本文選題：食品安全 + 食品召回��； 參考：《山東大學(xué)》2014年碩士論文

【摘要】：自2004年以來(lái),隨著《缺陷汽車產(chǎn)品召回管理規(guī)定》的實(shí)施,我國(guó)的產(chǎn)品召回制度也漸漸地發(fā)展起來(lái)。2007年通過(guò)的《食品召回管理規(guī)定》是我國(guó)正式將食品召回納入召回制度中,由于食品安全關(guān)乎民生和國(guó)家安全,因而食品召回也越來(lái)越多的受到人們的關(guān)注。企業(yè)發(fā)生召回的次數(shù)和風(fēng)險(xiǎn)的逐漸加大,在此種情況下,產(chǎn)品召回保險(xiǎn)應(yīng)運(yùn)而生。但是,由于食品安全的重要性以及我國(guó)的產(chǎn)品召回保險(xiǎn)發(fā)展時(shí)間較晚等原因,將食品召回保險(xiǎn)從產(chǎn)品召回保險(xiǎn)中單列出來(lái)是十分有必要的。為保障消費(fèi)者的飲食安全,完善我國(guó)的食品召回制度,減少食品生產(chǎn)企業(yè)的召回?fù)p失,建立食品召回保險(xiǎn)是重要的途徑。 本文從介紹食品召回保險(xiǎn)的基礎(chǔ)即食品召回制度入手,首先對(duì)食品召回制度進(jìn)行了介紹,從完善食品召回的角度分析其對(duì)建立食品召回保險(xiǎn)的意義,通過(guò)對(duì)我國(guó)食品召回保險(xiǎn)法律制度理論及現(xiàn)實(shí)分析逐步提出了建立我國(guó)食品召回法律制度的構(gòu)想。 食品召回保險(xiǎn)作為一種新興的保險(xiǎn)產(chǎn)品,它對(duì)于減少食品企業(yè)召回費(fèi)用損失,保障消費(fèi)安全具有重要的意義。但是,我國(guó)的召回保險(xiǎn)發(fā)展時(shí)間較短,加上我國(guó)的食品召回制度存在法律缺陷、食品監(jiān)管存在漏洞、食品召回保險(xiǎn)市場(chǎng)稀薄以及食品企業(yè)投保意識(shí)不足等方面的原因使得我國(guó)食品召回保險(xiǎn)的建立存在一定的困難。因而,建立食品召回保險(xiǎn)首先需要從宏觀上加強(qiáng)風(fēng)險(xiǎn)防范,如完善我國(guó)的食品溯源制度、完善我國(guó)的市場(chǎng)準(zhǔn)入制度、建立食品召回保證金制度。宏觀風(fēng)險(xiǎn)防范對(duì)于我國(guó)建立食品召回保險(xiǎn)也具有重大的意義。 因此,本文依據(jù)我國(guó)的召回保險(xiǎn)的實(shí)踐經(jīng)驗(yàn)和理論知識(shí),提出了建立食品召回保險(xiǎn)的構(gòu)想。我國(guó)必須完善食品召回保險(xiǎn)的法律制度,應(yīng)建立一個(gè)將食品召回保險(xiǎn)法律囊括在內(nèi)的食品安全法律體系。由于我國(guó)食品召回存在“滯后性”,使得我國(guó)在食品召回時(shí)可能包含著食品安全責(zé)任,因此這就需要一個(gè)完善的食品安全保險(xiǎn)法律體系。食品召回保險(xiǎn)的建立離不開(kāi)保險(xiǎn)雙方的努力,這就意味著需要投保企業(yè)提高投保意識(shí),積極參與食品召回保險(xiǎn)；與此同時(shí)還需要保險(xiǎn)公司采取相應(yīng)的措施吸引食品生產(chǎn)者投保,如適當(dāng)?shù)馁M(fèi)率優(yōu)惠等鼓勵(lì)政策。此外,作為一種新型的保險(xiǎn)產(chǎn)品,食品召回保險(xiǎn)的承保范圍是有限的,食品召回保險(xiǎn)在推廣階段可以對(duì)承保的對(duì)象作出適當(dāng)?shù)倪x擇,同時(shí)考慮到我國(guó)食品召回的現(xiàn)實(shí)狀況,適當(dāng)?shù)丶哟筚r償?shù)姆秶�。食品召回保險(xiǎn)在推銷方式上可以采取捆綁銷售的方式,即以附加險(xiǎn)的形式作出推廣,同時(shí)在費(fèi)率上可以采取浮動(dòng)制和差別對(duì)待費(fèi)率以滿足保險(xiǎn)雙方的利益需求。
[Abstract]:Since 2004, with the implementation of the regulations for the recall management of defective automobile products, the product recall system in China has gradually developed in China. The food recall management regulations adopted in.2007 have been formally introduced into the recall system in China. As food safety is related to the people's livelihood and national security, the food recall is also more and more. The number and risk of the recalls have increased gradually. In this case, the product recall insurance came into being. However, it is necessary to separate the food recall insurance from the product recall insurance because of the importance of the food safety and the late development time of the product recall insurance in our country. In order to ensure the food safety of consumers, improve the system of food recall in our country, reduce the recall loss of food production enterprises, and establish food recall insurance is an important way.
Starting with the introduction of the basis of food recall insurance, the paper first introduces the food recall system and analyzes its significance to the establishment of food recall insurance from the angle of improving the food recall. Through the theoretical and practical analysis of the legal system of food recall insurance in China, it has gradually proposed the establishment of the food recall law in China. The concept of law system.
As a new insurance product, food recall insurance is of great significance to reduce the cost loss of food enterprises and ensure the safety of consumption. However, the development time of recall insurance in our country is short, and there are legal defects in the food recall system in our country, there are loopholes in food supervision and regulation, and the insurance market of food recalls is thin as well. There are some difficulties in the establishment of food recall insurance in China. Therefore, the establishment of food recall insurance needs to strengthen the risk prevention from the macro level, such as perfecting the food traceability system in our country, perfecting the market access system in our country and establishing the system of food recall security. Risk prevention is also of great significance for the establishment of food recall insurance in China.
Therefore, based on the practical experience and theoretical knowledge of the recall insurance in China, this paper puts forward the idea of establishing food recall insurance. China must improve the legal system of food recall insurance, and establish a food safety legal system which includes the law of food recall insurance. It is necessary for our country to include the responsibility of food safety in the food recall. Therefore, it needs a perfect legal system of food safety insurance. The establishment of the food recall insurance is inseparable from the efforts of the insurers, which means that the insurance companies need to improve the awareness of the insurance and actively participate in the food recall insurance; at the same time, the insurance public needs to be insured. In addition, as a new type of insurance product, the coverage of the food recall insurance is limited, and the food recall insurance can make a suitable choice for the insured in the promotion stage, while taking into account the present food recall in our country. In fact, the scope of compensation should be increased properly. The method of binding sale can be adopted in the way of food recall insurance, that is to make an extension in the form of additional risk, and at the same time, the rate of floating and differential treatment can be adopted to meet the interests of both the insurer.

【學(xué)位授予單位】：山東大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F203;F426.82;F842.6

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