湖南農(nóng)戶農(nóng)業(yè)保險(xiǎn)需求研究
本文選題:湖南省 + 農(nóng)戶 ; 參考:《中南林業(yè)科技大學(xué)》2013年碩士論文
【摘要】:湖南位于江南,屬于長江中游地區(qū),因大部分地域處洞庭湖之南而得名“湖南”;湖南物產(chǎn)富饒,素有“湖廣熟,天下足”之譽(yù),是著名的“魚米之鄉(xiāng)”。農(nóng)業(yè)是弱質(zhì)產(chǎn)業(yè),湖南省的農(nóng)業(yè)生產(chǎn)同樣面臨著眾多的自然災(zāi)害和其他風(fēng)險(xiǎn)。農(nóng)業(yè)保險(xiǎn)作為一種分散風(fēng)險(xiǎn)、分?jǐn)倱p失的風(fēng)險(xiǎn)管理機(jī)制,已受到相關(guān)部門的注意。在全省推廣農(nóng)業(yè)保險(xiǎn)之前,哪些因素影響著農(nóng)戶對(duì)農(nóng)業(yè)保險(xiǎn)的需求是目前需要解決的問題。國內(nèi)大多數(shù)研究僅僅局限于農(nóng)業(yè)保險(xiǎn)的定性探討,而關(guān)于農(nóng)戶對(duì)農(nóng)業(yè)保險(xiǎn)的需求方面缺乏實(shí)證研究。本文即是基于此目的,著重分析影響農(nóng)戶購買農(nóng)業(yè)保險(xiǎn)意愿的因素,通過對(duì)農(nóng)戶購買意愿的分析,在借鑒國際經(jīng)驗(yàn)的基礎(chǔ)上,提出相應(yīng)的對(duì)策建議。 本論文研究內(nèi)容包括以下六個(gè)部分:第一部分簡述了本文的選題背景、研究意義和研究動(dòng)態(tài)等;第二部分介紹了本文研究所依據(jù)的理論基礎(chǔ);第三部分在對(duì)湖南省農(nóng)業(yè)保險(xiǎn)發(fā)展現(xiàn)狀簡單介紹的基礎(chǔ)上,著重分析了發(fā)展中存在的問題;第四部分使用描述性統(tǒng)計(jì)分析方法對(duì)湖南省農(nóng)戶農(nóng)業(yè)保險(xiǎn)需求影響因素進(jìn)行了統(tǒng)計(jì)分析;第五部分使用Logit回歸模型對(duì)湖南省農(nóng)戶農(nóng)業(yè)保險(xiǎn)需求影響因素進(jìn)行了實(shí)證分析,探索具體的影響因素及其影響大。坏诹糠衷诳偨Y(jié)前文研究的基礎(chǔ)上,得出結(jié)論,并提出對(duì)策建議。
[Abstract]:Hunan is located in the south of the Yangtze River and belongs to the middle reaches of the Yangtze River. It is named "Hunan" because of the south of Dongting Lake. Agriculture is a weak industry, Hunan Province's agricultural production also faces many natural disasters and other risks. Agricultural insurance as a kind of decentralized risk, loss allocation risk management mechanism, has been concerned by the relevant departments. Before popularizing agricultural insurance in the whole province, what factors influence farmers' demand for agricultural insurance are the problems that need to be solved. Most studies in China are limited to the qualitative analysis of agricultural insurance, but lack of empirical research on the demand of farmers for agricultural insurance. Based on this purpose, this paper analyzes the factors that influence farmers' willingness to purchase agricultural insurance. Through the analysis of farmers' willingness to buy agricultural insurance, and on the basis of drawing lessons from international experience, this paper puts forward corresponding countermeasures and suggestions. The research content of this thesis includes the following six parts: the first part briefly describes the background, significance and research trends of this paper, the second part introduces the theoretical basis of this study; In the third part, on the basis of a brief introduction to the current situation of agricultural insurance development in Hunan Province, the author focuses on the analysis of the problems existing in the development; The fourth part uses the descriptive statistical analysis method to carry on the statistical analysis to the Hunan peasant household agricultural insurance demand influence factor; the fifth part uses the Logit regression model to carry on the empirical analysis to the Hunan farmer agricultural insurance demand influence factor. The sixth part draws a conclusion and puts forward some suggestions on the basis of summarizing the previous research.
【學(xué)位授予單位】:中南林業(yè)科技大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2013
【分類號(hào)】:F842.66;F323.89
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