspective of corporate governance, based on the situation of Ping an property insurance itself and the industry environment, in order to put forward practical ideas and measures for Ping an property insurance. This paper first integrates the academic and practical viewpoints, and expounds systematically the concept, characteristics and basic flow of directors liability insurance. On this basis, this paper reveals the present situation and problems of the director's liability insurance in Ping an property insurance development from the aspects of strategy, sales and market cognition, and points out the environmental situation of developing director's liability insurance by using pest analysis method. Finally, combined with its advantages and disadvantages to analyze the Ping an property insurance ideas and measures, in the macro thinking for the internal environment of directors liability insurance strategic positioning, in view of the domestic environment to appeal for legislative cooperation, In view of the industry environment raise the social insurance consciousness, in the concrete strategy through the talented person, the product, the platform three direction promotion director liability insurance service, takes this as the ping an property insurance in the property insurance domain expands the non-automobile insurance service the new opportunity.
【學(xué)位授予單位】:吉林財(cái)經(jīng)大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2016
【分類號(hào)】:F842.69
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