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論完善我國(guó)農(nóng)業(yè)保險(xiǎn)補(bǔ)貼制度

發(fā)布時(shí)間:2018-05-23 13:58

  本文選題:農(nóng)業(yè)保險(xiǎn) + 農(nóng)業(yè)保險(xiǎn)保費(fèi)補(bǔ)貼; 參考:《河北經(jīng)貿(mào)大學(xué)》2014年碩士論文


【摘要】:我國(guó)是農(nóng)業(yè)大國(guó),農(nóng)業(yè)人口數(shù)量約占全國(guó)總?cè)丝诘?7%。國(guó)家歷來(lái)重視農(nóng)業(yè)的發(fā)展,2004—2014年連續(xù)十一年“中央一號(hào)文件”聚焦三農(nóng)問(wèn)題,體現(xiàn)出國(guó)家大力支持和發(fā)展農(nóng)業(yè)的決心。農(nóng)村科技、農(nóng)業(yè)金融與農(nóng)業(yè)保險(xiǎn)是現(xiàn)代農(nóng)業(yè)發(fā)展的三大支柱。尤其是農(nóng)業(yè)保險(xiǎn)一直都被各國(guó)作為支持農(nóng)業(yè)的重要手段。 2007年,我國(guó)中央政府開(kāi)始對(duì)農(nóng)業(yè)保險(xiǎn)進(jìn)行保費(fèi)補(bǔ)貼試點(diǎn),揭開(kāi)了我國(guó)政策性農(nóng)業(yè)保險(xiǎn)快速發(fā)展的序幕。2006年,,我國(guó)農(nóng)業(yè)保險(xiǎn)保費(fèi)收入僅為8.46億元。而2007—2013年的保費(fèi)收入分別為51.84億元、110.7億元、133.9億元、135.7億元、173.8億元、240.6和306.6億元。較之于沒(méi)有實(shí)行保費(fèi)補(bǔ)貼的2006年,有了較大幅度的增長(zhǎng)。但同時(shí),我國(guó)在農(nóng)業(yè)保險(xiǎn)補(bǔ)貼方面還存在很多的問(wèn)題,例如補(bǔ)貼立法、補(bǔ)貼方式、補(bǔ)貼區(qū)域及補(bǔ)貼效率等,與國(guó)外農(nóng)業(yè)保險(xiǎn)發(fā)達(dá)國(guó)家相比還存在很大差距。 本文以福利經(jīng)濟(jì)學(xué)和信息不對(duì)稱(chēng)理論等經(jīng)濟(jì)理論為研究的理論基礎(chǔ),在廣泛閱讀大量國(guó)內(nèi)外文獻(xiàn)的基礎(chǔ)上,對(duì)2007年我國(guó)開(kāi)始實(shí)行農(nóng)業(yè)保險(xiǎn)補(bǔ)貼試點(diǎn)后的保費(fèi)收入、保費(fèi)支出、保費(fèi)補(bǔ)貼和保障水平等數(shù)據(jù)進(jìn)行描述,對(duì)我國(guó)現(xiàn)行農(nóng)業(yè)保險(xiǎn)補(bǔ)貼制度存在的各種問(wèn)題進(jìn)行深入剖析,在借鑒國(guó)外農(nóng)業(yè)保險(xiǎn)試點(diǎn)先行國(guó)家的農(nóng)業(yè)保險(xiǎn)補(bǔ)貼經(jīng)驗(yàn)的基礎(chǔ)上,以實(shí)際調(diào)研為依據(jù),立足于我國(guó)基本國(guó)情,提出完善我國(guó)農(nóng)業(yè)保險(xiǎn)補(bǔ)貼制度的對(duì)策建議。
[Abstract]:China is a large agricultural country, the agricultural population accounts for about 47 percent of the total population. The State has always attached importance to the development of agriculture. For 11 consecutive years from 2004 to 2014, the first document of the Central Committee focused on the issue of agriculture, rural areas and farmers, which reflects the determination of the state to support and develop agriculture vigorously. Rural science and technology, agricultural finance and agricultural insurance are the three pillars of modern agricultural development. In particular, agricultural insurance has been used by countries as an important means to support agriculture. In 2007, China's central government began to carry out a pilot premium subsidy for agricultural insurance, which opened the prelude to the rapid development of policy agricultural insurance in China. In 2006, the premium income of agricultural insurance in China was only 846 million yuan. The premium income from 2007-2013 was 5.184 billion yuan, 11.07 billion yuan, 13.39 billion yuan, 13.57 billion yuan, 17.38 billion yuan 240.6 yuan and 30.66 billion yuan respectively. Compared with the non-implementation of premium subsidies in 2006, there has been a large increase. But at the same time, there are still many problems in agricultural insurance subsidy in our country, such as subsidy legislation, subsidy method, subsidy area and subsidy efficiency. Compared with the developed countries of agricultural insurance abroad, there is still a big gap. Based on the economic theories such as welfare economics and information asymmetry theory, this paper, based on extensive reading of a large number of domestic and foreign literature, analyzes the premium income and premium expenditure of agricultural insurance subsidies in China in 2007. This paper describes the data of premium subsidy and security level, analyzes deeply the problems existing in the current agricultural insurance subsidy system of our country, and draws lessons from the experience of agricultural insurance subsidy in the pilot countries of foreign countries. Based on the actual investigation and research, based on the basic conditions of our country, this paper puts forward some countermeasures and suggestions to perfect the subsidy system of agricultural insurance in China.
【學(xué)位授予單位】:河北經(jīng)貿(mào)大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2014
【分類(lèi)號(hào)】:F842.66

【引證文獻(xiàn)】

相關(guān)期刊論文 前1條

1 張宏偉;;我國(guó)農(nóng)業(yè)保險(xiǎn)補(bǔ)貼制度及完善對(duì)策研究[J];農(nóng)業(yè)經(jīng)濟(jì);2015年06期

相關(guān)碩士學(xué)位論文 前1條

1 李宗潤(rùn);山東省農(nóng)業(yè)保險(xiǎn)發(fā)展研究[D];山東理工大學(xué);2015年



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