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  本文選題：新型農(nóng)村社會養(yǎng)老保險　切入點：理性選擇　出處：《華僑大學(xué)》2014年碩士論文

【摘要】：隨著城鎮(zhèn)化工業(yè)化進(jìn)程的加快，我國城鄉(xiāng)二元結(jié)構(gòu)越來越明顯，社會保障制度也相應(yīng)出現(xiàn)二元分化，農(nóng)村保障制度與城鎮(zhèn)保障制度的差距依然存在。在工業(yè)化的過程中，農(nóng)村壯勞力流入城市、農(nóng)村空巢老人數(shù)量增多、家庭生活結(jié)構(gòu)發(fā)生變化、老年人獨(dú)立生存能力的退化等因素導(dǎo)致農(nóng)村老年人口的生存風(fēng)險日益顯著。城市化使得農(nóng)民對社會養(yǎng)老保障的需求增加。因此，重視農(nóng)村社會養(yǎng)老保障體制的構(gòu)建，已經(jīng)是提高農(nóng)民生活保障的關(guān)鍵，也是促進(jìn)城鄉(xiāng)公共服務(wù)均等化的重要因素。2009年9月，全國開展新型農(nóng)村社會養(yǎng)老保險試點，我國農(nóng)村社會養(yǎng)老保障進(jìn)入一個新的時期。2010年10月，國家“十二五規(guī)劃”提出，要在“十二五”期間實現(xiàn)適齡居民社會養(yǎng)老保障全覆蓋。 晉江市是福建省啟動新型農(nóng)村社會養(yǎng)老保險試點的第一批縣（市、區(qū)）之一。晉江市在國家政策的基礎(chǔ)上，及時制訂符合當(dāng)?shù)貙嵡榈膶嵤┘?xì)則，全力開展新農(nóng)保試點工作，并取得顯著成效。首先實現(xiàn)由銀行代扣代繳保費(fèi)；社會化發(fā)放養(yǎng)老金；第一個自主開發(fā)單機(jī)版軟件，由村（社區(qū)）錄入；第一個實現(xiàn)個人建賬率100%；率先實現(xiàn)城鄉(xiāng)一體化的社會養(yǎng)老保險政策。因此，，研究晉江市的實施情況，對全省乃至全國新型農(nóng)村社會養(yǎng)老保障制度的推進(jìn)具有重要意義。本文以理性選擇理論為指導(dǎo)，結(jié)合理論分析與實踐研究、規(guī)范分析與實證分析，調(diào)查數(shù)據(jù)分析與制度設(shè)計分析的方法，深入調(diào)查晉江市新型農(nóng)村養(yǎng)老保險制度的運(yùn)行狀況，分析各級政府、村集體、農(nóng)民三者在新農(nóng)保實施過程中的影響，并從各級政府、村集體、農(nóng)民三個方面提出完善新型農(nóng)村社會養(yǎng)老保險的政策建議。
[Abstract]:With the acceleration of urbanization and industrialization, the urban-rural dual structure is becoming more and more obvious, and the social security system has a dualistic differentiation. The gap between the rural security system and the urban security system still exists.In the process of industrialization, the rural labor force flows into the city, the number of empty nest elderly in rural areas increases, the family life structure changes, the elderly's independent survival ability degenerates, and so on, the survival risk of the rural elderly population becomes more and more significant.The urbanization causes the farmer to the social endowment security demand to increase.Therefore, paying attention to the construction of rural social old-age security system has been the key to improve farmers' living security, and is also an important factor to promote the equalization of urban and rural public services.China's rural social old-age security has entered a new period. In October 2010, the 12th Five-Year Plan of the State proposed that the full coverage of social old-age security should be realized during the 12th Five-Year Plan.Jinjiang is one of the first counties (cities, districts) in Fujian Province to launch a new type of rural social endowment insurance pilot.On the basis of national policy, Jinjiang City has made timely implementation rules in accordance with the local conditions, and has made great efforts to carry out the pilot work of new rural insurance, and has achieved remarkable results.First, realize by the bank withhold pay premium; socialize grant old age pension; the first independent development single machine edition software, input by village (community); the first realizes individual build account rate 100; realize the social endowment insurance policy of urban and rural integration first.Therefore, it is of great significance to study the implementation of Jinjiang City for the promotion of the new rural old-age security system in the whole province and even in the whole country.Under the guidance of rational choice theory, combined with theoretical analysis and practical research, normative analysis and empirical analysis, investigation data analysis and system design analysis, this paper investigates the operation of the new rural old-age insurance system in Jinjiang.This paper analyzes the influence of governments, village collectives and farmers in the process of implementing new rural insurance, and puts forward some policy suggestions on how to perfect the new rural social endowment insurance from three aspects: government at all levels, village collectives and farmers.
【學(xué)位授予單位】：華僑大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：F842.67;F323.89

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