本文選題：政府行為 + 銀行業(yè)�。� 參考：《中南大學(xué)》2013年碩士論文

【摘要】：摘要：在中國(guó)銀行業(yè)發(fā)展的整個(gè)現(xiàn)代歷史中都不曾缺少政府的身影,而中國(guó)的經(jīng)濟(jì)金融體制的形成機(jī)制也決定了政府在金融市場(chǎng)中的主導(dǎo)地位,這種主導(dǎo)地位決定了政府行為與銀行業(yè)市場(chǎng)競(jìng)爭(zhēng)之間的關(guān)系是密不可分的。本文主要研究政府經(jīng)濟(jì)行為對(duì)銀行業(yè)市場(chǎng)競(jìng)爭(zhēng)的影響,并從兩個(gè)維度界定政府經(jīng)濟(jì)行為的范疇,一個(gè)維度分為政府的貨幣政策、財(cái)政政策、金融制度供給等,另一個(gè)維度分為中央政府行為與地方政府行為。 本文在總結(jié)政府行為相關(guān)理論與銀行業(yè)市場(chǎng)競(jìng)爭(zhēng)度測(cè)度理論的基礎(chǔ)上研究了政府行為對(duì)銀行業(yè)市場(chǎng)競(jìng)爭(zhēng)度的影響。在理論分析方面,研究了政府在中國(guó)銀行業(yè)的產(chǎn)權(quán)變遷和市場(chǎng)結(jié)構(gòu)的作用,分析了政府行為影響銀行業(yè)市場(chǎng)競(jìng)爭(zhēng)的傳導(dǎo)機(jī)理以及中央政府與地方政府在銀行業(yè)競(jìng)爭(zhēng)的行為表現(xiàn)。在實(shí)證檢驗(yàn)方面,本文在修正了PR模型的基礎(chǔ)上重新測(cè)度了中國(guó)銀行業(yè)的市場(chǎng)競(jìng)爭(zhēng)度,得出中國(guó)銀行業(yè)處于壟斷競(jìng)爭(zhēng)格局的結(jié)論；之后構(gòu)建了政府經(jīng)濟(jì)行為相關(guān)變量與銀行業(yè)市場(chǎng)競(jìng)爭(zhēng)度之間的關(guān)系模型,通過(guò)自變量的篩選以及Granger因果關(guān)系檢驗(yàn),得出在現(xiàn)在的市場(chǎng)經(jīng)濟(jì)發(fā)展的狀況下銀行業(yè)中國(guó)有產(chǎn)權(quán)比例與證券市場(chǎng)發(fā)展程度是銀行業(yè)市場(chǎng)競(jìng)爭(zhēng)度的Granger原因的結(jié)論,這說(shuō)明制度性規(guī)范在整個(gè)銀行業(yè)中的地位與重要性。因此,要規(guī)制政府行為,規(guī)范中央政府與地方政府的行為,加快銀行股權(quán)結(jié)構(gòu)改革,建立存款保險(xiǎn)制度與金融主體多元化體系,繼續(xù)銀行業(yè)改革等。 本文重點(diǎn)研究了政府經(jīng)濟(jì)行為與銀行業(yè)市場(chǎng)競(jìng)爭(zhēng)之間的關(guān)系以及中央政府與地方政府在銀行業(yè)競(jìng)爭(zhēng)的行為表現(xiàn),并從實(shí)證方面分析了政府經(jīng)濟(jì)行為對(duì)銀行業(yè)市場(chǎng)競(jìng)爭(zhēng)度的影響,在此基礎(chǔ)上得出政府促進(jìn)銀行業(yè)有效競(jìng)爭(zhēng)的行為規(guī)范。
[Abstract]:Absrtact: in the whole modern history of the development of China's banking industry, there is no lack of the government, and the forming mechanism of China's economic and financial system also determines the leading position of the government in the financial market. This dominant position determines that the relationship between government behavior and banking market competition is inextricably linked. This paper mainly studies the influence of government economic behavior on banking market competition, and defines the scope of government economic behavior from two dimensions, one dimension is divided into government monetary policy, fiscal policy, financial system supply, etc. Another dimension is divided into central government behavior and local government behavior. On the basis of summarizing the theory of government behavior and the theory of measuring the degree of competition in banking market, this paper studies the influence of government behavior on the degree of competition of banking market. In the aspect of theoretical analysis, this paper studies the role of government in the change of property rights and market structure in China's banking industry, and analyzes the transmission mechanism of government behavior affecting the market competition of banking industry and the behavior of central government and local government in banking competition. In the empirical test, this paper remeasures the market competition degree of China's banking industry on the basis of the revised PR model, and draws the conclusion that the Chinese banking industry is in a monopoly competition pattern. Then the relationship model between government economic behavior related variables and banking market competition degree is constructed, and through the screening of independent variables and Granger causality test, the relationship between government economic behavior variables and banking market competition is established. The conclusion is that the ratio of state-owned property right and the degree of development of securities market are the Granger reasons of banking market competition under the condition of the development of market economy, which shows the status and importance of institutional norms in the whole banking industry. Therefore, we should regulate government behavior, standardize the behavior of central government and local government, speed up the reform of bank equity structure, establish deposit insurance system and diversified system of financial subject, and continue banking reform. This paper focuses on the relationship between government economic behavior and banking market competition, as well as the behavior of central government and local government in banking competition, and analyzes the impact of government economic behavior on banking market competition. On this basis, the government to promote effective competition in the banking sector behavior norms.
【學(xué)位授予單位】：中南大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類(lèi)號(hào)】：D630;F832.3

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本文編號(hào)：2070399