新時(shí)期中國(guó)農(nóng)業(yè)銀行服務(wù)“三農(nóng)”模式與對(duì)策研究
本文選題:中國(guó)農(nóng)業(yè)銀行 + 三農(nóng)。 參考:《湖南農(nóng)業(yè)大學(xué)》2013年碩士論文
【摘要】:郡縣治則天下安,“三農(nóng)”穩(wěn)則社會(huì)穩(wěn)!叭r(nóng)”在國(guó)家改革與發(fā)展全局中占有極其重要的基礎(chǔ)地位。“三農(nóng)”問(wèn)題一直都是關(guān)系著農(nóng)業(yè)生產(chǎn)發(fā)展,農(nóng)民增收,農(nóng)村經(jīng)濟(jì)可持續(xù)發(fā)展等的根本民生問(wèn)題,受到國(guó)務(wù)院和各地政府的高度重視;2009年,中國(guó)農(nóng)業(yè)銀行抓住機(jī)遇,選擇上市,面向“三農(nóng)”,明確自身的市場(chǎng)地位以及為“三農(nóng),,服務(wù)的宗旨,把“三農(nóng)”作為中國(guó)農(nóng)業(yè)銀行未來(lái)業(yè)務(wù)發(fā)展的主要方向。 本文通過(guò)實(shí)地調(diào)研和翻閱大量參考文獻(xiàn),分析了新時(shí)期中國(guó)農(nóng)業(yè)銀行服務(wù)“三農(nóng),,的理論基礎(chǔ),介紹了新時(shí)期中國(guó)農(nóng)業(yè)銀行服務(wù)“三農(nóng)”的現(xiàn)狀與代表性模式(基于小額貸款業(yè)務(wù)),在此基礎(chǔ)上,探究了當(dāng)前中國(guó)農(nóng)業(yè)銀行服務(wù)“三農(nóng)”模式存在的問(wèn)題與難點(diǎn),并分析其存在的根本原因,在總結(jié)借鑒國(guó)內(nèi)外相關(guān)金融機(jī)構(gòu)服務(wù)“三農(nóng),,模式的基礎(chǔ)上,提出解決問(wèn)題的對(duì)策,創(chuàng)新中國(guó)農(nóng)業(yè)銀行服務(wù)“三農(nóng),,的模式,以期實(shí)現(xiàn)不斷提升中國(guó)農(nóng)業(yè)銀行服務(wù)“三農(nóng)”質(zhì)量水平,為改善農(nóng)村金融環(huán)境提供建設(shè)性建議的目地。 本文研究框架主要由以下幾點(diǎn)構(gòu)成:第一部分陳述前言,包含研究的背景、目的、意義、方法和思路、國(guó)內(nèi)外研究現(xiàn)狀及其文獻(xiàn)述評(píng)等。第二部分,從市場(chǎng)失靈理論、制度變遷理論等經(jīng)濟(jì)金融理論的角度深入分析了中國(guó)農(nóng)業(yè)銀行服務(wù)“三農(nóng),,的理論依據(jù)。第三部分,介紹了新時(shí)期中國(guó)農(nóng)業(yè)銀行服務(wù)“三農(nóng)”的現(xiàn)狀;第四部分,對(duì)新時(shí)期中國(guó)農(nóng)業(yè)銀行服務(wù)“三農(nóng)”的代表性模式進(jìn)行了比較分析(基于小額貸款業(yè)務(wù)),并總結(jié)了其存在的問(wèn)題和原因;第五部分對(duì)國(guó)內(nèi)外相關(guān)金融機(jī)構(gòu)服務(wù)“三農(nóng)”經(jīng)典模式進(jìn)行了經(jīng)驗(yàn)總結(jié)和借鑒。最后,基于以上分析研究的基礎(chǔ)上,創(chuàng)新服務(wù)模式,提出相應(yīng)的對(duì)策。
[Abstract]:County governance is the world security, the "three rural" stability is social stability. Agriculture, Countryside and Farmers occupies an extremely important basic position in the overall situation of national reform and development. The issue of "agriculture, countryside and farmers" has always been a fundamental livelihood issue related to the development of agricultural production, the increase of farmers' income, and the sustainable development of rural economy, and has been highly valued by the State Council and local governments. In 2009, the Agricultural Bank of China seized the opportunity and chose to list on the market. Facing the "three rural areas", defining their market position and serving the purpose of "agriculture, rural areas and farmers", the paper regards "agriculture, countryside and farmers" as the main direction of the future business development of the Agricultural Bank of China. This paper analyzes the theoretical basis of Agricultural Bank of China (ABC) service "agriculture, rural areas and farmers" in the new period, and introduces the present situation and representative mode of Agricultural Bank of China service "agriculture, rural areas and farmers" in the new period. This paper probes into the problems and difficulties existing in the mode of agricultural bank of China serving agriculture, rural areas and farmers, and analyzes the root causes of its existence. On the basis of summing up and drawing lessons from domestic and foreign financial institutions' service mode, the author puts forward some countermeasures to solve the problems. To innovate the mode of agricultural bank of China service "agriculture, rural areas and farmers," in order to continuously improve the quality of agricultural bank service "agriculture, rural areas and farmers," The purpose of this paper is to provide constructive suggestions for improving the rural financial environment. The research framework of this paper is composed of the following points: the first part states the preface, including the background, purpose, significance, methods and ideas of the research. The current research situation and literature review at home and abroad. The second part, from the market failure theory, institutional change theory and other economic and financial theory, in-depth analysis of the agricultural bank of China "three rural areas", the theoretical basis. The third part introduces the current situation of Agricultural Bank of China serving agriculture, countryside and farmers in the new period. This paper makes a comparative analysis of the representative mode of Agricultural Bank of China serving agriculture, rural areas and farmers in the new period (based on the micro-loan business), and summarizes the existing problems and reasons; The fifth part summarizes and draws lessons from the classical model of financial institutions at home and abroad. Finally, based on the above analysis and research, the service model is innovated and the corresponding countermeasures are put forward.
【學(xué)位授予單位】:湖南農(nóng)業(yè)大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2013
【分類(lèi)號(hào)】:F832.33;F320
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