本文選題：外來務工人員 + 養(yǎng)老保險　； 參考：《山西財經(jīng)大學》2014年碩士論文

【摘要】：隨著我國人口老齡化的沖擊，大量外來務工人員正面臨嚴峻的養(yǎng)老問題，參保積極性不高，退保率居高不下。這個問題如果處理不當，不僅無法保障外來務工人員的老年生活，還有可能會成為影響經(jīng)濟運行、社會安定乃至城市化進程的嚴重隱患。長期以來，山西省在其外來務工人員的養(yǎng)老保險方面做出了積極、有效的探索，將有穩(wěn)定工作的外來務工人員的養(yǎng)老保險從原來的一個企業(yè)兩種保險轉(zhuǎn)變?yōu)榻y(tǒng)一的城鎮(zhèn)職工養(yǎng)老保險轉(zhuǎn)變，部分地區(qū)還為流動性較大的外來務工人員提供可自由選擇的養(yǎng)老保險方式。但是由于養(yǎng)老保險制度不完善，戶籍制度的制約，長期缺乏統(tǒng)一的勞動力市場，全國統(tǒng)一的養(yǎng)老保險轉(zhuǎn)移接續(xù)政策滯后，外來務工人員的參保率依然很低，養(yǎng)老保障工作面臨著新的要求和挑戰(zhàn)。 本文主要是研究在城鄉(xiāng)統(tǒng)籌視角下，從社會排斥和社會融合理論以及風險社會理論等理論基礎(chǔ)出發(fā)，，分析山西省外來務工人員養(yǎng)老保險的參保現(xiàn)狀及其分層、分類特點，并利用比較分析、實證分析等方法探究其中存在的問題及其原因，然后從制度、政府、企業(yè)等多方面研究完善措施，滿足不同特點外來務工人員的不同養(yǎng)老需求，為山西省建立和完善外來務工人員養(yǎng)老保險制度提供一定的理論研究。 經(jīng)過調(diào)查研究，本文總結(jié)出要解決山西省外來務工人員養(yǎng)老保險目前存在的問題，須做到制度先行、立法先行，并將政府、企業(yè)、外來務工人員等多方利益主體有機結(jié)合起來，統(tǒng)一認識，建立利益共享機制。但是由于筆者可利用資源和理論水平有限，不可能提出全面的完善措施，本文旨在為山西省外來務工人員養(yǎng)老保險制度的進一步發(fā)展和完善提供了一些淺顯的建議和思路。
[Abstract]:With the impact of the aging population, a large number of migrant workers are facing a severe pension problem, the enthusiasm to participate in insurance is not high, the rate of withdrawal is high. If this problem is not properly handled, it will not only fail to protect the old life of migrant workers, but also may become a serious hidden danger to the economic operation, social stability and even the process of urbanization. For a long time, Shanxi Province has actively and effectively explored the pension insurance of migrant workers. To change the old-age insurance for migrant workers with stable jobs from the original two types of insurance in one enterprise to the unified old-age insurance for urban workers. Some regions also provide more mobile migrant workers with optional pension insurance. However, due to the imperfections of the pension insurance system, the restriction of the household registration system, the lack of a unified labor market for a long time, the lag of the national unified policy on the transfer of old-age insurance, the rate of participation of migrant workers is still very low. Security for the aged is facing new requirements and challenges. Based on the theory of social exclusion and social integration and the theory of risk society, this paper mainly studies the status quo, stratification and classification of pension insurance for migrant workers in Shanxi Province from the perspective of urban and rural planning. And using comparative analysis, empirical analysis and other methods to explore the existing problems and their causes, and then from the system, government, enterprises and other aspects of research and improvement measures to meet the different characteristics of migrant workers' different needs for the aged. To establish and improve the pension insurance system for migrant workers in Shanxi Province to provide a certain theoretical study. Through investigation and study, this paper concludes that in order to solve the existing problems of pension insurance for migrant workers in Shanxi Province, we must put the system first, legislate first, and organically combine the government, enterprises, migrant workers and other multi-stakeholders. Unify understanding, establish benefit sharing mechanism. However, due to the limited resources and theoretical level of the author, it is impossible to put forward comprehensive improvement measures. The purpose of this paper is to provide some simple suggestions and ideas for the further development and improvement of the pension insurance system for migrant workers in Shanxi Province.
【學位授予單位】：山西財經(jīng)大學
【學位級別】：碩士
【學位授予年份】：2014
【分類號】：F842.67

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本文編號：1798519