發(fā)布時間：2018-04-14 21:56

  本文選題：地方政府融資平臺 + 貸款��； 參考：《海南大學》2013年碩士論文

【摘要】：2008年全球金融危機爆發(fā),為應(yīng)對危機我國采取了一系列救市措施,其中包括拉動內(nèi)需的四萬億投資計劃。此后,各地方為解決項目配套資金不足的問題紛紛組建地方政府融資平臺。地方融資平臺的建立不僅緩解了地方政府財政資金不足問題,同時也為商業(yè)銀行等金融機構(gòu)的發(fā)展帶來了機遇。隨著地方融資平臺的不斷發(fā)展壯大,地方融資平臺貸款余額也屢創(chuàng)新高,根據(jù)銀監(jiān)會統(tǒng)計數(shù)據(jù),2010年地方融資平臺貸款余額達9.1萬億,對同年地方財政收入占比為221.9%,顯然這已超出了地方政府的償還能力。為避免政府發(fā)生違約風險進而造成金融行業(yè)系統(tǒng)性風險,2010年至今相關(guān)部門每年都會發(fā)布有關(guān)地方融資平臺貸款的通知或意見。顯然如何客觀清楚地認識和防范地方融資平臺貸款風險對地方政府和商業(yè)銀行都極其重要。 本文的內(nèi)容體系由五部分組成：第一部分為導論,包括選題的背景、意義、國內(nèi)外研究現(xiàn)狀和研究的方法與思路；第二部分主要介紹地方政府融資平臺的基本理論,包括地方政府融資平臺的涵義、理論基礎(chǔ)、發(fā)展歷程和相關(guān)模式；第三部分主要對地方政府融資平臺貸款的發(fā)展現(xiàn)狀進行分析,首先對地方政府融資平臺的數(shù)量和結(jié)構(gòu)進行分析,然后又對地方政府融資平臺貸款的規(guī)模、結(jié)構(gòu)和用途進行詳細的分析,進而全面了解我國地方融資平臺貸款的現(xiàn)實狀況,為后面的論述提供一定的參考；第四部分主要介紹地方政府融資平臺貸款的風險表現(xiàn)和成因；第五部分主要從政府、商業(yè)銀行和地方政府融資平臺三方提出有針對性的解決對策。
[Abstract]:The global financial crisis in 2008, in response to the crisis, China has taken a series of measures to rescue the market, including four trillion investment plan to boost domestic demand. Since then, the local project to solve the matching problem of insufficient funds have a local government financing platform. The establishment of local financing platform not only alleviate the problem of local government financial funds, but also bring the opportunity for the development of commercial banks and other financial institutions. With the continuous development of local financing platform expansion, local financing platform loans also hit record highs, according to the CBRC statistics, the balance of loans in 2010 local financing platform reached 9 trillion and 100 billion, the same year the local fiscal revenue accounted for 221.9%, obviously this is beyond the local government the ability to repay. In order to avoid the government defaulting risk causing systemic risk in the financial industry since 2010, the relevant departments will publish annually Notices or opinions about loan of local financing platform. Obviously, how to objectively and clearly understand and prevent the risk of loan from local financing platform is extremely important for local governments and commercial banks.
This system consists of five parts: the first part is the introduction, including the background, significance, methods and ideas of the research status; the second part mainly introduces the basic theory of local government financing platform, including local government financing platform the connotation, theoretical basis, development process and related model; the third part the development status of the local government financing platform is analyzed, firstly analyzes the quantity and structure of local government financing platform, and then to the local government financing platform scale, structure and application of a detailed analysis, and fully understand the reality of local financing platform loans in China, provide a reference for the following discuss; the fourth part mainly introduces the performance and the causes of the risk of loans to local government financing platform; the fifth part mainly from the government, taking Ye Yin The three parties to the financing platform of the local government and the local government put forward a targeted solution.

【學位授予單位】：海南大學
【學位級別】：碩士
【學位授予年份】：2013
【分類號】：F832.4;F127

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本文編號：1751169