【摘要】：在金融服務(wù)貿(mào)易全球化背景下,競爭形勢的改變以及競爭內(nèi)涵的變化促使我國銀行業(yè)的質(zhì)量效益不斷提升。2006年12月11日,我國加入世貿(mào)組織后的五年過渡期全部結(jié)束,服務(wù)業(yè)在這一時期得到了全面的發(fā)展,由此,我國的金融市場逐漸開始對外開放,而金融行業(yè),在經(jīng)過了入世五年的發(fā)展,已經(jīng)具備了堅實(shí)的基礎(chǔ)。隨著我國金融市場正是對外開放,我國銀行業(yè)也將會在諸多的風(fēng)險之下暴露。在這樣的形勢下,對我國銀行的國際競爭力進(jìn)行分析,并在此基礎(chǔ)上探索我國銀行應(yīng)該怎樣審時度勢,調(diào)整好方略,怎樣抓住機(jī)遇,迎接挑戰(zhàn),以及怎樣確定未來發(fā)展趨勢等等就顯得十分必要了。 本文對金融化全球下我國銀行競爭力的分析,對我國銀行的積極影響和消極影響的研究,針對性地提出提升銀行競爭了的具體措施,希望我國銀行能夠在日趨激烈的競爭環(huán)境之下得到健康且穩(wěn)定的發(fā)展。本文的研究包括五個部分。第一部分為緒論。簡要介紹本文的研究背景及意義,國內(nèi)外研究現(xiàn)狀,研究思路和研究方法。第二部分為金融貿(mào)易全球化對我國銀行的影響,本部分從金融危機(jī)下我國金融自由化的三個發(fā)展趨勢出發(fā)(金融活動全球化、電子化網(wǎng)絡(luò)遍布全球以及銀行業(yè)務(wù)種類綜合化),深入分析金融貿(mào)易全球化對我國銀行的積極影響和消極影響。第三部分為金融全球化趨勢下我國銀行競爭力分析。本部分采用RCA指數(shù)分析法和TC指數(shù)分析法分別對我國銀行的國際競爭力進(jìn)行詳細(xì)的分析,并從生產(chǎn)要素方面、需求因素方面、輔助產(chǎn)業(yè)方面以及國際化能力方面提出了我國銀行國際競爭力低下的原因。第四部分為金融全球化趨勢下提升我國銀行競爭力的措施。本部分主要從以政府為主導(dǎo)來把外部環(huán)境系統(tǒng)優(yōu)化、推進(jìn)多元化的經(jīng)營實(shí)現(xiàn)混業(yè)經(jīng)營、推進(jìn)產(chǎn)業(yè)之都改革來實(shí)現(xiàn)重組、大力扶植中小銀行促進(jìn)其長足發(fā)展、創(chuàng)新金融手段、提升管理水平、完善我國銀行法律保障體系、加大銀行電子化與網(wǎng)絡(luò)化的力度以及實(shí)行國際化的運(yùn)作模式等措施來提升金融全球化趨勢下我國銀行競爭力。第五部分為結(jié)論與展望。歸納研究結(jié)論,分析研究不足,展望未來研究方向。 通過本文的研究,得出我們國家的銀行業(yè)需要牢牢的把握目前貿(mào)易自由化機(jī)遇,不斷地把自身的核心競爭能力提升。
[Abstract]:Under the background of the globalization of financial service trade, the change of competition situation and the change of competition connotation promote the continuous improvement of the quality and benefit of China's banking industry. On December 11, 2006, the five-year transitional period after China's accession to the WTO ended completely. The service industry has been fully developed in this period. As a result, China's financial market has gradually begun to open to the outside world. After five years' development, the financial industry has already had a solid foundation. With the opening of China's financial market, China's banking industry will also be exposed to many risks. In such a situation, this paper analyzes the international competitiveness of Chinese banks, and on this basis explores how the banks of our country should judge the situation, adjust their strategies, seize the opportunities and meet the challenges. And how to determine future trends and so on is very necessary. This paper analyzes the competitiveness of Chinese banks in the global context of financialization, studies the positive and negative effects on Chinese banks, and puts forward specific measures to enhance the competition of banks. We hope our banks can develop healthily and steadily in the increasingly competitive environment. This paper includes five parts. The first part is the introduction. This paper briefly introduces the research background and significance, domestic and foreign research status, research ideas and research methods. The second part is the impact of financial and trade globalization on Chinese banks. This part starts from the three development trends of financial liberalization in China under the financial crisis (globalization of financial activities). This paper analyzes the positive and negative effects of financial and trade globalization on Chinese banks. The third part is the analysis of the competitiveness of Chinese banks under the trend of financial globalization. In this part, RCA index analysis and TC index analysis are used to analyze the international competitiveness of Chinese banks in detail, and the factors of production and demand are analyzed. The reasons for the low international competitiveness of Chinese banks are put forward in the aspects of auxiliary industry and internationalization ability. The fourth part is the measures to improve the competitiveness of Chinese banks under the trend of financial globalization. This part mainly from the government as the leading to optimize the external environment system, promote diversified management to achieve mixed management, promote industrial capital reform to achieve restructuring, vigorously support small and medium-sized banks to promote its considerable development, innovative financial means, In order to enhance the competitiveness of Chinese banks under the trend of financial globalization, we should improve the management level, perfect the legal security system of our country's banks, increase the strength of electronization and networking of banks, and carry out the operation mode of internationalization. The fifth part is the conclusion and prospect. Summarize the conclusion of the research, analyze the lack of research, and look forward to the future research direction. Through the study of this paper, it is concluded that our country's banking industry needs to grasp the current opportunity of trade liberalization and constantly enhance its core competitiveness.
【學(xué)位授予單位】：安徽大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2013
【分類號】：F832.3

【參考文獻(xiàn)】

相關(guān)期刊論文 前10條

1 謝杰斌;趙毓婷;;我國銀行業(yè)如何應(yīng)對外資銀行的進(jìn)入[J];財經(jīng)科學(xué);2007年10期

2 劉嘉;;商業(yè)銀行的貿(mào)易融資業(yè)務(wù)[J];銀行家;2008年01期

3 莊曉玖;;金融自由化實(shí)踐的國際比較[J];金融論壇;2007年09期

4 楊會晏,李文昌;金融自由化對中國金融業(yè)的影響[J];當(dāng)代經(jīng)濟(jì)研究;2005年10期

5 羅婭,鄧靜,付琳;我國應(yīng)對金融服務(wù)貿(mào)易自由化策略淺析[J];北方經(jīng)貿(mào);2003年04期

6 潘愛民;;中國服務(wù)貿(mào)易開放與經(jīng)濟(jì)增長的長期均衡與短期波動研究[J];國際貿(mào)易問題;2006年02期

7 尚濤;郭根龍;馮宗憲;;我國服務(wù)貿(mào)易自由化與經(jīng)濟(jì)增長的關(guān)系研究——基于脈沖響應(yīng)函數(shù)方法的分析[J];國際貿(mào)易問題;2007年08期

8 劉輝煌;論我國金融服務(wù)貿(mào)易自由化的模式選擇[J];國際經(jīng)貿(mào)探索;2001年01期

9 何好俊;祝樹金;;中澳產(chǎn)業(yè)國際競爭力與貿(mào)易互補(bǔ)性分析[J];國際經(jīng)貿(mào)探索;2008年12期

10 白欽先;常海中;;中國金融業(yè)對外開放進(jìn)程回顧與評述[J];西南金融;2007年02期

相關(guān)博士學(xué)位論文 前8條

1 李愛英;我國城市商業(yè)銀行戰(zhàn)略管理研究[D];天津大學(xué);2010年

2 郭濤;我國城市商業(yè)銀行成長動力機(jī)制研究[D];天津大學(xué);2012年

3 黃武;貿(mào)易自由化對中國大豆產(chǎn)業(yè)的影響研究[D];南京農(nóng)業(yè)大學(xué);2005年

4 曲延英;WTO貿(mào)易政策審議機(jī)制研究[D];華東師范大學(xué);2006年

5 陳麗華;WTO與中國外資法問題研究[D];中南大學(xué);2004年

6 章毓群;論信息時代著作權(quán)國際保護(hù)的發(fā)展與調(diào)整[D];中國政法大學(xué);2006年

7 宗義湘;加入WTO前后中國農(nóng)業(yè)支持水平評估及政策效果研究[D];中國農(nóng)業(yè)科學(xué)院;2006年

8 歐朝敏;銀行業(yè)競爭對單個銀行和銀行體系穩(wěn)定的影響[D];浙江大學(xué);2007年

相關(guān)碩士學(xué)位論文 前10條

1 蔡文靜;中國商業(yè)銀行競爭力分析[D];浙江理工大學(xué);2010年

2 宋s，

本文編號：2216527