本文選題：新型農(nóng)村社會養(yǎng)老保險 + 參保率�。� 參考：《華東交通大學(xué)》2013年碩士論文

【摘要】：目前，養(yǎng)老保障已經(jīng)逐漸成為一個全球性問題。隨著經(jīng)濟(jì)的發(fā)展和社會的進(jìn)步，中國現(xiàn)行的農(nóng)村社會養(yǎng)老保險制度，也是在歷經(jīng)幾個時期的不斷發(fā)展和演化的過程中形成的。我國政府自20世紀(jì)80年代中期就開始探索農(nóng)村養(yǎng)老保險制度，但由于制度自身設(shè)計(jì)的缺陷以及其他因素，進(jìn)展不令人滿意，最終停滯不前，其主要原因就是農(nóng)民參保積極性不高，參保率低。2009年9月，國務(wù)院頒布了《關(guān)于開展新型農(nóng)村社會養(yǎng)老保險試點(diǎn)的指導(dǎo)意見》，至今全國已經(jīng)開展了大規(guī)模的試點(diǎn)工作，江西省的99個縣區(qū)，經(jīng)過三次試點(diǎn)申請，先后在77個縣區(qū)開展了試點(diǎn)工作，并取得一定成果。本文就是在這樣的背景下，通過大量的文獻(xiàn)研讀和相關(guān)理論分析的基礎(chǔ)上，展開對江西省新型農(nóng)村社會養(yǎng)老保險參保率影響因素的實(shí)證研究，希望能夠?yàn)榻魇∩踔寥珖男罗r(nóng)保制度的推進(jìn)和完善提供一定的參考意見。 在了解江西省新型農(nóng)村社會養(yǎng)老保險推廣現(xiàn)狀，實(shí)地調(diào)查渝水區(qū)、永修縣、崇仁縣和新建縣新農(nóng)保實(shí)施現(xiàn)狀的基礎(chǔ)上，本文從農(nóng)民的參保意愿和支付能力兩個維度對新型農(nóng)村社會養(yǎng)老保險參保率影響因素進(jìn)行了實(shí)證研究。論文選取江西省4個涉農(nóng)區(qū)縣進(jìn)行實(shí)地調(diào)查，通過問卷設(shè)計(jì)和數(shù)據(jù)收集，，獲取185個有效樣本，運(yùn)用SPSS18.0統(tǒng)計(jì)分析工具，對樣本進(jìn)行描述性統(tǒng)計(jì)分析、因子分析、信度分析、二元邏輯回歸分析和區(qū)別分析。分析結(jié)果顯示：有7個因素顯著影響參保意愿，具體為農(nóng)民年齡、家庭老年人口數(shù)、家庭養(yǎng)老能力、政策了解程度、基礎(chǔ)養(yǎng)老金待遇、家庭成員參保態(tài)度和政府補(bǔ)貼；而表現(xiàn)經(jīng)濟(jì)狀況的農(nóng)民家庭人均年收入、個人每月生活費(fèi)、每年現(xiàn)金結(jié)余、家庭總體經(jīng)濟(jì)狀況則與新農(nóng)保的支付能力之間具有顯著的因果關(guān)系。最后，針對實(shí)證分析結(jié)果，為江西省提高新型農(nóng)村社會養(yǎng)老保險參保率以及該制度的推廣和完善提出合理化建議。
[Abstract]:At present, old-age security has gradually become a global problem. With the development of economy and the progress of society, China's current rural social old-age insurance system is also formed in the process of continuous development and evolution through several periods. The Chinese government has been exploring the rural old-age insurance system since the mid-1980s. However, due to the defects of the system itself and other factors, the progress is unsatisfactory and finally stagnates. In September 2009, the State Council promulgated the guidelines on the pilot of a New Type of Rural Social Endowment Insurance. So far, large-scale pilot work has been carried out throughout the country. Through three pilot applications, 99 counties and districts in Jiangxi Province have carried out pilot work in 77 counties, and achieved certain results. In this context, based on a large number of literature studies and related theoretical analysis, this paper carries out an empirical study on the factors affecting the participation rate of the new rural social old-age insurance in Jiangxi Province. Hope to provide some reference for the promotion and improvement of the new rural insurance system in Jiangxi province and even the whole country. On the basis of understanding the present situation of the promotion of the new rural social endowment insurance in Jiangxi Province and investigating the present situation of the implementation of the new rural endowment insurance in Yushui District, Yongxiu County, Chongren County and Xinjian County, This paper makes an empirical study on the influencing factors of the new rural social endowment insurance from the two dimensions of farmers' willingness to participate in insurance and their ability to pay. Through questionnaire design and data collection, 185 valid samples are obtained, and descriptive statistical analysis, factor analysis and reliability analysis of the samples are carried out by using SPSS18.0 statistical analysis tools. Binary logistic regression analysis and differential analysis. The results show that there are seven factors that significantly affect the willingness to participate in insurance, such as the age of farmers, the number of elderly family members, the ability of the family to provide for the aged, the degree of policy understanding, the treatment of basic pension, the attitude of family members to participate in insurance, and government subsidies. However, the average annual income, personal living expenses, annual cash balance, and the overall economic situation of the peasant family have a significant causal relationship with the ability to pay of the new rural insurance. Finally, based on the results of empirical analysis, some reasonable suggestions are put forward for Jiangxi Province to improve the participation rate of the new rural social old-age insurance and the promotion and improvement of the system.
【學(xué)位授予單位】：華東交通大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2013
【分類號】：F323.89;F842.684

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