本文選題：保險(xiǎn)公司 + 養(yǎng)老社區(qū)　； 參考：《河北經(jīng)貿(mào)大學(xué)》2014年碩士論文

【摘要】：進(jìn)入21世紀(jì)，人口老齡化正逐步成為我國面臨的一個(gè)重要問題，國民對養(yǎng)老的需求逐漸增大；與此同時(shí)，傳統(tǒng)的家庭養(yǎng)老逐漸弱化，而目前養(yǎng)老機(jī)構(gòu)的數(shù)量、質(zhì)量以及服務(wù)等水平等比較低，無法滿足人們逐年升高的養(yǎng)老需要。這就造成了我國目前嚴(yán)重失衡的養(yǎng)老供需局面。因此，能夠滿足各個(gè)人群不同養(yǎng)老需要的養(yǎng)老社區(qū)在最近幾年成為眾人關(guān)注的焦點(diǎn)，同時(shí)也成為相關(guān)企業(yè)重點(diǎn)投資項(xiàng)目，特別是擁有大量閑置保險(xiǎn)金的保險(xiǎn)公司。 保險(xiǎn)公司投資養(yǎng)老社區(qū)有很多積極意義。首先，這對養(yǎng)老社區(qū)目前面臨的資金不足和融資困難等問題具有重要作用。保險(xiǎn)公司會(huì)帶來先進(jìn)的服務(wù)以及專業(yè)的人員，大大改善當(dāng)前養(yǎng)老社區(qū)質(zhì)量和服務(wù)體系不健全的狀況；其次，這對于保險(xiǎn)金投資渠道的拓寬也有重要作用。在增加資金的中長期投資、提高投資的穩(wěn)健性和收益率的同時(shí)，對于拓寬保險(xiǎn)公司的相關(guān)產(chǎn)業(yè)鏈也有很大的幫助。 本文研究的論題是我國保險(xiǎn)公司發(fā)展養(yǎng)老社區(qū)研究，分為以下5個(gè)部分： 第一章是總體概述。主要內(nèi)容包括選題意義、相關(guān)研究背景以及本文的寫作特色、創(chuàng)新點(diǎn)。 第二章是保險(xiǎn)公司發(fā)展養(yǎng)老社區(qū)概述。主要介紹了養(yǎng)老社區(qū)的基本概念、保險(xiǎn)公司的投資背景、意義以及相關(guān)優(yōu)勢。 第三章是介紹國內(nèi)保險(xiǎn)公司投資養(yǎng)老社區(qū)案例。根據(jù)目前保險(xiǎn)公司投資模式的不同詳細(xì)介紹了泰康人壽、中國平安以及中國人壽的投資模式與商業(yè)模式，并對三種模式做出評價(jià)分析。其次還介紹了其他保險(xiǎn)公司運(yùn)營養(yǎng)老社區(qū)的現(xiàn)狀。 第四章是介紹養(yǎng)老社區(qū)運(yùn)營的國際經(jīng)驗(yàn)。包括兩個(gè)方面：第一，，美國保險(xiǎn)公司介入養(yǎng)老社區(qū)的模式分析。第二，美國養(yǎng)老社區(qū)運(yùn)營模式對我國的借鑒意義，從總體運(yùn)作模式、初期運(yùn)作模式、成熟運(yùn)作的演變分別進(jìn)行了概況總結(jié)。 第五章首先分析了保險(xiǎn)公司投資養(yǎng)老社區(qū)面臨的主要問題，其次針對具體問題做出了具體的策略分析。
[Abstract]:In the 21st century, the aging of the population is becoming an important problem facing our country, and the demand for the aged is gradually increasing. At the same time, the traditional family pension is gradually weakened, while the number of pension institutions is now increasing. The quality and service level are relatively low, unable to meet people's increasing pension needs year by year. This caused a serious imbalance between supply and demand for the aged in our country at present. Therefore, the pension community which can meet the different needs of various people has become the focus of attention in recent years, and has also become the key investment projects of related enterprises, especially insurance companies with a large number of idle insurance funds. Insurance companies to invest in the pension community has a lot of positive significance. First of all, it plays an important role in the current problems of pension community, such as insufficient funds and financing difficulties. Insurance companies will bring advanced services and professional personnel, greatly improve the quality of the current pension community and service system is not perfect; secondly, this is also important for the widening of investment channels of insurance funds. While increasing the medium and long term investment of capital and improving the stability and yield of investment, it is also helpful to widen the industry chain of insurance companies. The thesis of this paper is the research on the development of endowment community of insurance companies in China, which is divided into the following five parts: The first chapter is an overview. The main contents include the significance of the topic, relevant research background, writing characteristics, innovation. The second chapter is the insurance company development endowment community outline. This paper mainly introduces the basic concept of the pension community, the investment background, significance and relative advantages of the insurance company. The third chapter is to introduce the domestic insurance company investment pension community case. According to the different investment modes of insurance companies at present, this paper introduces the investment and business models of Taikang Life, China Ping an and China Life in detail, and makes an evaluation and analysis of the three models. Secondly, it also introduces the current situation of other insurance companies operating pension community. The fourth chapter is to introduce the international experience of pension community operation. Including two aspects: first, the American insurance companies involved in the pension community model analysis. Second, the American old-age community operation model for our country's reference significance, from the overall operation model, the initial operation mode, mature operation evolution, respectively carried on the general survey summary. The fifth chapter first analyzes the main problems faced by insurance companies investing in pension communities, and then makes a specific strategy analysis for the specific problems.
【學(xué)位授予單位】：河北經(jīng)貿(mào)大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：D669.6;F842.3

【引證文獻(xiàn)】

相關(guān)期刊論文 前2條

1 孟圓;;保險(xiǎn)公司發(fā)展個(gè)人養(yǎng)老金融產(chǎn)品的困境與對策[J];價(jià)值工程;2016年31期

2 劉永合;;老齡化背景下的保險(xiǎn)養(yǎng)老產(chǎn)業(yè)[J];青海金融;2015年09期

相關(guān)碩士學(xué)位論文 前3條

1 戴名慶;我國保險(xiǎn)資金投資養(yǎng)老社區(qū)研究[D];新疆財(cái)經(jīng)大學(xué);2016年

2 王叢;美國養(yǎng)老地產(chǎn)融資機(jī)制與經(jīng)營模式探析[D];吉林大學(xué);2016年

3 李如泉;保險(xiǎn)企業(yè)投資養(yǎng)老社區(qū)模式研究[D];中國政法大學(xué);2015年

本文編號(hào)：1877250