發(fā)布時間：2018-05-09 07:30

  本文選題：產(chǎn)品責任 + 市場失靈��； 參考：《首都經(jīng)濟貿(mào)易大學》2014年碩士論文

【摘要】：隨著我國經(jīng)濟的高速增長，人民收入水平日益提高，現(xiàn)在能夠享受到國內(nèi)外各種高科技產(chǎn)品。然而，由于信息不對稱、市場缺陷等原因，，消費者權益受到侵害的產(chǎn)品質量事件時有發(fā)生。如何保護消費者權益、促進生產(chǎn)者提高產(chǎn)品質量以及風險管理水平是我國經(jīng)濟和法制建設的長期目標。推廣產(chǎn)品責任保險是實現(xiàn)該目標的一個重要措施。雖然我國涉及產(chǎn)品責任的相關法律體系正日益完善，但是，我國產(chǎn)品責任保險的市場占有率和整體發(fā)展水平均低于世界平均水平，如何實現(xiàn)產(chǎn)品責任保險全面快速的發(fā)展是保險業(yè)面臨的一個難題。 本文在參考大量文獻的基礎上對我國產(chǎn)品責任保險發(fā)展過程中存在的問題及未來發(fā)展趨勢進行了系統(tǒng)研究。全文分為五部分，第一部分介紹為產(chǎn)品責任保險提供法律基礎的法律制度和歸責原則，第二章對產(chǎn)品責任保險的供需進行經(jīng)濟學分析，并利用簡單博弈模型論述市場、政府規(guī)制、產(chǎn)品責任保險在產(chǎn)品安全治理中的作用。第三章對中國14個省的產(chǎn)品責任保險保費收入與消費者投訴量的關聯(lián)性進行實證分析，證明產(chǎn)品責任保險對產(chǎn)品質量問題的改善作用。第四章對我國產(chǎn)品責任保險的現(xiàn)狀進行分析，找出制約產(chǎn)品責任保險發(fā)展的癥結。第五章結合日本和美國兩個國家的產(chǎn)品責任保險發(fā)展經(jīng)驗，提出促進我國產(chǎn)品責任保險發(fā)展的可行性意見。
[Abstract]:With the rapid economic growth, people's income level is increasing, and now can enjoy a variety of high-tech products at home and abroad. However, due to asymmetric information, market defects and other reasons, consumer rights and interests are infringed product quality events occur from time to time. How to protect consumers' rights and interests, promote producers to improve product quality and risk management is the long-term goal of China's economic and legal construction. Promotion of product liability insurance is an important measure to achieve this goal. Although the relevant legal system concerning product liability in our country is becoming more and more perfect, the market share and overall development level of our country's product liability insurance are lower than the world average. How to realize the comprehensive and rapid development of product liability insurance is a difficult problem facing the insurance industry. Based on a large number of references, this paper makes a systematic study on the problems existing in the development of product liability insurance in China and its future development trend. The full text is divided into five parts. The first part introduces the legal system and the principle of imputation for the product liability insurance. The second chapter analyzes the supply and demand of product liability insurance by economics, and discusses the market by using the simple game model. Government regulation, product liability insurance in product safety governance role. The third chapter empirically analyzes the relationship between the premium income of product liability insurance and the amount of consumer complaints in 14 provinces of China, and proves the effect of product liability insurance on the improvement of product quality. Chapter four analyzes the current situation of product liability insurance in China and finds out the crux of restricting the development of product liability insurance. In the fifth chapter, the author puts forward some feasible suggestions on how to promote the development of product liability insurance in China based on the experience of Japan and the United States in the development of product liability insurance.
【學位授予單位】：首都經(jīng)濟貿(mào)易大學
【學位級別】：碩士
【學位授予年份】：2014
【分類號】：F842.69

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本文編號：1865123