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后金融危機(jī)時(shí)代商業(yè)銀行財(cái)務(wù)穩(wěn)健性的思考

發(fā)布時(shí)間:2018-05-20 17:43

  本文選題:商業(yè)銀行 + 穩(wěn)健經(jīng)營(yíng) ; 參考:《中國(guó)商論》2016年36期


【摘要】:本文對(duì)商業(yè)銀行穩(wěn)健經(jīng)營(yíng)的定義進(jìn)行了簡(jiǎn)略闡述,說(shuō)明了穩(wěn)健經(jīng)營(yíng)不僅強(qiáng)調(diào)安全經(jīng)營(yíng)、風(fēng)險(xiǎn)可控,還需要注重商業(yè)銀行的收益最大化以及可持續(xù)發(fā)展。金融危機(jī)后,商業(yè)銀行所處環(huán)境發(fā)生了改變,宏觀審慎監(jiān)管與微觀審慎監(jiān)管并重、資本質(zhì)量得到更多的重視、宏觀政策帶來(lái)的潛在風(fēng)險(xiǎn)、中外資銀行競(jìng)爭(zhēng)日益激烈等狀況都給商業(yè)銀行穩(wěn)健經(jīng)營(yíng)帶來(lái)了一定壓力,因此加強(qiáng)商業(yè)銀行穩(wěn)健經(jīng)營(yíng)十分必要和緊迫。
[Abstract]:In this paper, the definition of commercial bank's steady operation is briefly expounded, which shows that the sound management not only emphasizes the safe management, the risk is controllable, but also needs to pay attention to the maximization of the commercial bank's income and the sustainable development. After the financial crisis, the environment of commercial banks has changed. Both macro-prudential supervision and micro-prudential supervision have paid equal attention to the quality of capital. The increasingly fierce competition between Chinese and foreign banks has brought some pressure to the steady operation of commercial banks, so it is necessary and urgent to strengthen the steady operation of commercial banks.
【作者單位】: 蘭州交通大學(xué)經(jīng)濟(jì)管理學(xué)院;
【分類號(hào)】:F832.33;F830.42

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