河北省物流保險(xiǎn)影響因素及對(duì)策研究
本文選題:物流保險(xiǎn) 切入點(diǎn):物流風(fēng)險(xiǎn) 出處:《河北大學(xué)》2017年碩士論文 論文類型:學(xué)位論文
【摘要】:在京津冀協(xié)調(diào)發(fā)展的大環(huán)境下,河北省的商貿(mào)物流業(yè)將在未來五年內(nèi)成為河北省的重要支柱產(chǎn)業(yè),相應(yīng)的保險(xiǎn)要求也日漸提高,所以,構(gòu)建發(fā)展機(jī)遇下的河北省物流保險(xiǎn)刻不容緩。當(dāng)前河北省物流與物流保險(xiǎn)并沒有相互契合,兩者在諸多方面未能實(shí)現(xiàn)協(xié)調(diào)發(fā)展,這對(duì)物流業(yè)和保險(xiǎn)業(yè)的發(fā)展前景都是不利的。因此,本文從物流保險(xiǎn)的供需兩方面進(jìn)行分析,理論與模型相結(jié)合,研究河北省物流保險(xiǎn)發(fā)展的阻礙所在,從而推動(dòng)物流保險(xiǎn)在物流市場(chǎng)上充分實(shí)現(xiàn)自身的保障功能,實(shí)現(xiàn)河北省物流和保險(xiǎn)行業(yè)的雙贏。本文在對(duì)物流及物流保險(xiǎn)進(jìn)行了基本概念的界定后,論述了我國物流行業(yè)的發(fā)展現(xiàn)狀和物流保險(xiǎn)的發(fā)展歷程,具體結(jié)合河北省的實(shí)際情況,從供給和需求兩方面介紹了河北省物流保險(xiǎn)在發(fā)展過程中存在的問題,河北省物流產(chǎn)業(yè)規(guī)模持續(xù)擴(kuò)大,但還處在傳統(tǒng)物流向現(xiàn)代物流轉(zhuǎn)型的關(guān)鍵時(shí)期,高風(fēng)險(xiǎn)存在,對(duì)物流保險(xiǎn)的需求和要求與日俱增,本文從河北省財(cái)險(xiǎn)公司規(guī)模和物流保險(xiǎn)有效需求的角度出發(fā),說明了河北省整個(gè)財(cái)險(xiǎn)市場(chǎng)發(fā)展緩慢、物流保險(xiǎn)市場(chǎng)占有率不高,且現(xiàn)有的物流保險(xiǎn)不論是從數(shù)量還是承保范圍上來講都存在問題。在理論論述了河北省物流保險(xiǎn)供需兩方面的情況后,利用實(shí)證分析法,運(yùn)用stata軟件,整理了河北省11個(gè)市的相關(guān)數(shù)據(jù),對(duì)最主要的物流保險(xiǎn)——貨運(yùn)險(xiǎn)的發(fā)展進(jìn)行了面板數(shù)據(jù)的分析,從影響因素得到了制約貨運(yùn)險(xiǎn)發(fā)展的主要原因,繼而延伸到物流保險(xiǎn),即缺少政策法規(guī)的扶持,險(xiǎn)種承保范圍狹小且缺少創(chuàng)新,保險(xiǎn)營銷和服務(wù)不到位,以及重視程度不夠和專業(yè)人才的缺乏,并據(jù)此提出促進(jìn)河北省物流保險(xiǎn)發(fā)展的可行應(yīng)對(duì)措施。本文認(rèn)為,應(yīng)利用政策法規(guī)規(guī)范物流保險(xiǎn),強(qiáng)制保險(xiǎn)打開河北省物流保險(xiǎn)市場(chǎng);創(chuàng)新河北省物流保險(xiǎn)產(chǎn)品,擴(kuò)大承保范圍;創(chuàng)新河北省物流保險(xiǎn)營銷模式,建立全方位服務(wù)體系;加強(qiáng)河北省保險(xiǎn)市場(chǎng)對(duì)物流保險(xiǎn)的重視,開發(fā)培養(yǎng)專業(yè)人才。
[Abstract]:Under the environment of coordinated development between Beijing, Tianjin and Hebei, the trade and logistics industry in Hebei Province will become an important pillar industry of Hebei Province in the next five years, and the corresponding insurance requirements are also increasing day by day, so, It is urgent to construct logistics insurance in Hebei Province under the opportunity of development. At present, logistics and logistics insurance in Hebei Province do not agree with each other, and the two fail to achieve coordinated development in many aspects. This is unfavorable to the development prospects of logistics industry and insurance industry. Therefore, this paper analyzes the supply and demand of logistics insurance, combines theory with model, and studies the obstacles to the development of logistics insurance in Hebei Province. In order to promote the logistics insurance in the logistics market to fully realize its own protection function, realize the win-win situation of logistics and insurance industry in Hebei Province. This paper defines the basic concept of logistics and logistics insurance. This paper discusses the development situation of logistics industry and the development course of logistics insurance in China. Combining with the actual situation of Hebei Province, it introduces the problems existing in the development process of logistics insurance in Hebei Province from the two aspects of supply and demand. The scale of logistics industry in Hebei Province continues to expand, but it is still in the critical period of transition from traditional logistics to modern logistics. High risk exists, and the demand and demand for logistics insurance are increasing day by day. From the angle of the scale of property insurance company and the effective demand of logistics insurance in Hebei Province, this paper shows that the whole property insurance market in Hebei Province develops slowly, and the market share of logistics insurance is not high. After discussing the supply and demand of logistics insurance in Hebei Province in theory, using the empirical analysis method, using stata software, the existing logistics insurance has problems in terms of quantity and scope of insurance coverage. This paper collates the relevant data of 11 cities in Hebei Province, analyzes the development of the most important logistics insurance-freight insurance, and obtains the main reasons for restricting the development of freight insurance from the influencing factors, and then extends to the logistics insurance. That is, lack of support from policies and regulations, narrow coverage and lack of innovation, inadequate insurance marketing and services, insufficient attention and lack of professionals, Based on this, the author puts forward the feasible countermeasures to promote the development of logistics insurance in Hebei Province. This paper holds that logistics insurance should be standardized by policies and regulations, compulsory insurance should be opened up in Hebei Province logistics insurance market, and the logistics insurance products of Hebei Province should be innovated. Expand the scope of insurance; innovate the logistics insurance marketing model of Hebei Province, establish a comprehensive service system; strengthen the insurance market in Hebei Province attach importance to logistics insurance, develop and train professionals.
【學(xué)位授予單位】:河北大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2017
【分類號(hào)】:F842.6;F259.27
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