發(fā)布時(shí)間：2018-05-18 00:12

  本文選題：第三方存管 + 投資資金存管��； 參考：《上海交通大學(xué)》2013年碩士論文

【摘要】：本論文主要研究了目前中國的第三方存管業(yè)務(wù)、銀期轉(zhuǎn)賬業(yè)務(wù)、B股銀證轉(zhuǎn)賬業(yè)務(wù)、大宗商品交易所業(yè)務(wù)、融資融券存管業(yè)務(wù)、支付存管業(yè)務(wù)等此類資本市場的業(yè)務(wù)特點(diǎn)。調(diào)查研究了中國銀行、中國農(nóng)業(yè)銀行、上海交通銀行、上海浦東發(fā)展銀行以及上海銀行等國內(nèi)銀行對于資本市場相關(guān)業(yè)務(wù)處理的系統(tǒng)。針對目前相關(guān)投資類業(yè)務(wù)系統(tǒng)存在系統(tǒng)實(shí)現(xiàn)多樣化、維護(hù)升級成本高、業(yè)務(wù)擴(kuò)展困難等的問題，本文根據(jù)證監(jiān)會、銀監(jiān)會聯(lián)合下發(fā)第三方存管技術(shù)指引的要求，設(shè)計(jì)出可以支持此類業(yè)務(wù)的統(tǒng)一的、易于擴(kuò)展的投資資金存管系統(tǒng)。 投資資金存管系統(tǒng)以第三方存管業(yè)務(wù)為基礎(chǔ)，進(jìn)行業(yè)務(wù)功能的擴(kuò)展。系統(tǒng)采用三層架構(gòu)，分為通訊處理層、業(yè)務(wù)處理層、數(shù)據(jù)庫處理層。通訊處理層用于把核心業(yè)務(wù)和接口處理分開，保證核心業(yè)務(wù)處理的穩(wěn)定性，也便于接口的升級；業(yè)務(wù)處理層主要是把業(yè)務(wù)處理模塊化，交易驅(qū)動(dòng)，通過動(dòng)態(tài)鏈接庫動(dòng)態(tài)加載，提供模塊級的復(fù)用；數(shù)據(jù)庫處理層采用一套數(shù)據(jù)庫的解釋器，屏蔽了數(shù)據(jù)庫的差異性。系統(tǒng)聯(lián)機(jī)交易采用C/S模式，系統(tǒng)管理采用B/S模式。系統(tǒng)使用模塊化及參數(shù)化設(shè)計(jì)，各功能模塊通過動(dòng)態(tài)庫進(jìn)行動(dòng)態(tài)加載，對投資資金存管系統(tǒng)內(nèi)部通信的報(bào)文格式進(jìn)行了統(tǒng)一，投資資金存管系統(tǒng)與外部系統(tǒng)通信的報(bào)文通過轉(zhuǎn)換報(bào)文接口程序來滿足不同系統(tǒng)間報(bào)文格式的差異；通訊報(bào)文的安全性可以根據(jù)各銀行的安全要求進(jìn)行配置，系統(tǒng)采用三級加密處理，分別為DES加密、MAC校驗(yàn)以及全報(bào)文加密。根據(jù)投資公司的業(yè)務(wù)特點(diǎn)及系統(tǒng)信息，可以通過參數(shù)配置快速新增合作投資公司，以滿足業(yè)務(wù)的快速發(fā)展要求。系統(tǒng)日志按交易，按錯(cuò)誤級別分別進(jìn)行記錄，當(dāng)系統(tǒng)出現(xiàn)錯(cuò)誤或故障時(shí)可以進(jìn)行快速定位。系統(tǒng)設(shè)計(jì)時(shí)遵從以“客戶為中心”的理念，采用面向客戶信息的設(shè)計(jì)方式，以客戶信息為基礎(chǔ)構(gòu)建數(shù)據(jù)倉庫和客戶關(guān)系管理系統(tǒng)基礎(chǔ)的客戶賬戶數(shù)據(jù)。在系統(tǒng)中建立以：銀行客戶號、管理賬號、市場、結(jié)算賬號、交易商、交易賬號的六層賬戶結(jié)構(gòu)體系，對今后的資產(chǎn)業(yè)務(wù)發(fā)展在體系結(jié)構(gòu)上給予支持。 投資資金存管系統(tǒng)可以滿足千萬級客戶量的交易需求，并可達(dá)到監(jiān)管部門對于銀行聯(lián)機(jī)系統(tǒng)的客戶量、轉(zhuǎn)賬及查詢交易的并發(fā)性、單筆交易的響應(yīng)時(shí)間等性能要求。本系統(tǒng)已基本滿足目前絕大部分國有及商業(yè)銀行及投資方如證券市場、大宗商品市場對于此類資本投資轉(zhuǎn)賬的業(yè)務(wù)需求，可以有效的節(jié)約系統(tǒng)運(yùn)營成本、系統(tǒng)維護(hù)及升級成本，便于統(tǒng)一系統(tǒng)接口升級及系統(tǒng)管理，，也便于系統(tǒng)對于未來資本市場發(fā)展的新業(yè)務(wù)進(jìn)行業(yè)務(wù)擴(kuò)展。
[Abstract]:This paper mainly studies the business characteristics of such capital markets as the third party depository business, the bank transfer business, the B share bank and securities transfer business, the commodity exchange business, the margin deposit management business, the payment deposit management business and so on. This paper investigates and studies the system of dealing with capital market related business by Bank of China, Agricultural Bank of China, Shanghai Bank of Communications, Shanghai Pudong Development Bank and Shanghai Bank of China. In view of the problems of diversification of systems, high cost of maintenance and upgrading, difficulty of business expansion and so on, this paper is based on the requirements of joint issuance of third-party storage and management technical guidance by CSRC and CBRC. To design a unified, easy to expand investment fund management system that can support this kind of business. The investment fund management system is based on the third-party deposit management business and extends the business function. The system adopts three-tier architecture, which is divided into communication processing layer, business processing layer and database processing layer. The communication processing layer is used to separate the core business from the interface processing, to ensure the stability of the core service processing and to facilitate the upgrade of the interface. The database processing layer adopts a set of database interpreter to shield the difference of database. The system on-line transaction adopts the C / S mode, the system management adopts the B / S mode. The system uses modularization and parameterization design, each function module carries on the dynamic loading through the dynamic library, has carried on the unification to the internal communication message format of the investment fund deposit management system. The message communication between the investment fund management system and the external system can meet the difference of the message format between different systems by converting the message interface program, and the security of the communication message can be configured according to the security requirements of each bank. The system adopts three-stage encryption processing, which are DES encryption verification and full message encryption. According to the business characteristics and system information of the investment company, the cooperative investment company can be added quickly by parameter configuration to meet the requirements of the rapid development of the business. System logs are recorded by transaction, by error level, and can be located quickly when there is an error or failure. The design of the system follows the concept of "customer as the center", adopts the way of customer-oriented design, and constructs the data warehouse and customer account data based on customer information. In the system, a six-tier account structure system is established, which includes: bank customer number, management account, market, settlement account, dealer, trading account, which will support the future development of asset business in the system structure. The investment fund management system can meet the transaction demand of tens of millions of customers, and can meet the requirements of the supervision department for the number of customers in the bank online system, the concurrency of transfer and query transactions, the response time of a single transaction, and so on. The system has basically met the needs of most state-owned and commercial banks and investors such as the securities market, the commodity market for this kind of capital investment transfer, can effectively save the system operating costs, system maintenance and upgrade costs. It is convenient to upgrade and manage the system interface, and to expand the new business of the future capital market.
【學(xué)位授予單位】：上海交通大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2013
【分類號】：TP311.52

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本文編號：1903491