蘇州GD銀行營業(yè)網(wǎng)點精益管理研究
發(fā)布時間:2018-05-16 04:39
本文選題:銀行網(wǎng)點 + 精益管理。 參考:《蘇州大學》2013年碩士論文
【摘要】:改革開放以來,中國的銀行業(yè)體系發(fā)生了很大的變化。特別是近年來隨著中國金融體制改革的深入,中國商業(yè)銀行的經營環(huán)境日益復雜,銀行間競爭態(tài)勢加劇,傳統(tǒng)的銀行發(fā)展模式已經受到了嚴重挑戰(zhàn),國內銀行業(yè)積極探索新的發(fā)展模式。營業(yè)網(wǎng)點作為商業(yè)銀行重要的服務窗口和產品銷售渠道,其在銀行戰(zhàn)略轉型中承擔的重要職責也越來越受到國內商業(yè)銀行的重視。 為進一步挖掘銀行網(wǎng)點的潛在功能,國內多家商業(yè)銀行已經就如何對網(wǎng)點實施精益化管理展開了積極的研究和初步的探索。精益管理由最初的生產系統(tǒng)管理實踐逐步延伸到各類管理業(yè)務,通過提高顧客滿意度、減低成本、提高質量、加快流程速度和改善資本投入,促使股東價值實現(xiàn)最大化。具體到銀行網(wǎng)點來說,精益管理就是結合營業(yè)網(wǎng)點的特點實施精細管理,實現(xiàn)銀行綜合資源的優(yōu)化配置,最大限度地發(fā)揮出不同網(wǎng)點的特點,提高核心競爭力。 本文通過作者在GD銀行蘇州分行(以下簡稱為蘇州GD銀行)從事精益管理工作中所面臨的發(fā)展情況,結合當前精益管理發(fā)展的新趨勢,針對蘇州GD銀行如何結合自身的實際情況和特點,建立完整的激勵約束機制進行論述和探討,希望能對GD銀行進一步提升精益管理,發(fā)揮網(wǎng)點在產品銷售渠道和服務營銷窗口的重要作用,,實現(xiàn)“向管理要效益”的目標提供有益幫助。
[Abstract]:Since the reform and opening up, China's banking system has undergone great changes. Especially in recent years, with the deepening of the reform of China's financial system, the operating environment of Chinese commercial banks is increasingly complex, and the competition between banks intensifies. The traditional banking development model has been seriously challenged. Domestic banks are actively exploring new development models. As an important service window and product sales channel of commercial banks, commercial banks pay more and more attention to their important responsibilities in the strategic transformation of banks. In order to further excavate the potential function of bank network, many domestic commercial banks have carried out active research and preliminary exploration on how to implement lean management of the network. Lean management extends gradually from the initial production system management practice to all kinds of management business. By improving customer satisfaction, reducing cost, improving quality, speeding up process speed and improving capital investment, the shareholder value can be maximized. Specifically to the bank network, lean management is to combine the characteristics of the business network to implement fine management, to achieve the optimal allocation of comprehensive resources of the bank, to maximize the characteristics of different outlets, and to improve the core competitiveness. Through the development of the author's lean management work in Suzhou Branch of GD Bank (hereinafter referred to as Suzhou GD Bank), this paper combines the new trend of lean management development. According to Suzhou GD Bank's actual situation and characteristics, how to establish a complete incentive and constraint mechanism is discussed and discussed in order to further improve the lean management of GD Bank. Give play to the important role of network in product sales channel and service marketing window, and provide beneficial help to realize the goal of "making benefit from management".
【學位授予單位】:蘇州大學
【學位級別】:碩士
【學位授予年份】:2013
【分類號】:F832.33
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