本文選題：商業(yè)銀行 + 穩(wěn)健經營��； 參考：《中國商論》2016年36期

【摘要】：本文對商業(yè)銀行穩(wěn)健經營的定義進行了簡略闡述,說明了穩(wěn)健經營不僅強調安全經營、風險可控,還需要注重商業(yè)銀行的收益最大化以及可持續(xù)發(fā)展。金融危機后,商業(yè)銀行所處環(huán)境發(fā)生了改變,宏觀審慎監(jiān)管與微觀審慎監(jiān)管并重、資本質量得到更多的重視、宏觀政策帶來的潛在風險、中外資銀行競爭日益激烈等狀況都給商業(yè)銀行穩(wěn)健經營帶來了一定壓力,因此加強商業(yè)銀行穩(wěn)健經營十分必要和緊迫。
[Abstract]:In this paper, the definition of commercial bank's steady operation is briefly expounded, which shows that the sound management not only emphasizes the safe management, the risk is controllable, but also needs to pay attention to the maximization of the commercial bank's income and the sustainable development. After the financial crisis, the environment of commercial banks has changed. Both macro-prudential supervision and micro-prudential supervision have paid equal attention to the quality of capital. The increasingly fierce competition between Chinese and foreign banks has brought some pressure to the steady operation of commercial banks, so it is necessary and urgent to strengthen the steady operation of commercial banks.
【作者單位】： 蘭州交通大學經濟管理學院;
【分類號】：F832.33;F830.42

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