本文選題：金融監(jiān)管 + 供求均衡　； 參考：《福建論壇(人文社會科學(xué)版)》2011年11期

【摘要】：金融監(jiān)管對于農(nóng)村經(jīng)濟(jì)的健康發(fā)展和"三農(nóng)"問題的最終解決至關(guān)重要,我國復(fù)雜的農(nóng)村金融局面和相對寬松的準(zhǔn)入政策給農(nóng)村金融監(jiān)管帶來了新的挑戰(zhàn)。農(nóng)村金融市場的市場失靈和監(jiān)管法律的供給不足導(dǎo)致農(nóng)村金融監(jiān)管法律體制建設(shè)的非均衡現(xiàn)狀,農(nóng)村金融法律制度改革應(yīng)當(dāng)充分考慮供求關(guān)系對制度變遷的影響,打破自上而下的"路徑依賴"進(jìn)行制度創(chuàng)新,設(shè)置多層次的農(nóng)村金融監(jiān)管機(jī)構(gòu),整合農(nóng)村金融監(jiān)管資源以完善農(nóng)村金融監(jiān)管法律制度體系。
[Abstract]:Financial supervision is of great importance to the healthy development of rural economy and the final solution of the "three rural" problems. The complex rural financial situation and the relatively loose access policy in China have brought new challenges to the rural financial supervision. The market failure of the rural financial market and the insufficient supply of the supervision law lead to the unbalanced situation of the construction of the rural financial supervision legal system. The reform of the rural financial legal system should fully consider the influence of the supply and demand relationship on the institutional change. Breaking the "path dependence" from top to bottom to carry on system innovation, setting up multi-level rural financial supervision organizations, integrating rural financial supervision resources to perfect the legal system of rural financial supervision.
【作者單位】： 福建江夏學(xué)院法律系經(jīng)濟(jì)法教研室;福建農(nóng)林大學(xué)經(jīng)濟(jì)與管理學(xué)院;
【基金】：2010年教育部人文社科規(guī)劃基金項目(10YJA630177):農(nóng)村信用社經(jīng)營效率增長機(jī)理及風(fēng)險控制研究
【分類號】：F832.1;D922.28

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