商業(yè)銀行貿(mào)易融資風(fēng)險(xiǎn)防范研究
本文選題:國(guó)際貿(mào)易融資 + 風(fēng)險(xiǎn)控制 ; 參考:《天津師范大學(xué)》2013年碩士論文
【摘要】:在經(jīng)濟(jì)全球化、銀行同業(yè)競(jìng)爭(zhēng)日趨激烈的當(dāng)今,銀行貿(mào)易融資已被廣泛的應(yīng)用。然而由于貿(mào)易融資融合商業(yè)和銀行的雙重信用,同時(shí)涉及國(guó)際、國(guó)內(nèi)兩個(gè)貿(mào)易市場(chǎng),因此又具有頗多風(fēng)險(xiǎn)。本文從商業(yè)銀行貿(mào)易融資理論基礎(chǔ)出發(fā),分析了我國(guó)貿(mào)易融資風(fēng)險(xiǎn)防范的必要性,找出貿(mào)易融資風(fēng)險(xiǎn)形成的原因,通過(guò)對(duì)比我國(guó)商業(yè)銀行與國(guó)外銀行在控制理念、管理機(jī)制、監(jiān)督與考核等方面的差距,提出我國(guó)商業(yè)銀行需要學(xué)習(xí)和借鑒西方國(guó)家商業(yè)銀行的風(fēng)險(xiǎn)管理經(jīng)驗(yàn),最后針對(duì)我國(guó)商業(yè)銀行在通過(guò)貿(mào)易融資業(yè)務(wù)盈利的同時(shí),如何化解融資風(fēng)險(xiǎn)提出一些防范對(duì)策,對(duì)我國(guó)商業(yè)銀行貿(mào)易融資風(fēng)險(xiǎn)控制方法的改進(jìn)有一定的參考意義。
[Abstract]:In the economic globalization, the interbank competition is becoming more and more intense nowadays, the bank trade finance has been widely used. However, due to the combination of commercial and bank credit, trade financing involves both international and domestic trade markets, so it has a lot of risks. Based on the trade financing theory of commercial banks, this paper analyzes the necessity of preventing trade financing risks in China, finds out the reasons for the formation of trade financing risks, and compares the control ideas and management mechanisms between Chinese commercial banks and foreign banks. The gap between supervision and assessment, the author points out that our commercial banks need to learn and learn from the risk management experience of western commercial banks. Finally, aiming at the profit of our commercial banks through the trade financing business, it is necessary to study and learn from the risk management experience of the commercial banks in the western countries. How to resolve the financing risk puts forward some preventive countermeasures, which has certain reference significance to the improvement of the commercial bank's trade financing risk control method in our country.
【學(xué)位授予單位】:天津師范大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2013
【分類(lèi)號(hào)】:F752;F832.3
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