本文選題：體育　切入點(diǎn)：保險(xiǎn)　出處：《西安體育學(xué)院》2014年碩士論文

【摘要】：我們都知道,無(wú)論在任何時(shí)候進(jìn)行體育鍛煉都有可能發(fā)生運(yùn)動(dòng)損傷,對(duì)運(yùn)動(dòng)者造成體育傷害,體育風(fēng)險(xiǎn)是時(shí)刻伴隨著體育運(yùn)動(dòng)的過(guò)程中的�？梢赃@么說(shuō),高風(fēng)險(xiǎn)、易受傷是人們?cè)趨⑴c體育活動(dòng)過(guò)程中最大的擔(dān)心。中國(guó)是競(jìng)技體育強(qiáng)國(guó),競(jìng)技體育水平在世界位列前茅,但是體育保險(xiǎn)的發(fā)展水平卻遠(yuǎn)遠(yuǎn)滯后于西方發(fā)達(dá)國(guó)家。因此,我認(rèn)為,通過(guò)與美國(guó)的體育保險(xiǎn)進(jìn)行比較研究,學(xué)習(xí)、借鑒他們的先進(jìn)經(jīng)驗(yàn),找到我國(guó)體育保險(xiǎn)發(fā)展過(guò)程中的差距與不足,為我國(guó)體育保險(xiǎn)的進(jìn)一步發(fā)展提供思路。只有我們自己的體育保險(xiǎn)發(fā)展起來(lái)了,我們才能真正做到拓寬保險(xiǎn)行業(yè)業(yè)務(wù)范圍,以及切實(shí)增強(qiáng)整個(gè)體育行業(yè)抵抗風(fēng)險(xiǎn)的能力,在促進(jìn)我國(guó)體育產(chǎn)業(yè)和體育事業(yè)發(fā)展方面,將起到不可估量的作用,具有重要的意義和價(jià)值。在這樣的前提下,我們對(duì)中美兩國(guó)的體育保險(xiǎn)行業(yè)的發(fā)展進(jìn)行比較研究,就顯得尤為重要了。 但是保險(xiǎn)行業(yè)是一個(gè)非常復(fù)雜的系統(tǒng),而中國(guó)的體育保險(xiǎn)的發(fā)展尚處于初級(jí)階段,因此限于本人水平,對(duì)前人的文獻(xiàn)研究愛(ài)參考較多,且主要進(jìn)行的是兩國(guó)體育保險(xiǎn)的宏觀對(duì)比。本論文主要從不同的幾個(gè)角度對(duì)比分析了美國(guó)體育保險(xiǎn)的發(fā)展現(xiàn)狀和我國(guó)體育保險(xiǎn)的發(fā)展現(xiàn)狀,目的在于找出我國(guó)體育保險(xiǎn)發(fā)展的不足之處,并對(duì)應(yīng)該如何借鑒和利用美國(guó)的先進(jìn)經(jīng)驗(yàn),才能更適合中國(guó)體育保險(xiǎn)的進(jìn)一步發(fā)展。通過(guò)對(duì)以上問(wèn)題的對(duì)比研究,能夠明確地發(fā)現(xiàn)和認(rèn)識(shí)到我國(guó)體育保險(xiǎn)在發(fā)展過(guò)程中存在的問(wèn)題。 通過(guò)比較和總結(jié),目前我國(guó)體育保險(xiǎn)發(fā)展過(guò)程中主要存在的問(wèn)題有：1、相關(guān)的法律體系、國(guó)家政策、部門(mén)制度尚不夠完善,沒(méi)有專(zhuān)門(mén)的體育保險(xiǎn)法。2、缺少足夠政策支持和財(cái)政支持。3、相關(guān)保險(xiǎn)險(xiǎn)種過(guò)少,體育保險(xiǎn)在保險(xiǎn)行業(yè)中規(guī)模偏小。4、運(yùn)動(dòng)員、體育愛(ài)好者和其他體育從業(yè)人員缺乏足夠的體育保險(xiǎn)意識(shí),嚴(yán)重制約了體育保險(xiǎn)的發(fā)展。5、缺乏專(zhuān)業(yè)的體育保險(xiǎn)從業(yè)人員和體育保險(xiǎn)人才。6、體育保險(xiǎn)缺乏充分商業(yè)化、市場(chǎng)化。本文通過(guò)研究我國(guó)體育保險(xiǎn)發(fā)展目前所處的階段和社會(huì)環(huán)境,利用科學(xué)的研究方法,針對(duì)所存在的問(wèn)題提出自己的想法和對(duì)策。
[Abstract]:We all know that sports injuries can occur at any time when physical activity is carried out, causing sports injuries to sportsmen, and sports risks are always associated with the process of sports. Vulnerability is the biggest concern people have in participating in sports. China is a competitive sports power with the highest level of competitive sports in the world, but the level of development of sports insurance lags far behind that of developed countries in the West. Therefore, I think, Through the comparative study with the sports insurance of the United States, learn from their advanced experience, find out the gap and deficiency in the development process of sports insurance in our country. To provide ideas for the further development of sports insurance in our country. Only when our own sports insurance develops, can we really broaden the scope of business of the insurance industry and effectively enhance the ability of the entire sports industry to resist risks. In promoting the development of the sports industry and sports cause in China, it will play an inestimable role and has important significance and value. Under this premise, we will make a comparative study on the development of the sports insurance industry in China and the United States. It is especially important. However, the insurance industry is a very complex system, and the development of sports insurance in China is still in its infancy, so it is limited to my own level. This paper mainly analyzes the current situation of sports insurance in the United States and the current situation of sports insurance in China from different angles. The purpose is to find out the deficiency of the development of sports insurance in our country, and how to draw lessons from and make use of the advanced experience of the United States in order to be more suitable for the further development of Chinese sports insurance. Can clearly discover and recognize the problems existing in the development of sports insurance in China. Through comparison and conclusion, the main problems existing in the development of sports insurance in China are: 1: 1, the relevant legal system, national policy, and departmental system are not yet perfect. There is no special sports insurance law. 2. Lack of adequate policy support and financial support. 3. There are too few related insurance types. Sports insurance is on a small scale in the insurance industry. Sports enthusiasts and other sports practitioners lack sufficient awareness of sports insurance, which seriously restricts the development of sports insurance. By studying the stage and social environment of the development of sports insurance in China, this paper puts forward its own ideas and countermeasures in view of the existing problems by using scientific research methods.
【學(xué)位授予單位】：西安體育學(xué)院
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類(lèi)號(hào)】：F842.6;F847.12

【參考文獻(xiàn)】

相關(guān)期刊論文 前1條

1 湯起宇;我國(guó)體育社會(huì)保險(xiǎn)制度設(shè)計(jì)[J];北京體育大學(xué)學(xué)報(bào);1995年04期

，

本文編號(hào)：1681500