本文選題：農(nóng)業(yè)保險(xiǎn) + 財(cái)政補(bǔ)貼��； 參考：《云南師范大學(xué)》2013年碩士論文

【摘要】：云南省是一個(gè)西部地區(qū)的農(nóng)業(yè)大省，擁有農(nóng)民2926.8萬(wàn)人，占全省人口63%。改革開(kāi)放30多年來(lái)，基本實(shí)現(xiàn)了“農(nóng)業(yè)結(jié)構(gòu)穩(wěn)步調(diào)整，農(nóng)村經(jīng)濟(jì)穩(wěn)步發(fā)展，農(nóng)民收入穩(wěn)步增加�！钡�，云南省又是我國(guó)農(nóng)業(yè)自然災(zāi)害最為嚴(yán)重的省份之一。頻繁的自然災(zāi)害，使承受災(zāi)害損失能力脆弱的農(nóng)民因?yàn)?zāi)致貧，，因?yàn)?zāi)返貧。 農(nóng)業(yè)穩(wěn)，天下安。農(nóng)業(yè)保險(xiǎn)是市場(chǎng)經(jīng)濟(jì)國(guó)家扶持農(nóng)業(yè)發(fā)展的通行做法。開(kāi)展農(nóng)業(yè)保險(xiǎn)，可以分散生產(chǎn)風(fēng)險(xiǎn)和彌補(bǔ)大幅減產(chǎn)所造成的損失來(lái)穩(wěn)定農(nóng)業(yè)生產(chǎn)和農(nóng)民收入，從而受到廣泛的重視。本文通過(guò)對(duì)云南省農(nóng)業(yè)保險(xiǎn)運(yùn)行過(guò)程中存在的問(wèn)題進(jìn)行全面系統(tǒng)的研究分析，探索發(fā)展適合云南省具體省情農(nóng)業(yè)保險(xiǎn)的對(duì)策建議，對(duì)提高農(nóng)業(yè)保險(xiǎn)的服務(wù)質(zhì)量，穩(wěn)定和保障農(nóng)業(yè)發(fā)展，增加農(nóng)民收入，振興農(nóng)村經(jīng)濟(jì)，全面建設(shè)和諧社會(huì)具有重要的現(xiàn)實(shí)意義。 本文首先對(duì)相關(guān)農(nóng)業(yè)保險(xiǎn)理論進(jìn)行總結(jié)和梳理，借鑒國(guó)內(nèi)外學(xué)術(shù)界有關(guān)農(nóng)業(yè)保險(xiǎn)研究的最新成果，從宏觀層面上，對(duì)云南省農(nóng)業(yè)保險(xiǎn)的運(yùn)行現(xiàn)狀和現(xiàn)存問(wèn)題進(jìn)行剖析，然后建立經(jīng)濟(jì)模型，從實(shí)證的角度來(lái)分析影響云南省保險(xiǎn)發(fā)展的因素，回歸結(jié)果發(fā)現(xiàn)農(nóng)民人均收入、賠付率和保險(xiǎn)政策三個(gè)因素是影響云南省農(nóng)業(yè)保險(xiǎn)發(fā)展的主要因素。在分析了財(cái)政補(bǔ)貼農(nóng)業(yè)保險(xiǎn)的可行性的基礎(chǔ)上，結(jié)合國(guó)內(nèi)外農(nóng)業(yè)保險(xiǎn)經(jīng)營(yíng)與發(fā)展的成功經(jīng)驗(yàn)的基礎(chǔ)上，結(jié)合省內(nèi)實(shí)際情況，根據(jù)實(shí)證分析的結(jié)果，提出了相應(yīng)的促進(jìn)云南省農(nóng)業(yè)保險(xiǎn)市場(chǎng)發(fā)展的對(duì)策和建議,包括確定補(bǔ)貼對(duì)象；擴(kuò)大農(nóng)業(yè)保險(xiǎn)的經(jīng)營(yíng)范圍；建立完善的補(bǔ)貼標(biāo)準(zhǔn)；擴(kuò)大資金來(lái)源；增加農(nóng)民收入，擴(kuò)大有效需求；完善政策性農(nóng)業(yè)保險(xiǎn)的相關(guān)法律法規(guī)；增強(qiáng)農(nóng)民的參保意識(shí)，保證農(nóng)險(xiǎn)的參與率；確保政府在農(nóng)業(yè)保險(xiǎn)中的主導(dǎo)地位。
[Abstract]:Yunnan Province is a large agricultural province in the western region, with 29.268 million farmers, accounting for the province's population of 63.Over 30 years of reform and opening up, we have basically realized "steady readjustment of agricultural structure, steady development of rural economy and steady increase of peasants' income."However, Yunnan Province is one of the most serious agricultural natural disasters in China.Frequent natural disasters make the farmers with weak ability to bear disaster losses become poor and return to poverty because of disasters.Agriculture is stable and the world is safe.Agricultural insurance is the common practice of supporting agricultural development in market economy countries.Agricultural insurance can spread the production risk and make up for the loss caused by a large reduction in production to stabilize agricultural production and farmers' income, thus receiving extensive attention.Through the comprehensive and systematic research and analysis of the problems existing in the operation of agricultural insurance in Yunnan Province, this paper explores the countermeasures and suggestions for the development of agricultural insurance suitable for the specific situation of Yunnan Province, and improves the service quality of agricultural insurance.It is of great practical significance to stabilize and ensure the development of agriculture, to increase farmers' income, to revitalize the rural economy and to build a harmonious society in an all-round way.This paper summarizes and combs the relevant agricultural insurance theories, draws lessons from the latest achievements of the domestic and foreign academic circles on the agricultural insurance research, from the macroscopic level, carries on the analysis to the Yunnan Province agricultural insurance operation present situation and the extant question.Then the economic model is established to analyze the factors affecting the development of Yunnan insurance from the perspective of empirical analysis. The regression results show that the farmers' per capita income, compensation rate and insurance policy are the main factors affecting the development of agricultural insurance in Yunnan Province.On the basis of analyzing the feasibility of subsidized agricultural insurance, combining the successful experience of agricultural insurance management and development at home and abroad, combining with the actual situation in the province, according to the results of empirical analysis,The corresponding countermeasures and suggestions to promote the development of the agricultural insurance market in Yunnan Province are put forward, including the determination of subsidy object, the expansion of the scope of agricultural insurance, the establishment of perfect subsidy standards, the expansion of the source of funds, and the increase of farmers' income.Expand effective demand; improve the relevant laws and regulations of policy-oriented agricultural insurance; enhance farmers' consciousness of participating in insurance and ensure the participation rate of agricultural insurance; ensure the leading position of the government in agricultural insurance.
【學(xué)位授予單位】：云南師范大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：F812.7;F842.66

【參考文獻(xiàn)】

相關(guān)期刊論文 前10條

1 潘勇輝;;財(cái)政支持農(nóng)業(yè)保險(xiǎn)的中日比較及啟示[J];安徽農(nóng)業(yè)科學(xué);2008年16期

2 張權(quán)輝;;中外農(nóng)業(yè)保險(xiǎn)經(jīng)營(yíng)模式分析[J];當(dāng)代經(jīng)濟(jì);2006年08期

3 黃小敏;;廣東省政策性農(nóng)業(yè)保險(xiǎn)可持續(xù)發(fā)展研究[J];廣東農(nóng)業(yè)科學(xué);2012年15期

4 曾時(shí);中國(guó)履行WTO農(nóng)業(yè)貿(mào)易承諾的弊與利[J];世界經(jīng)濟(jì)研究;2002年04期

5 竇祥勝;;關(guān)于建立現(xiàn)代農(nóng)業(yè)保險(xiǎn)制度的經(jīng)濟(jì)學(xué)思考[J];現(xiàn)代經(jīng)濟(jì)探討;2006年09期

6 劉文斌;收入差距對(duì)消費(fèi)需求的制約[J];經(jīng)濟(jì)學(xué)動(dòng)態(tài);2000年09期

7 馬海濱;鄒曉夢(mèng);;基于財(cái)政視角的農(nóng)村金融服務(wù)創(chuàng)新探討[J];金融理論與實(shí)踐;2009年08期

8 馮文麗;;探索發(fā)展農(nóng)業(yè)信貸的保險(xiǎn)支持機(jī)制[J];農(nóng)村金融研究;2008年09期

9 郝演蘇;;關(guān)于建立我國(guó)農(nóng)業(yè)巨災(zāi)保險(xiǎn)體系的思考[J];農(nóng)村金融研究;2010年06期

10 張權(quán)輝;;國(guó)外農(nóng)業(yè)保險(xiǎn)的經(jīng)驗(yàn)與借鑒[J];生產(chǎn)力研究;2011年02期

相關(guān)博士學(xué)位論文 前2條

1 王丞;中國(guó)沿海地區(qū)農(nóng)業(yè)保險(xiǎn)政策研究[D];中國(guó)海洋大學(xué);2011年

2 王俊鳳;中國(guó)政策性農(nóng)業(yè)保險(xiǎn)立法問(wèn)題研究[D];東北農(nóng)業(yè)大學(xué);2009年

本文編號(hào)：1762273