【摘要】：助學(xué)貸款既是現(xiàn)代社會(huì)民主、公平、成本分擔(dān)以及人力資本等現(xiàn)代思想和實(shí)踐相結(jié)合的產(chǎn)物,也是當(dāng)今國(guó)際高等教育發(fā)展中出現(xiàn)的重要想象。我國(guó)國(guó)家助學(xué)貸款政策是在社會(huì)主義市場(chǎng)經(jīng)濟(jì)條件下,國(guó)家利用金融手段完善高校資助政策體系,加大對(duì)普通高校家庭經(jīng)濟(jì)困難學(xué)生資助力度采取的重大舉措。它在確保受教育者個(gè)體平等享有教育權(quán)利的同時(shí),也積極推進(jìn)了我國(guó)高等教育公平和社會(huì)主義和諧社會(huì)的建設(shè)。運(yùn)用文獻(xiàn)資料法、文本分析法和比較法等教育科學(xué)研究方法,首先對(duì)助學(xué)貸款、國(guó)家助學(xué)貸款政策和利益分析等選題基本概念予以界定,闡述了選題研究的理論基礎(chǔ)——利益相關(guān)者理論,梳理了我國(guó)國(guó)家助學(xué)貸款政策的歷史演變并將其概括為準(zhǔn)備階段、試點(diǎn)階段和完善階段,在此基礎(chǔ)上劃定出對(duì)我國(guó)國(guó)家助學(xué)貸款政策展開利益分析的范圍(主要是第二章內(nèi)容)；然后,從政府、高校、經(jīng)辦銀行和貸款學(xué)生四個(gè)相關(guān)利益主體視角,對(duì)國(guó)家助學(xué)貸款政策準(zhǔn)備階段、試點(diǎn)階段和完善階段的利益狀況進(jìn)行了較為詳細(xì)的審視；同時(shí),揭示出國(guó)家助學(xué)貸款政策準(zhǔn)備階段、試點(diǎn)階段和完善階段政府、高校、經(jīng)辦銀行和貸款學(xué)生的利益一致性、利益差異性及其利益特點(diǎn),并從政府財(cái)政能力、高等教育體制改革和政策相關(guān)機(jī)制完善等方面對(duì)其進(jìn)行了歸因分析；最后,將國(guó)家助學(xué)貸款政策終極目標(biāo)確定為以平等教育權(quán)分享為內(nèi)容的公共利益,嘗試性提出確保國(guó)家助學(xué)貸款政策公共利益實(shí)現(xiàn)的尊重利益訴求原則和明確權(quán)責(zé)關(guān)系原則,從激勵(lì)約束機(jī)制、利益補(bǔ)償機(jī)制、信息溝通機(jī)制和政策檢測(cè)機(jī)制等四方面指出了國(guó)家助學(xué)貸款政策公共利益目標(biāo)得以實(shí)現(xiàn)的具體路徑。
[Abstract]:Student loan is a product of the combination of modern thought and practice of modern social democracy, equity, cost sharing and human capital. It is also an important imagination in the development of international higher education. In that condition of the socialist market economy, the state-student loan policy of our country is to perfect the system of university-funded policy in the state by means of financial means, and to increase the major measure taken to support the financial difficulties of the students in general colleges and universities. It also actively promotes the construction of the equity of higher education and the construction of the socialist harmonious society, while ensuring the equal right of the educated individual to the right to education. By using the methods of literature, text analysis and comparative law, this paper defines the basic concepts of such topics as the student loan, the national student loan policy and the interest analysis, and expounds the theoretical foundation _ stakeholder theory of the research on the topic. This paper reviews the historical evolution of the national student loan policy in our country and generalizes it as the preparation stage, the pilot phase and the perfect stage, on the basis of which, the scope of the interest analysis of the national student loan policy is drawn up (mainly in the second chapter), and then, from the government and the university, in that view of the four relevant stakeholders of the bank and the loan student, the state of interest of the national student loan policy preparation stage, the pilot stage and the improvement stage is examined in detail; meanwhile, the preparation stage, the pilot phase and the perfect phase government of the national student loan policy are disclosed, The interests of the university, the handling bank and the loan student are consistent, the interest difference and the benefit characteristic are analyzed, and the attribution analysis is made from the aspects such as the government's financial ability, the reform of the higher education system and the improvement of the policy-related mechanism; and finally, The ultimate goal of the national student loan policy is determined to share the public interest of the content with the equal right to education. The four aspects of the information communication mechanism and the policy detection mechanism point out the specific path to the realization of the public interest target of the national student loan policy.
【學(xué)位授予單位】：東北大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：G649.2

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