本文選題：農(nóng)村金融制度 + 農(nóng)村金融　； 參考：《仲愷農(nóng)業(yè)工程學(xué)院》2013年碩士論文

【摘要】：農(nóng)業(yè)豐則基礎(chǔ)強,農(nóng)民富則國家盛,農(nóng)村穩(wěn)則社會安。2013年,大力發(fā)展農(nóng)業(yè)再一次成為中央一號文件的核心內(nèi)容,對于發(fā)展農(nóng)業(yè)在黨和政府工作中的重要性表述,這是中共中央2013年一號文件中的重要精神。 貫徹落實黨的十八大和中共中央2013年一號文件的重要精神,始終堅定不移的沿著中國特色的社會主義道路前進,為在建黨一百年全面建成小康社會而奮斗,我們必須固本強基,始終要把解決農(nóng)業(yè)、農(nóng)村、農(nóng)民、問題作為全黨工作的重中之重,把城鄉(xiāng)統(tǒng)籌發(fā)展作為解決“三農(nóng)”問題的根本途徑；為促進工業(yè)化、信息化、城鎮(zhèn)化、農(nóng)業(yè)現(xiàn)代化的同步發(fā)展,著力強化現(xiàn)代農(nóng)業(yè)的基礎(chǔ)支撐,從根本上推進社會主義新農(nóng)村建設(shè)。 在現(xiàn)代農(nóng)業(yè)發(fā)展和社會主義新農(nóng)村建設(shè)的宏偉目標(biāo)中,改革和完善農(nóng)村金融服務(wù),加強政府對農(nóng)村金融改革發(fā)展的引導(dǎo),加大商業(yè)性金融支農(nóng)的力度,發(fā)揮政策性金融和合作性金融的作用,持續(xù)加大涉農(nóng)信貸投放；創(chuàng)新金融產(chǎn)品和提高金融服務(wù)水平,切實優(yōu)先滿足農(nóng)戶的信貸需求,加大新型生產(chǎn)經(jīng)營主體(專業(yè)大戶或家庭農(nóng)場、農(nóng)民合作社、農(nóng)業(yè)企業(yè))的信貸支持力度；切實加強財稅杠桿與金融政策的有效配合,實施和落實縣域金融機構(gòu)涉農(nóng)貸款的增量獎勵和農(nóng)村金融機構(gòu)定向費用補貼,保護農(nóng)戶貸款稅收優(yōu)惠及農(nóng)戶小額擔(dān)保貸款貼息等政策的落實。穩(wěn)定縣(市)農(nóng)村信用社法人地位,繼續(xù)深化農(nóng)村信用社改革。積極探索和創(chuàng)新農(nóng)業(yè)銀行、農(nóng)信社服務(wù)“三農(nóng)”新的模式,切實加強農(nóng)業(yè)發(fā)展銀行的政策性職能定位,鼓勵和支持國家開發(fā)銀行推動現(xiàn)代農(nóng)業(yè)發(fā)展和加快新農(nóng)村建設(shè)資金投入。提供條件支持社會資本參與設(shè)立新型農(nóng)村金融機構(gòu),多形式、多方面改善農(nóng)村支付的服務(wù)條件,暢通支付結(jié)算渠道。加強涉農(nóng)信貸與保險協(xié)作配合,創(chuàng)新符合農(nóng)村特點的抵(質(zhì))押擔(dān)保方式和融資工具,建立多層次、多形式的農(nóng)業(yè)信用擔(dān)保體系。 國內(nèi)外許多學(xué)者從不同角度對如何促進農(nóng)村經(jīng)濟發(fā)展問題進行了研究,取得了非常多的成果。但就目前的狀況來看,仍沒有能夠有效地解決問題。新制度經(jīng)濟學(xué)的興起補充和完善了古典經(jīng)濟學(xué)的經(jīng)濟增長理論,把制度作為經(jīng)濟發(fā)展函數(shù)中的一個重要變量。因此,借鑒新制度經(jīng)濟學(xué)的理論,分析研究我國現(xiàn)行的農(nóng)村金融制度安排,具有現(xiàn)實意義。 本文借鑒了新制度經(jīng)濟學(xué)的基本理論,結(jié)合了金融發(fā)展、信貸配給理論,運用信息經(jīng)濟學(xué)、產(chǎn)業(yè)經(jīng)濟學(xué)、微觀經(jīng)濟學(xué)、宏觀經(jīng)濟學(xué)、農(nóng)村金融理論、行為金融學(xué)等前人的理論,采取微觀分析與宏觀分析相結(jié)合、功能分析與機構(gòu)分析相結(jié)合,在借鑒國內(nèi)外相關(guān)經(jīng)驗的基礎(chǔ)上,結(jié)合中國轉(zhuǎn)型時期的經(jīng)濟、金融特征,對中國農(nóng)村的金融制度建設(shè)做出研究和探索。
[Abstract]:In 2013, vigorously developing agriculture once again became the core content of the No. 1 document of the Central Committee, which expressed the importance of developing agriculture in the work of the party and the government. This is an important spirit in the first document of the CPC Central Committee in 2013. To carry out the important spirit of the 18th CPC National Congress and the first document of the CPC Central Committee in 2013, we must unswervingly advance along the socialist road with Chinese characteristics, and strive to build a well-off society in an all-round way in the centenary of the Party. In order to promote industrialization, informatization and urbanization, we must always take the solution of agriculture, rural areas, peasants and problems as the top priority of the Party's work, and take the overall development of urban and rural areas as the fundamental way to solve the "three rural" problems. The synchronous development of agricultural modernization, strengthening the basic support of modern agriculture, fundamentally promoting the construction of a new socialist countryside. In the grand goal of modern agricultural development and the construction of new socialist countryside, we should reform and perfect the rural financial services, strengthen the guidance of the government to the rural financial reform and development, and increase the strength of commercial financial support for agriculture. To give full play to the role of policy-oriented finance and cooperative finance, to continuously increase the investment of agriculture-related credit, to innovate financial products and improve the level of financial services, and to give practical priority to meeting the credit needs of farmers, To increase credit support for new types of production and business entities (professional large households or family farms, farmers' cooperatives, agricultural enterprises), and to strengthen the effective coordination between fiscal and tax leverage and financial policies, To implement and implement the policy of incremental incentives for agricultural loans of county financial institutions and targeted fee subsidies for rural financial institutions, and to protect the tax preferences of farmers' loans and the discount interest on small guarantee loans of farmers. To stabilize the status of county (city) rural credit cooperatives as legal persons and to continue to deepen the reform of rural credit cooperatives. We should actively explore and innovate the new model of the Agricultural Bank and the Rural Credit Cooperative to serve the "three rural areas", strengthen the policy function of the Agricultural Development Bank, encourage and support the National Development Bank to promote the development of modern agriculture and speed up the investment in the construction of new rural areas. To provide conditions for social capital to participate in the establishment of new rural financial institutions, in many ways, to improve the service conditions of rural payment, and to open up payment and settlement channels. We should strengthen the cooperation between agricultural credit and insurance, innovate the mortgage guarantee method and financing tools that accord with the characteristics of rural areas, and establish a multi-level and multi-form agricultural credit guarantee system. Many scholars at home and abroad have studied how to promote the development of rural economy from different angles. However, from the current situation, still has not been able to effectively solve the problem. The rise of new institutional economics complements and perfects the economic growth theory of classical economics and regards institution as an important variable in the function of economic development. Therefore, it is of practical significance to analyze and study the current rural financial system arrangement by using the theory of new institutional economics for reference. This paper draws lessons from the basic theories of new institutional economics, combines the theories of financial development, credit rationing, information economics, industrial economics, microeconomics, macroeconomics, rural finance, behavioral finance and so on. Taking the combination of micro analysis and macro analysis, function analysis and institutional analysis, combining the economic and financial characteristics of China during the transition period on the basis of drawing lessons from relevant experience at home and abroad. To study and explore the construction of rural financial system in China.
【學(xué)位授予單位】：仲愷農(nóng)業(yè)工程學(xué)院
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2013
【分類號】：F832.35

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