本文選題：內(nèi)部資金轉(zhuǎn)移定價(jià) + 績(jī)效考核��； 參考：《西南財(cái)經(jīng)大學(xué)》2013年碩士論文

【摘要】：隨著中國金融市場(chǎng)化進(jìn)程的加快,國內(nèi)商業(yè)銀行競(jìng)爭(zhēng)壓力日益嚴(yán)峻。尤其是以2012年存貸款利率浮動(dòng)為標(biāo)志的利率市場(chǎng)化改革拉開了中國金融市場(chǎng)改革的序幕。面對(duì)挑戰(zhàn),國內(nèi)商業(yè)銀行開始探索提高企業(yè)核心競(jìng)爭(zhēng)力的方法。內(nèi)部資金轉(zhuǎn)移定價(jià)作為一種全額資金管理方式被引用進(jìn)銀行業(yè)的績(jī)效考核體系中。它能在銀行的經(jīng)營和管理過程中有效的解決利潤(rùn)和成本的計(jì)量、合理配置并優(yōu)化資源、控制統(tǒng)籌風(fēng)險(xiǎn)、良好的產(chǎn)品定價(jià)等諸多問題,成為商業(yè)銀行不斷的提高經(jīng)營利潤(rùn)和管理水平的保障。 本文以XX商業(yè)銀行經(jīng)營管理現(xiàn)狀為基礎(chǔ),對(duì)差額資金管理模式在績(jī)效考核中的特點(diǎn)和不足進(jìn)行了分析。再從實(shí)際情況出發(fā),為XX商業(yè)銀行構(gòu)建了基于內(nèi)部資金轉(zhuǎn)移定價(jià)的績(jī)效考核體系,并選取3家支行為例進(jìn)行試算,論證內(nèi)部資金轉(zhuǎn)移定價(jià)績(jī)效考核系統(tǒng)的可行性。 本文共分6章。各章主要內(nèi)容如下： 第1章導(dǎo)論。主要介紹了本論文的研究背景與意義、研究思路與框架,并簡(jiǎn)要介紹了本論文的研究方法和創(chuàng)新、不足。 第2章研究綜述。主要從國內(nèi)外研究文獻(xiàn)方面入手介紹了內(nèi)部資金轉(zhuǎn)移定價(jià)在績(jī)效考核中取得的成效和可以借鑒的經(jīng)驗(yàn)。 第3章理論分析。闡述了內(nèi)部資金轉(zhuǎn)移定價(jià)和績(jī)效考核的相關(guān)理論定義、原理以及主要內(nèi)容,并總結(jié)了內(nèi)部資金轉(zhuǎn)移定價(jià)的實(shí)際作用。 第4章對(duì)XX商業(yè)銀行原有的差額資金管理模式下的績(jī)效考核系統(tǒng)存在的問題及原因進(jìn)行分析。 第5章是本文的重點(diǎn),根據(jù)XX商業(yè)銀行現(xiàn)狀,提出了基于內(nèi)部資金轉(zhuǎn)移定價(jià)績(jī)效系統(tǒng)的基本設(shè)想。詳細(xì)介紹了構(gòu)建方案的目標(biāo)、原則、采用的定價(jià)方法,并構(gòu)建了多層次的考核體系。 第6章是績(jī)效考核系統(tǒng)的應(yīng)用。為XX商業(yè)銀行構(gòu)建了績(jī)效考核系統(tǒng)的實(shí)施方案,并以典型代表性的支行為例進(jìn)行試算和分析。 第7章是對(duì)案例分析進(jìn)行總結(jié)和展望。對(duì)構(gòu)建的績(jī)效考核系統(tǒng)進(jìn)行系統(tǒng)的梳理并對(duì)構(gòu)建方案的進(jìn)一步展望。
[Abstract]:With the acceleration of China ' s financial market - oriented process , the competition pressure of domestic commercial banks is becoming more and more serious . In particular , the reform of China ' s financial market has been opened by the market - oriented reform of interest rate floating as the mark in 2012 . In the face of the challenge , domestic commercial banks are beginning to explore ways to improve the core competitiveness of enterprises .

Based on the current situation of XX Commercial Bank ' s management and management , this paper analyzes the characteristics and shortcomings of the difference fund management model in the performance appraisal . From the actual situation , the paper constructs a performance appraisal system based on internal fund transfer pricing for XX commercial banks , and selects 3 branches as examples to prove the feasibility of the internal fund transfer pricing performance appraisal system .

The main contents of each chapter are as follows :

Chapter 1 introduces the background and significance of the research , the research thoughts and the framework , and briefly introduces the research methods and innovations of this thesis .

Chapter 2 focuses on the research of internal funds transfer pricing in performance appraisal and the experience that can be used for reference , mainly from domestic and foreign research literature .

Chapter 3 analyses the theories , principles and main contents of the internal fund transfer pricing and performance appraisal , and summarizes the practical function of the internal fund transfer pricing .

Chapter 4 analyzes the existing problems and causes of the performance appraisal system under the original balance fund management mode of XX Commercial Bank .

Chapter 5 is the focus of this paper . According to XX Commercial Bank ' s current situation , this paper puts forward the basic idea based on the internal fund transfer pricing performance system . The goal , principle and pricing method of the construction scheme are introduced in detail , and the multi - level assessment system is constructed .

Chapter 6 is the application of the performance appraisal system . The implementation scheme of the performance appraisal system is built for XX commercial banks , and the typical representative branch is used as an example .

Chapter 7 summarizes and prospects the case analysis . The construction of the performance appraisal system is systematically reviewed and the further prospect of the construction scheme is proposed .

【學(xué)位授予單位】：西南財(cái)經(jīng)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：F830.42

【參考文獻(xiàn)】

相關(guān)期刊論文 前1條

1 盧會(huì)明;;現(xiàn)代商業(yè)銀行FTP績(jī)效考核分析研究[J];甘肅金融;2008年09期

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本文編號(hào)：1795920