發(fā)布時(shí)間：2018-06-26 11:58

  本文選題：私人銀行業(yè)務(wù) + 促進(jìn)因素��； 參考：《云南財(cái)經(jīng)大學(xué)》2013年碩士論文

【摘要】：私人銀行業(yè)務(wù)是商業(yè)銀行提供給高凈值客戶的非常專業(yè)性的以財(cái)富管理為核心的一攬子服務(wù)。隨著經(jīng)濟(jì)的發(fā)展，私人銀行業(yè)務(wù)受到了國(guó)際銀行業(yè)的普遍重視，并逐漸成為全球銀行發(fā)展的重點(diǎn)領(lǐng)域和利潤(rùn)增長(zhǎng)的重要來(lái)源。我國(guó)私人銀行剛剛發(fā)展五年仍處于初期階段，存在諸多因素如專業(yè)人士缺乏、法律制度不全面，因此采取行之有效的措施來(lái)促進(jìn)私人銀行業(yè)務(wù)的發(fā)展已成為中國(guó)銀行業(yè)的一項(xiàng)重要任務(wù)，同時(shí)，面對(duì)我國(guó)宏觀環(huán)境的風(fēng)云變化、資本市場(chǎng)的日趨成熟和金融監(jiān)管機(jī)制的革新，國(guó)外私人銀行在我國(guó)經(jīng)濟(jì)環(huán)境的發(fā)展限制逐漸減少，我國(guó)各銀行要想在與國(guó)外私人銀行的競(jìng)爭(zhēng)中立于不敗之地，占據(jù)市場(chǎng)份額，就必須抓住這一歷史機(jī)遇，提高自身的銀行服務(wù)體系。 本文以影響私人銀行業(yè)務(wù)發(fā)展的因素為主線，系統(tǒng)分析我國(guó)銀行發(fā)展私人銀行所處的政策和社會(huì)環(huán)境，，為我國(guó)金融監(jiān)管部門(mén)提供改革建議，提出能進(jìn)一步促進(jìn)我國(guó)私人銀行業(yè)務(wù)發(fā)展的可行性條件，引導(dǎo)我國(guó)私人銀行業(yè)務(wù)的穩(wěn)定健康發(fā)展。本文使用的研究方法主要包括兩種:一是實(shí)證分析法，在簡(jiǎn)單闡述我國(guó)私人銀行業(yè)務(wù)發(fā)展?fàn)顩r和提出面臨的問(wèn)題基礎(chǔ)上，對(duì)我國(guó)私人銀行發(fā)展的促進(jìn)因素做實(shí)證分析；二是比較分析法，通過(guò)介紹兩家發(fā)達(dá)國(guó)家私人銀行業(yè)務(wù)的發(fā)展及特點(diǎn)后，總結(jié)國(guó)外私人銀行業(yè)務(wù)發(fā)展的因素，以此為借鑒，找出今后改革和完善我國(guó)私人銀行業(yè)務(wù)的辦法。 論文共分七個(gè)部分：第一章為緒論，介紹論文的研究背景和對(duì)象以及研究目的和意義等；第二章是私人銀行業(yè)務(wù)概述，主要介紹私人銀行業(yè)務(wù)的發(fā)展情況、業(yè)務(wù)特點(diǎn)、發(fā)展中的問(wèn)題以及與財(cái)富管理、零售銀行的區(qū)別；第三章是對(duì)全球私人銀行業(yè)務(wù)發(fā)展的總體評(píng)述及國(guó)外私人銀行業(yè)務(wù)的促進(jìn)因素；第四章從三個(gè)主要方面介紹我國(guó)私人銀行業(yè)務(wù)發(fā)展的促進(jìn)因素；第五章，總結(jié)影響私人銀行業(yè)務(wù)發(fā)展的制約因素，包括國(guó)家政策、社會(huì)環(huán)境和私人銀行自身服務(wù)體系；第六章是針對(duì)前面的發(fā)展問(wèn)題和制約因素提出的改進(jìn)意見(jiàn)；第七章是總結(jié)。
[Abstract]:Private banking is a very professional package of services provided by commercial banks to high net worth clients, focusing on wealth management. With the development of economy, private banking has been paid more and more attention to by international banks, and has gradually become an important area of global banking development and an important source of profit growth. China's private banks have just been developed for five years and are still in their infancy. There are many factors, such as the lack of professionals and the incomplete legal system. Therefore, taking effective measures to promote the development of private banking business has become an important task of China's banking industry. At the same time, in the face of the changes in the macro environment of our country, the capital market is becoming more and more mature and the financial supervision mechanism is innovating. The restrictions on the development of foreign private banks in China's economic environment are gradually decreasing. If our banks want to remain invincible in the competition with foreign private banks and occupy market share, they must seize this historical opportunity. Improve its own banking services system. Taking the factors influencing the development of private banking as the main line, this paper systematically analyzes the policy and social environment in which Chinese banks develop private banks, and provides suggestions for the reform of China's financial supervision departments. This paper puts forward the feasible conditions to further promote the development of private banking business in China and guide the steady and healthy development of private banking business in China. The research methods used in this paper mainly include two kinds of research methods: one is empirical analysis, on the basis of simply explaining the development of private banking business in China and putting forward the problems, the author makes an empirical analysis on the factors that promote the development of private banks in China; The second is comparative analysis. After introducing the development and characteristics of private banking business in two developed countries, this paper summarizes the factors of private banking business development in foreign countries, and finds out the ways to reform and perfect the private banking business in China in the future. The thesis is divided into seven parts: the first chapter is the introduction, which introduces the research background, object, purpose and significance of the paper, the second chapter is an overview of the private banking business, mainly introduces the development of private banking business, business characteristics, etc. The third chapter is a general review of the development of the global private banking business and the promotion factors of foreign private banking business. Chapter four introduces the factors that promote the development of private banking business in China from three main aspects: chapter five summarizes the restrictive factors that affect the development of private banking business, including national policy, social environment and private bank's own service system; The sixth chapter is a summary of the development problems and constraints.
【學(xué)位授予單位】：云南財(cái)經(jīng)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：F832.2

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