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我國(guó)農(nóng)業(yè)保險(xiǎn)組織形式及制度建設(shè)研究

發(fā)布時(shí)間:2018-04-29 19:59

  本文選題:農(nóng)業(yè)保險(xiǎn) + 組織的形式; 參考:《中南林業(yè)科技大學(xué)》2013年碩士論文


【摘要】:農(nóng)業(yè)保險(xiǎn)是一種風(fēng)險(xiǎn)管理的手段,同時(shí)它也有益于政府保護(hù)和補(bǔ)貼農(nóng)業(yè)。但風(fēng)險(xiǎn)的頻發(fā)性、系統(tǒng)性和具有特殊性質(zhì)的農(nóng)業(yè)保險(xiǎn)標(biāo)的,使得農(nóng)業(yè)保險(xiǎn)成為全球性的難題、研究對(duì)象的熱議點(diǎn)。在我國(guó)對(duì)其進(jìn)行的相關(guān)實(shí)驗(yàn)持續(xù)了幾十年,但在其領(lǐng)域內(nèi)一直沒(méi)能取得質(zhì)的突破在總結(jié)先前的經(jīng)驗(yàn)同時(shí)創(chuàng)建新的實(shí)驗(yàn)?zāi)J?政府直接干預(yù)實(shí)驗(yàn)過(guò)程和采取財(cái)政補(bǔ)貼的措施,盡管相關(guān)措施增加了保費(fèi)的收入,但是商業(yè)保險(xiǎn)公司是以經(jīng)營(yíng)為主體,而且是在政策壓迫下經(jīng)營(yíng)農(nóng)業(yè)保險(xiǎn),換種說(shuō)法就是用“以險(xiǎn)養(yǎng)險(xiǎn)”的盈利業(yè)務(wù)來(lái)支撐經(jīng)營(yíng)農(nóng)業(yè)保險(xiǎn)。因?yàn)楣潭ǖ娘L(fēng)險(xiǎn)管理手段和單調(diào)的經(jīng)營(yíng)技術(shù)使其受到了很大束縛,自農(nóng)業(yè)保險(xiǎn)經(jīng)營(yíng)組織形式這個(gè)視角來(lái)審視中國(guó)的農(nóng)業(yè)保險(xiǎn)經(jīng)營(yíng)上的困境,并由組織形式與組織體系的創(chuàng)新給中國(guó)農(nóng)業(yè)保險(xiǎn)的發(fā)展來(lái)提供思路,就是本研究的主要目的。 創(chuàng)建農(nóng)業(yè)保險(xiǎn)制度具有一定的系統(tǒng)性。當(dāng)我們把農(nóng)業(yè)保險(xiǎn)制度當(dāng)學(xué)術(shù)概念來(lái)看,它有其自身的理論基礎(chǔ),包括制度的對(duì)象、理念、規(guī)則、載體。然而創(chuàng)建的農(nóng)業(yè)保險(xiǎn)制度的新型理論是用來(lái)應(yīng)對(duì)現(xiàn)實(shí)狀況的,需要將制度的新型理論階段引渡到制度實(shí)施的利益階段?偠灾,研究我國(guó)農(nóng)業(yè)保險(xiǎn)發(fā)展歷史在結(jié)合農(nóng)業(yè)保險(xiǎn)制度的新型理論的基礎(chǔ)上,結(jié)合制度實(shí)施的具體認(rèn)識(shí)、結(jié)合對(duì)我國(guó)基本國(guó)情的剖析,更要結(jié)合對(duì)農(nóng)業(yè)保險(xiǎn)制度自身制度的認(rèn)知。
[Abstract]:Agricultural insurance is a means of risk management, and it is also beneficial to the government to protect and subsidize agriculture. However, the frequent occurrence of risk, systematic and special nature of agricultural insurance subject, make agricultural insurance become a global problem, the hot point of research object. The related experiments in our country lasted for several decades, but there has been no qualitative breakthrough in its field. At the same time, the government directly interfered in the experimental process and adopted the measures of financial subsidy to create a new experimental model while summing up the previous experience. Although the relevant measures have increased the premium income, the commercial insurance companies take the operation as the main body and operate agricultural insurance under the policy oppression. In other words, the profit business of "keeping insurance by insurance" is used to support the operation of agricultural insurance. Because of the fixed risk management means and monotonous management technology, it has been greatly restricted. From the perspective of the form of agricultural insurance management organization, we can examine the dilemma of agricultural insurance management in China. The main purpose of this study is to provide ideas for the development of China's agricultural insurance by the innovation of organizational form and organizational system. The establishment of agricultural insurance system has a certain degree of systematization. When we look at the agricultural insurance system as an academic concept, it has its own theoretical basis, including the object, idea, rule and carrier of the system. However, the new theory of agricultural insurance system is used to deal with the actual situation, and it is necessary to extradite the new theoretical stage of the system to the benefit stage of the implementation of the system. In a word, the study of the history of agricultural insurance in China is based on the new theory of agricultural insurance system, the concrete understanding of the implementation of the system, and the analysis of the basic national conditions of our country. We should combine the cognition of agricultural insurance system itself.
【學(xué)位授予單位】:中南林業(yè)科技大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2013
【分類號(hào)】:F842.66

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