本文選題：奶牛保險(xiǎn)　切入點(diǎn)：補(bǔ)貼政策　出處：《內(nèi)蒙古農(nóng)業(yè)大學(xué)》2013年碩士論文　論文類型：學(xué)位論文

【摘要】：農(nóng)業(yè)保險(xiǎn)是分散農(nóng)業(yè)風(fēng)險(xiǎn)的一種有效機(jī)制，與農(nóng)村金融、農(nóng)業(yè)科技并稱為現(xiàn)代農(nóng)業(yè)發(fā)展的三大支柱。自2007年內(nèi)蒙古被財(cái)政部確定為全國(guó)6個(gè)農(nóng)業(yè)保險(xiǎn)保費(fèi)補(bǔ)貼試點(diǎn)省區(qū)之一以來(lái)，內(nèi)蒙古農(nóng)業(yè)保險(xiǎn)尤其是種植業(yè)保險(xiǎn)取得了快速發(fā)展；然而，作為全國(guó)的畜牧大區(qū)，內(nèi)蒙古的養(yǎng)殖業(yè)保險(xiǎn)特別是奶牛保險(xiǎn)發(fā)展卻十分緩慢，甚至呈現(xiàn)出萎縮趨勢(shì)。因此，基于內(nèi)蒙古現(xiàn)行的奶牛保險(xiǎn)政策，研究影響奶牛養(yǎng)殖戶購(gòu)買奶牛保險(xiǎn)的因素，可為進(jìn)一步完善內(nèi)蒙古奶牛保險(xiǎn)保費(fèi)補(bǔ)貼政策以及促進(jìn)奶牛保險(xiǎn)持續(xù)發(fā)展提供可行對(duì)策。 本文通過(guò)梳理2008年—2012年內(nèi)蒙古奶牛保險(xiǎn)的政策變化，基于對(duì)內(nèi)蒙古3個(gè)盟市、12個(gè)鄉(xiāng)鎮(zhèn)的奶牛養(yǎng)殖戶的問(wèn)卷調(diào)查，對(duì)養(yǎng)殖戶的參保情況進(jìn)行了描述性統(tǒng)計(jì)；結(jié)果表明：目前，自治區(qū)奶牛養(yǎng)殖戶對(duì)奶牛保險(xiǎn)的了解程度普遍不高，并且認(rèn)為奶牛保險(xiǎn)責(zé)任范圍比較單一等。同時(shí)，，運(yùn)用Probit模型對(duì)影響奶牛養(yǎng)殖戶參加奶牛保險(xiǎn)的因素進(jìn)行了識(shí)別，結(jié)果表明：養(yǎng)殖戶性別、年齡、奶牛每天的產(chǎn)奶量、奶牛有無(wú)死亡和養(yǎng)殖戶對(duì)奶牛保險(xiǎn)的了解程度是影響其參加奶牛保險(xiǎn)的顯著因素。最后，本文提出加大奶牛保險(xiǎn)宣傳力度、完善奶牛保險(xiǎn)條款、設(shè)計(jì)多樣奶牛保險(xiǎn)產(chǎn)品和提高奶牛保險(xiǎn)服務(wù)水平等有利于內(nèi)蒙古奶牛保險(xiǎn)健康發(fā)展的建議。
[Abstract]:Agricultural insurance is an effective mechanism for dispersing agricultural risks, and rural finance, Agricultural science and technology is regarded as the three pillars of modern agricultural development. Since 2007, Inner Mongolia has been designated as one of the six pilot provinces of agricultural insurance premium subsidy by the Ministry of Finance, and the agricultural insurance, especially the insurance of planting industry, has achieved rapid development in Inner Mongolia. However, as a large area of livestock husbandry in China, the development of livestock insurance in Inner Mongolia, especially dairy cattle insurance, is very slow, and even shows a shrinking trend. Therefore, based on the current dairy cow insurance policy in Inner Mongolia, The study on the factors influencing dairy cow insurance can provide feasible countermeasures for the further improvement of insurance premium subsidy policy and the promotion of sustainable development of dairy cow insurance in Inner Mongolia. Through combing the policy changes of dairy cow insurance in Inner Mongolia from 2008 to 2012, based on the questionnaire survey of dairy cattle farmers in 12 towns and cities in Inner Mongolia, the paper makes descriptive statistics on the participation of dairy cattle farmers in Inner Mongolia, the results show that: at present, Dairy cattle farmers in the autonomous region generally do not have a good understanding of dairy cow insurance, and consider that the responsibility range of dairy cow insurance is relatively simple. Meanwhile, the factors influencing dairy cow insurance are identified by using Probit model. The results showed that sex, age, milk yield, death of dairy cows and the degree of understanding of dairy cow insurance were the significant factors that affected the farmers' participation in dairy cow insurance. Finally, the paper proposed to increase the propaganda of dairy cow insurance. It is beneficial to the healthy development of dairy cow insurance in Inner Mongolia to perfect the clauses of dairy cow insurance, to design various dairy cow insurance products and to improve the level of dairy cow insurance service.
【學(xué)位授予單位】：內(nèi)蒙古農(nóng)業(yè)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：F842.66

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