重慶市農(nóng)村居民養(yǎng)老保險(xiǎn)適度水平研究
本文選題:重慶市農(nóng)村居民社會(huì)養(yǎng)老保險(xiǎn) + 適度水平 ; 參考:《重慶理工大學(xué)》2014年碩士論文
【摘要】:養(yǎng)老保險(xiǎn)是社會(huì)保障體系中的重要組成部分,是國(guó)民收入的再分配方式,是解決老年居民生存危機(jī)的重要政策,是經(jīng)濟(jì)發(fā)展到一定階段公民應(yīng)當(dāng)獲得的一項(xiàng)基本權(quán)利。農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)制度是為了保障年老喪失勞動(dòng)能力的農(nóng)村居民的基本生活,國(guó)家根據(jù)一定的法律法規(guī)建立的一項(xiàng)基本保障制度。農(nóng)村養(yǎng)老保險(xiǎn)制度是否能滿足農(nóng)村老年人的養(yǎng)老需要,主要在于其發(fā)展的狀況、給付水平的高低等方面。水平過(guò)低,則不能滿足農(nóng)村老人的基本生活需要;水平過(guò)高,則會(huì)加重財(cái)政負(fù)擔(dān),滋養(yǎng)農(nóng)民懶散的習(xí)性,不利于經(jīng)濟(jì)社會(huì)的發(fā)展。因此,適度的養(yǎng)老保險(xiǎn)水平,既要注意需求,也要考慮供給。 本文在分析國(guó)內(nèi)外相關(guān)理論和文獻(xiàn)的基礎(chǔ)上,回顧了我國(guó)農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)的發(fā)展過(guò)程,剖析了傳統(tǒng)農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)和新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)的區(qū)別。以重慶市為例,從城鄉(xiāng)居民社會(huì)養(yǎng)老保險(xiǎn)制度運(yùn)行的現(xiàn)狀出發(fā),深入分析了重慶農(nóng)村居民養(yǎng)老保險(xiǎn)存在的問(wèn)題和影響農(nóng)村居民養(yǎng)老保險(xiǎn)的因素。從宏微觀角度建立模型,對(duì)農(nóng)村居民養(yǎng)老保險(xiǎn)適度水平模型進(jìn)行了測(cè)度,測(cè)算出重慶市農(nóng)村居民養(yǎng)老保險(xiǎn)適度水平上下限,,并聯(lián)系重慶實(shí)際,得出微觀角度下重慶的基礎(chǔ)養(yǎng)老金對(duì)農(nóng)村老年人的保障水平不高,宏觀角度下重慶市城鄉(xiāng)居民社會(huì)養(yǎng)老保險(xiǎn)基金支出不足的結(jié)論;最后根據(jù)模型和定量分析的結(jié)果以及影響農(nóng)村居民養(yǎng)老保險(xiǎn)因素,提出改善重慶市農(nóng)村居民養(yǎng)老保險(xiǎn)的相關(guān)對(duì)策建議,旨在為我國(guó)現(xiàn)階段推進(jìn)城鄉(xiāng)居民社會(huì)養(yǎng)老保險(xiǎn)一體化提供一定的借鑒。
[Abstract]:Pension insurance is an important part of the social security system, a redistribution of national income, an important policy to solve the survival crisis of the elderly residents, and a basic right that citizens should obtain at a certain stage of economic development.The rural social endowment insurance system is a basic security system established by the state according to certain laws and regulations in order to ensure the basic life of the rural residents who are old and incapacitated.Whether the rural old-age insurance system can meet the pension needs of the rural elderly mainly lies in the status of its development, the level of payment and so on.If the level is too low, it can not meet the basic living needs of the old people in rural areas; if the level is too high, it will increase the financial burden, nourish the lazy habits of peasants, and is not conducive to the development of economic society.Therefore, the appropriate level of pension insurance, both to pay attention to demand, but also to consider supply.Based on the analysis of relevant theories and literature at home and abroad, this paper reviews the development process of rural social old-age insurance in China, and analyzes the differences between traditional rural social old-age insurance and new rural social old-age insurance.Taking Chongqing as an example, starting from the current situation of urban and rural residents' social old-age insurance system, this paper deeply analyzes the existing problems of Chongqing rural residents' old-age insurance and the factors affecting the rural residents' old-age insurance.This paper establishes a model from the macro and micro angle, measures the appropriate level model of rural residents' endowment insurance, calculates the upper and lower limits of the appropriate level of rural residents' pension insurance in Chongqing, and combines the reality of Chongqing.The conclusion is that the basic pension in Chongqing is not high for the elderly in rural areas from the micro perspective, and the social pension fund expenditure is insufficient in urban and rural areas in Chongqing from the macro point of view.Finally, according to the results of the model and quantitative analysis and the factors affecting the rural residents' pension insurance, the paper puts forward the relevant countermeasures and suggestions to improve the rural residents' pension insurance in Chongqing.In order to promote the integration of urban and rural residents social endowment insurance at this stage of our country to provide certain reference.
【學(xué)位授予單位】:重慶理工大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2014
【分類號(hào)】:F323.89;F842.67
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