本文選題：農(nóng)業(yè)保險(xiǎn) + 政策��； 參考：《廣西師范大學(xué)》2014年碩士論文

【摘要】：越南仍然是個(gè)發(fā)展中國家。在發(fā)展中的頭一個(gè)階段,農(nóng)業(yè)對(duì)政治、經(jīng)濟(jì)、社會(huì)發(fā)展起著極為重要的作用。盡管農(nóng)業(yè)生產(chǎn)總值只占21%GDP但農(nóng)業(yè)解決了900農(nóng)戶以及2100萬農(nóng)民的就業(yè)問題。目前農(nóng)業(yè)生產(chǎn)面積占74%全國自然面積。 農(nóng)業(yè)生產(chǎn)的效率不高但要面臨很多風(fēng)險(xiǎn),主要有：(1)自然風(fēng)險(xiǎn)如天災(zāi)、疾病；(2)農(nóng)業(yè)市場(chǎng)的風(fēng)險(xiǎn)如價(jià)格變動(dòng)和貨幣膨脹等；(3)資源風(fēng)險(xiǎn)。。。農(nóng)業(yè)生產(chǎn)所面臨的風(fēng)險(xiǎn)尤其是自然災(zāi)害是阻擋農(nóng)業(yè)可持續(xù)發(fā)展的主要原因。 我們可以通過全社會(huì)的努力和農(nóng)業(yè)保險(xiǎn)市場(chǎng)以降低農(nóng)業(yè)風(fēng)險(xiǎn)所帶來的損害,其中政府、保險(xiǎn)企業(yè)和農(nóng)民們應(yīng)當(dāng)具有促進(jìn)該市場(chǎng)發(fā)展的積極動(dòng)態(tài)。越南的農(nóng)業(yè)保險(xiǎn)市場(chǎng)發(fā)展很緩慢。至今參加農(nóng)業(yè)保險(xiǎn)的農(nóng)民數(shù)量不客觀。對(duì)于相當(dāng)大的一部分農(nóng)民,農(nóng)業(yè)保險(xiǎn)還是很陌生的領(lǐng)域。這也是導(dǎo)致越南實(shí)施農(nóng)業(yè)保險(xiǎn)不成功的重要原因。 世界其他國家的經(jīng)驗(yàn)顯示,發(fā)展農(nóng)業(yè)保險(xiǎn)會(huì)帶來以下的效益：(1)恢復(fù)和維持財(cái)政能力穩(wěn)定,通過發(fā)生保險(xiǎn)事件時(shí)保險(xiǎn)企業(yè)向參保人實(shí)施保險(xiǎn)責(zé)任而減少了參保人和參保組織的恐懼；(2)與政府已實(shí)施的保險(xiǎn)項(xiàng)目相互協(xié)調(diào)和彌補(bǔ),減少政府的財(cái)政壓力以及提高社會(huì)資源分配效率；(3)促進(jìn)農(nóng)民的貿(mào)易活動(dòng)和生產(chǎn)與經(jīng)營因?yàn)橥ㄟ^參保農(nóng)民們已有財(cái)政保障；(4)農(nóng)業(yè)保險(xiǎn)為發(fā)展投資創(chuàng)造了一個(gè)低成本的籌集資金,促進(jìn)融資市場(chǎng)發(fā)展。 按照越南共產(chǎn)黨關(guān)于三農(nóng)、新農(nóng)村發(fā)展以及面向現(xiàn)代化商品話農(nóng)業(yè)生產(chǎn)的決議,2011年,政府總理已經(jīng)頒布“關(guān)于試點(diǎn)實(shí)施農(nóng)業(yè)保險(xiǎn)”的第315QD-TTg號(hào)決議,決定為農(nóng)業(yè)保險(xiǎn)制定一個(gè)明晰的法律框架。目前,按照政府第315QD-TTg號(hào)決議的指導(dǎo)精神展開農(nóng)業(yè)保險(xiǎn)正在成為熱點(diǎn)問題。 但是,經(jīng)過三年試點(diǎn)實(shí)施農(nóng)業(yè)保險(xiǎn)后,包夜保險(xiǎn)還要面臨很多問題。
[Abstract]:Vietnam is still a developing country. In the first stage of development, agriculture plays an extremely important role in political, economic and social development. Although agricultural output accounted for only 21%GDP, agriculture solved the employment problem of 900 farmers and 21 million farmers. At present, the agricultural production area accounts for 74% of the natural area of the country. The efficiency of agricultural production is not high, but there are many risks to be faced, mainly: 1) Natural risks such as natural disasters, 2) risks in agricultural markets, such as price changes and currency inflation, etc.) Resource risks. The risk of agricultural production, especially natural disasters, is the main reason that hinders the sustainable development of agriculture. Through the efforts of the whole society and the agricultural insurance market, we can reduce the damage caused by the agricultural risk, in which the government, insurance enterprises and farmers should have a positive dynamic to promote the development of the market. Vietnam's agricultural insurance market is slow to develop. So far, the number of farmers participating in agricultural insurance is not objective. For a large proportion of farmers, agricultural insurance is still a strange field. This is also an important reason for the unsuccessful implementation of agricultural insurance in Vietnam. The experience of other countries in the world shows that the development of agricultural insurance will bring about the following benefits: 1) restoring and maintaining financial stability. By implementing insurance liability to the insured at the time of the insurance incident, the insurance company reduces the fear of the insured and the insured organization) and coordinates and compensates with the insurance projects already implemented by the government. Reduce government financial pressure and increase efficiency in the allocation of social resources) promote farmers' trade activities and production and management, because farmers already have financial security through their participation in agricultural insurance, and create a low-cost financing for investment in development. To promote the development of the financing market. In accordance with the resolutions of the Communist Party of Vietnam on agriculture, rural areas, new rural development and agricultural production for modern commodities, the Prime Minister of Vietnam issued Resolution No. 315QD-TTg on the pilot implementation of Agricultural Insurance in 2011. Decided to establish a clear legal framework for agricultural insurance. At present, the development of agricultural insurance in accordance with the guiding spirit of government resolution 315QD-TTg is becoming a hot issue. However, after three years of pilot implementation of agricultural insurance, night insurance will face a lot of problems.
【學(xué)位授予單位】：廣西師范大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F841.36

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