本文選題：農(nóng)村貧困大學(xué)生　切入點(diǎn)：國家助學(xué)貸款　出處：《農(nóng)村經(jīng)濟(jì)》2017年10期 　論文類型：期刊論文

【摘要】：農(nóng)村貧困大學(xué)生對(duì)國家助學(xué)貸款的需求與實(shí)際發(fā)生申請(qǐng)助學(xué)貸款行為深受家庭經(jīng)濟(jì)情況影響。實(shí)證研究表明:農(nóng)村貧困大學(xué)生家庭中,家長(zhǎng)的文化水平、人均收入水平、家庭接受非義務(wù)教育的人數(shù)對(duì)貧困大學(xué)生的國家助學(xué)貸款需求和實(shí)際發(fā)生申請(qǐng)助學(xué)貸款行為均有顯著的正向影響,家庭擁有的固定資產(chǎn)價(jià)值對(duì)貧困大學(xué)生的國家助學(xué)貸款需求和實(shí)際發(fā)生申請(qǐng)助學(xué)貸款行為均有顯著的負(fù)向影響,勞動(dòng)力數(shù)量和醫(yī)療支出只對(duì)貧困大學(xué)生實(shí)際發(fā)生申請(qǐng)助學(xué)貸款行為有顯著的正向影響,家庭的人口數(shù)量只對(duì)貧困大學(xué)生實(shí)際發(fā)生申請(qǐng)助學(xué)貸款行為有顯著的負(fù)向影響。
[Abstract]:The demand for the national student loan and the actual behavior of applying for the student loan are deeply influenced by the economic situation of the family. The empirical study shows that the parents' education level and the per capita income level of the parents in the poor rural college students' families are greatly influenced by the economic situation of the family. The number of families receiving non-compulsory education has a significant positive impact on the demand for national student loan and the actual behavior of applying for student loan. The value of fixed assets owned by families has a significant negative impact on the demand for national student loans and the actual behavior of applying for student loans. The number of labor force and medical expenditure only had a significant positive impact on the actual occurrence of student loan for poor college students, and the number of families only had a significant negative impact on the actual occurrence of poor college students' application for student loans.
【作者單位】： 中國礦業(yè)大學(xué);
【基金】：江蘇省普通高校研究生科研創(chuàng)新計(jì)劃資助項(xiàng)目“基于學(xué)生行為視角的國家助學(xué)貸款違約風(fēng)險(xiǎn)研究”(編號(hào):CXZZ11-0320) 江蘇高校哲學(xué)社會(huì)科學(xué)研究指導(dǎo)項(xiàng)目“國家助學(xué)貸款中大學(xué)生的誠信教育及其有效性研究”(編號(hào):2015SJD445) 中國礦業(yè)大學(xué)思政工作專項(xiàng)課題重點(diǎn)項(xiàng)目“‘校園貸’風(fēng)險(xiǎn)防范與教育引導(dǎo)機(jī)制研究”(編號(hào):2017ZDXM06)的階段性研究成果
【分類號(hào)】：F832.479;G649.2

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2 劉慶祿;誰來為大學(xué)生“助學(xué)貸款”擔(dān)保[J];w攣胖蕓，

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