本文選題：產(chǎn)品責(zé)任 + 市場(chǎng)失靈　； 參考：《首都經(jīng)濟(jì)貿(mào)易大學(xué)》2014年碩士論文

【摘要】：隨著我國(guó)經(jīng)濟(jì)的高速增長(zhǎng)，人民收入水平日益提高，現(xiàn)在能夠享受到國(guó)內(nèi)外各種高科技產(chǎn)品。然而，由于信息不對(duì)稱、市場(chǎng)缺陷等原因，，消費(fèi)者權(quán)益受到侵害的產(chǎn)品質(zhì)量事件時(shí)有發(fā)生。如何保護(hù)消費(fèi)者權(quán)益、促進(jìn)生產(chǎn)者提高產(chǎn)品質(zhì)量以及風(fēng)險(xiǎn)管理水平是我國(guó)經(jīng)濟(jì)和法制建設(shè)的長(zhǎng)期目標(biāo)。推廣產(chǎn)品責(zé)任保險(xiǎn)是實(shí)現(xiàn)該目標(biāo)的一個(gè)重要措施。雖然我國(guó)涉及產(chǎn)品責(zé)任的相關(guān)法律體系正日益完善，但是，我國(guó)產(chǎn)品責(zé)任保險(xiǎn)的市場(chǎng)占有率和整體發(fā)展水平均低于世界平均水平，如何實(shí)現(xiàn)產(chǎn)品責(zé)任保險(xiǎn)全面快速的發(fā)展是保險(xiǎn)業(yè)面臨的一個(gè)難題。 本文在參考大量文獻(xiàn)的基礎(chǔ)上對(duì)我國(guó)產(chǎn)品責(zé)任保險(xiǎn)發(fā)展過程中存在的問題及未來發(fā)展趨勢(shì)進(jìn)行了系統(tǒng)研究。全文分為五部分，第一部分介紹為產(chǎn)品責(zé)任保險(xiǎn)提供法律基礎(chǔ)的法律制度和歸責(zé)原則，第二章對(duì)產(chǎn)品責(zé)任保險(xiǎn)的供需進(jìn)行經(jīng)濟(jì)學(xué)分析，并利用簡(jiǎn)單博弈模型論述市場(chǎng)、政府規(guī)制、產(chǎn)品責(zé)任保險(xiǎn)在產(chǎn)品安全治理中的作用。第三章對(duì)中國(guó)14個(gè)省的產(chǎn)品責(zé)任保險(xiǎn)保費(fèi)收入與消費(fèi)者投訴量的關(guān)聯(lián)性進(jìn)行實(shí)證分析，證明產(chǎn)品責(zé)任保險(xiǎn)對(duì)產(chǎn)品質(zhì)量問題的改善作用。第四章對(duì)我國(guó)產(chǎn)品責(zé)任保險(xiǎn)的現(xiàn)狀進(jìn)行分析，找出制約產(chǎn)品責(zé)任保險(xiǎn)發(fā)展的癥結(jié)。第五章結(jié)合日本和美國(guó)兩個(gè)國(guó)家的產(chǎn)品責(zé)任保險(xiǎn)發(fā)展經(jīng)驗(yàn)，提出促進(jìn)我國(guó)產(chǎn)品責(zé)任保險(xiǎn)發(fā)展的可行性意見。
[Abstract]:With the rapid economic growth, people's income level is increasing, and now can enjoy a variety of high-tech products at home and abroad. However, due to asymmetric information, market defects and other reasons, consumer rights and interests are infringed product quality events occur from time to time. How to protect consumers' rights and interests, promote producers to improve product quality and risk management is the long-term goal of China's economic and legal construction. Promotion of product liability insurance is an important measure to achieve this goal. Although the relevant legal system concerning product liability in our country is becoming more and more perfect, the market share and overall development level of our country's product liability insurance are lower than the world average. How to realize the comprehensive and rapid development of product liability insurance is a difficult problem facing the insurance industry. Based on a large number of references, this paper makes a systematic study on the problems existing in the development of product liability insurance in China and its future development trend. The full text is divided into five parts. The first part introduces the legal system and the principle of imputation for the product liability insurance. The second chapter analyzes the supply and demand of product liability insurance by economics, and discusses the market by using the simple game model. Government regulation, product liability insurance in product safety governance role. The third chapter empirically analyzes the relationship between the premium income of product liability insurance and the amount of consumer complaints in 14 provinces of China, and proves the effect of product liability insurance on the improvement of product quality. Chapter four analyzes the current situation of product liability insurance in China and finds out the crux of restricting the development of product liability insurance. In the fifth chapter, the author puts forward some feasible suggestions on how to promote the development of product liability insurance in China based on the experience of Japan and the United States in the development of product liability insurance.
【學(xué)位授予單位】：首都經(jīng)濟(jì)貿(mào)易大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F842.69

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本文編號(hào)：1865123