保險(xiǎn)資管產(chǎn)品發(fā)展策略
發(fā)布時(shí)間:2018-05-12 11:24
本文選題:證券化業(yè)務(wù) + 信貸資產(chǎn)證券化; 參考:《中國(guó)金融》2015年18期
【摘要】:正與銀行的信貸資產(chǎn)證券化業(yè)務(wù)相比,保險(xiǎn)資管公司開展證券化業(yè)務(wù),并不是簡(jiǎn)單地從表內(nèi)資產(chǎn)向表外騰挪,而是實(shí)實(shí)在在要尋找"基礎(chǔ)資產(chǎn)"資產(chǎn)證券化是資本市場(chǎng)融資的一個(gè)重要渠道,其可以將大量缺乏流動(dòng)性但可以產(chǎn)生現(xiàn)金流的存量資產(chǎn)盤活,還可以在一定程度上減輕地方政府財(cái)政壓力,對(duì)于改善中小企業(yè)融資難,提高資產(chǎn)流動(dòng)性,增強(qiáng)金融體系的穩(wěn)定
[Abstract]:Compared with the credit asset securitization business of banks, the securitization business carried out by insurance fund management companies is not a simple move from the assets in the balance sheet to the outside. Rather, they are really looking for "underlying assets" securitisation, which is an important channel for capital market financing, which can revive a large number of illiquid but cash-generating stock assets. It can also alleviate the financial pressure of local government to a certain extent, improve the financing difficulty of small and medium-sized enterprises, increase the liquidity of assets, and enhance the stability of the financial system.
【作者單位】: 中國(guó)人保資產(chǎn)管理股份有限公司;
【分類號(hào)】:F842
【相似文獻(xiàn)】
相關(guān)期刊論文 前1條
1 果東;論發(fā)展我國(guó)保險(xiǎn)證券化業(yè)務(wù)[J];金融理論與實(shí)踐;1998年08期
,本文編號(hào):1878428
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