本文關(guān)鍵詞：河北省農(nóng)業(yè)保險(xiǎn)發(fā)展對(duì)策研究　出處：《中南林業(yè)科技大學(xué)》2015年碩士論文　論文類型：學(xué)位論文

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【摘要】：農(nóng)業(yè)保險(xiǎn)是現(xiàn)代農(nóng)業(yè)風(fēng)險(xiǎn)管理的有效手段,通過政府誘導(dǎo)充分運(yùn)用市場(chǎng)機(jī)制調(diào)動(dòng)社會(huì)主體參與風(fēng)險(xiǎn)管理的積極性,有效應(yīng)對(duì)和解決農(nóng)業(yè)自然災(zāi)害問題,在農(nóng)業(yè)和農(nóng)村經(jīng)濟(jì)持續(xù)發(fā)展中發(fā)揮著重要作用。農(nóng)業(yè)保險(xiǎn)在河北省已開展8年時(shí)間,在此過程中充分起到了農(nóng)業(yè)“穩(wěn)定器”、“減震器”和農(nóng)業(yè)發(fā)展“助推器”的作用。但隨著農(nóng)業(yè)現(xiàn)代化、產(chǎn)業(yè)化的快速發(fā)展和新型農(nóng)業(yè)經(jīng)營主體的不斷涌現(xiàn),農(nóng)業(yè)保險(xiǎn)已處于發(fā)展的“瓶頸期”、“轉(zhuǎn)型期”和“蛻變期”,其責(zé)任會(huì)更加重要,發(fā)揮的空間會(huì)更大。河北省作為農(nóng)業(yè)大省,糧食、蔬菜、水果、畜禽等農(nóng)產(chǎn)品產(chǎn)量在全國位居前列,農(nóng)業(yè)保險(xiǎn)發(fā)展?jié)摿薮�。在這場(chǎng)農(nóng)業(yè)保險(xiǎn)變革的黎明,河北省如能順勢(shì)而為率先起步,就能搶占先機(jī),分享到更多的政策紅利,并充分發(fā)揮財(cái)政支持資金的杠桿放大作用和政策導(dǎo)向作用,強(qiáng)力推進(jìn)全省農(nóng)業(yè)產(chǎn)業(yè)結(jié)構(gòu)調(diào)整、土地流轉(zhuǎn)和農(nóng)業(yè)產(chǎn)業(yè)化進(jìn)程,并刺激服務(wù)業(yè)發(fā)展、新增消費(fèi)需求、促進(jìn)新型城鎮(zhèn)化,撬動(dòng)上萬億的潛在市場(chǎng),成為河北省經(jīng)濟(jì)轉(zhuǎn)型、綠色崛起的“助推器“。因此,系統(tǒng)的分析農(nóng)業(yè)保險(xiǎn)的現(xiàn)狀及存在的問題,推進(jìn)農(nóng)業(yè)的保險(xiǎn)創(chuàng)新與有效改革,對(duì)河北省自身的農(nóng)業(yè)保險(xiǎn)的可持續(xù)發(fā)展是有著無法代替的實(shí)際意義和理論價(jià)值。該文就是采用細(xì)致的理論研究,并且借鑒部分國內(nèi)和國外的農(nóng)業(yè)保險(xiǎn)的實(shí)踐與現(xiàn)實(shí)性發(fā)展的理論,加之采用規(guī)范的分析與實(shí)例的分析相互結(jié)合的辦法,有效的分析河北省的農(nóng)業(yè)保險(xiǎn)的運(yùn)營與市場(chǎng)供求的矛盾與特征,通過農(nóng)業(yè)保險(xiǎn)市場(chǎng)幾近失衡的表面情況,逐步挖掘出限制農(nóng)業(yè)保險(xiǎn)發(fā)展的本質(zhì)原因,進(jìn)一步來完善政策體系,促進(jìn)政府支持。建立完善的農(nóng)業(yè)保險(xiǎn)運(yùn)營機(jī)制和發(fā)展方式,最終提出加強(qiáng)農(nóng)業(yè)保險(xiǎn)的發(fā)展決策。
[Abstract]:Agricultural insurance is an effective means of modern agricultural risk management, through the government induces the full use of market mechanism to mobilize the enthusiasm of social subjects to participate in risk management, and effectively deal with and solve the problem of agricultural natural disasters. It plays an important role in the sustainable development of agriculture and rural economy. Agricultural insurance has been carried out for 8 years in Hebei Province, and has played a full role in agricultural "stabilizer" in the process. The role of "shock absorber" and "booster" in agricultural development. But with the modernization of agriculture, the rapid development of industrialization and the continuous emergence of new agricultural management subjects, agricultural insurance has been in the "bottleneck period" of development. "transition period" and "transformation period", its responsibility will be more important, the space will be greater. Hebei Province as a major agricultural province, food, vegetables, fruits, livestock and other agricultural products in the forefront of the country. Agricultural insurance development potential is huge. In the dawn of this agricultural insurance reform, if Hebei Province can adapt to the trend of the first start, it will be able to seize the opportunity to share more policy dividends. And give full play to the leverage of financial support funds and policy guidance role, vigorously promote the province's agricultural industrial structure adjustment, land transfer and agricultural industrialization process, and stimulate the development of service industries, new consumer demand. Promote new urbanization, leverage trillions of potential market, become Hebei Province economic transformation, green rise of "booster". Therefore, the system analysis of the current situation of agricultural insurance and existing problems. To promote the innovation and effective reform of agricultural insurance has an irreplaceable practical significance and theoretical value for the sustainable development of agricultural insurance in Hebei Province. And draw lessons from some domestic and foreign agricultural insurance practice and realistic development of the theory, coupled with the use of normative analysis and examples of analysis combined with the method. Effective analysis of the operation of agricultural insurance in Hebei Province and market supply and demand contradictions and characteristics, through the agricultural insurance market nearly unbalanced surface situation, gradually excavated the essential reasons for restricting the development of agricultural insurance. Further improve the policy system, promote government support, establish a sound agricultural insurance operation mechanism and development mode, and finally put forward to strengthen the development of agricultural insurance decision-making.
【學(xué)位授予單位】：中南林業(yè)科技大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2015
【分類號(hào)】：F842.66

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