本文選題：農(nóng)村養(yǎng)老機(jī)制　切入點(diǎn)：法律法規(guī)　出處：《中南林業(yè)科技大學(xué)》2014年碩士論文　論文類型：學(xué)位論文

【摘要】：建立符合湖南全省實(shí)際情況的農(nóng)村養(yǎng)老保險(xiǎn)制度可以有效的減小城鄉(xiāng)之間的差距、促進(jìn)農(nóng)村的和諧發(fā)展,是全省農(nóng)民的生活水平得以提升的重要保障。本文總結(jié)國內(nèi)與國外的農(nóng)村養(yǎng)老保險(xiǎn)制度的經(jīng)驗(yàn)以及內(nèi)容相結(jié)合,介紹湖南發(fā)展農(nóng)村社會養(yǎng)老保險(xiǎn)的過程,對湖南農(nóng)村社會傳統(tǒng)的的養(yǎng)老保險(xiǎn)制度的缺陷進(jìn)行了總結(jié),提出在新農(nóng)保實(shí)施的過程中存在的諸多問題和制約因素,最后提供了一些建議和措施用以幫助湖南開展新型農(nóng)村社會養(yǎng)老保險(xiǎn)制度的建立。主要結(jié)論如下： (1)與老的農(nóng)村社會養(yǎng)老保險(xiǎn)相比,新農(nóng)保有以下幾個(gè)新舉措：一是以個(gè)人繳費(fèi)和集體補(bǔ)助以及政府補(bǔ)貼為基礎(chǔ)實(shí)行多元化的籌資,共同為新農(nóng)保養(yǎng)老保險(xiǎn)搭建一個(gè)平臺；二是具有本地的戶口并且還沒有參加城鎮(zhèn)職工養(yǎng)老保險(xiǎn)的農(nóng)民年滿16周歲(不包括在校學(xué)生),都可在戶籍所在地進(jìn)行參保,參保范圍廣；三是基礎(chǔ)養(yǎng)老金和個(gè)人賬戶養(yǎng)老金二者共同組成了養(yǎng)老金待遇,以人為本的科學(xué)發(fā)展觀和公正、公平、效率的原則得到了充分的體現(xiàn)；四是采取發(fā)放的方式為社會化發(fā)放新型農(nóng)村社會養(yǎng)老保險(xiǎn)養(yǎng)老金；五是通過社會救助、土地保障、傳統(tǒng)家庭養(yǎng)老等政策多層次的養(yǎng)老模式,從而確定了實(shí)行新農(nóng)保的基礎(chǔ),在制度上保障農(nóng)民的養(yǎng)老；六是對于那些仍然在實(shí)施傳統(tǒng)農(nóng)保的地區(qū),要對原有的基金相關(guān)問題進(jìn)行妥善處理,良好完成與新保制度的銜接。 (2)新農(nóng)保存在以下幾個(gè)方面的問題：計(jì)劃生育政策導(dǎo)致家庭規(guī)模的縮小,以及家庭養(yǎng)老保障的功能的下降削弱了農(nóng)村養(yǎng)老的能力；不健全的法律、滯后的立法工作；政府職能的缺位,包括管理方面缺乏有效的機(jī)制、基金運(yùn)營管理不規(guī)范、地方政府在資金落實(shí)方面存在困難等；宣傳力度不夠,農(nóng)村養(yǎng)老保險(xiǎn)制度給予農(nóng)民的待遇福利無法被廣大農(nóng)民所認(rèn)知。 (3)通過建立農(nóng)村社區(qū)養(yǎng)老機(jī)制、激勵傳統(tǒng)家庭養(yǎng)老保障等措施完善農(nóng)村養(yǎng)老機(jī)制；通過老年人保障法、農(nóng)村最低生活保障法、農(nóng)村養(yǎng)老法等法律的形式建立健全法律法規(guī)；通過加強(qiáng)基金運(yùn)營管理、加速農(nóng)村經(jīng)濟(jì)發(fā)展和增加農(nóng)民收入、加強(qiáng)專業(yè)人才的培養(yǎng)、拓寬養(yǎng)老社會保險(xiǎn)資金來源、加大政府財(cái)政投入和支持力度等方面充分發(fā)揮政府的責(zé)任和作用；最后,要加大輿論宣傳的力度,通過采用通俗的方式來進(jìn)行新農(nóng)保的重要意義的宣傳,讓廣大農(nóng)民可以聽得懂的同時(shí)能夠很好的理解并能易于被農(nóng)民所接受,從而促使廣大農(nóng)民主動的、積極的、自愿的參加新農(nóng)保。
[Abstract]:The establishment of a rural old-age insurance system in line with the actual situation in Hunan Province can effectively reduce the gap between urban and rural areas and promote the harmonious development of rural areas. This paper summarizes the experience and content of rural old-age insurance system in China and foreign countries, and introduces the process of developing rural social old-age insurance in Hunan. This paper summarizes the defects of the traditional old-age insurance system in Hunan rural society, and puts forward many problems and restrictive factors existing in the implementation of the new rural insurance system. Finally, some suggestions and measures are provided to help Hunan develop the establishment of a new rural social old-age insurance system. The main conclusions are as follows:. 1) compared with the old rural social old-age insurance, the new farmers have the following new measures: first, to build a platform for the new rural old-age insurance on the basis of individual contributions and collective subsidies and government subsidies; Second, farmers with local hukou and have not participated in urban workers pension insurance has reached the age of 16 (excluding students in school, can participate in the domicile of the place to participate in the insurance, a wide range of insurance; Third, the basic pension and the personal account pension constitute the pension treatment together, the scientific development view of people-oriented and the principle of justice, fairness and efficiency have been fully embodied; The fourth is to adopt the way of issuing the new rural social old-age insurance pension for socialization. Fifth, through the multi-level pension model of social assistance, land security, traditional family old-age care and so on, the foundation for the implementation of the new rural old-age insurance has been determined. Sixth, for those areas that are still implementing traditional rural insurance, we should properly deal with the problems related to the original fund, and complete the link with the new insurance system. (2) the problems of new farmers in the following aspects: family planning policy leads to the reduction of family size, and the decline of the function of family pension security weakens the ability of rural old-age support, imperfect laws, lagging legislative work; The absence of government functions, including the lack of effective management mechanisms, fund management is not standardized, local governments have difficulties in the implementation of funds, etc. Rural old-age insurance system gives farmers treatment and welfare can not be recognized by the majority of farmers. (3) perfecting the rural old-age system by establishing the rural community pension mechanism, encouraging the traditional family old-age security and so on, establishing and perfecting the laws and regulations in the form of the old people's security law, the rural minimum living security law, the rural pension law, the rural old-age care law, etc. By strengthening the operation and management of the fund, accelerating the development of rural economy and increasing the income of farmers, strengthening the training of professionals, and broadening the sources of funds for social insurance for the aged, Increase government financial input and support to give full play to the responsibility and role of the government; finally, we should increase the strength of public opinion propaganda, through the adoption of popular methods to promote the importance of new rural insurance, So that the majority of farmers can understand the same time can be very good understanding and easy to be accepted by farmers, so as to promote the majority of farmers to take the initiative, active, voluntary participation in the new rural insurance.
【學(xué)位授予單位】：中南林業(yè)科技大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：F842.67;F323.89

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