本文選題：商業(yè)銀行　切入點：表外業(yè)務　出處：《首都經(jīng)濟貿(mào)易大學》2013年碩士論文

【摘要】：隨著全球一體化和金融自由化的發(fā)展,金融創(chuàng)新日新月異,商業(yè)銀行經(jīng)營表外化已成為國際金融業(yè)發(fā)展的趨勢之一。為了適應國際和國內(nèi)金融市場的激烈競爭，發(fā)展表外業(yè)務已成為我國商業(yè)銀行的必然選擇，因此，對我國商業(yè)銀行表外業(yè)務發(fā)展模式進行研究意義重大。 本文綜合運用了圖表分析法、定量和定性分析法等研究方法，梳理了金融創(chuàng)新和表外業(yè)務的相關理論，闡述了我國商業(yè)銀行發(fā)展表外業(yè)務的必要性和相關風險，借鑒了美國次貸危機對我國商業(yè)銀行表外業(yè)務發(fā)展的啟示，，分析了我國商業(yè)銀行表外業(yè)務的發(fā)展現(xiàn)狀和制約因素，最后，針對表外業(yè)務發(fā)展的制約因素，從宏觀環(huán)境、內(nèi)部管理、產(chǎn)品開發(fā)、產(chǎn)品定價、產(chǎn)品營銷和風險管理等多個角度入手，全面把握表外業(yè)務開展的每一個環(huán)節(jié)，探索性地提出了我國商業(yè)銀行表外業(yè)務的發(fā)展模式。本文致力于拓寬已有的研究視角，沿著開展表外業(yè)務這條線索，從宏觀環(huán)境到微觀個體，以全面的視角來探索表外業(yè)務的發(fā)展模式，從而對我國商業(yè)銀行表外業(yè)務的創(chuàng)新實踐提供理論和現(xiàn)實指導，以提高商業(yè)銀行的綜合競爭力。
[Abstract]:With the development of global integration and financial liberalization, financial innovation is changing with each passing day, and the externalization of commercial banks' business statement has become one of the trends in the development of international financial industry, in order to adapt to the fierce competition in international and domestic financial markets, The development of off-balance-sheet business has become the inevitable choice of commercial banks in China, therefore, it is of great significance to study the development mode of off-balance sheet business of commercial banks in China. This paper makes use of the research methods of chart analysis, quantitative analysis and qualitative analysis, combs the relevant theories of financial innovation and off-balance sheet business, and expounds the necessity and related risks of developing off-balance-sheet business in Chinese commercial banks. This paper draws lessons from the American subprime mortgage crisis on the development of off-balance sheet business of commercial banks in China, analyzes the present situation and restrictive factors of the development of off-balance sheet business of commercial banks in our country. Finally, in view of the restrictive factors of the development of off-balance sheet business, the paper analyzes the macro environment of the development of off-balance sheet business in China. From the perspectives of internal management, product development, product pricing, product marketing and risk management, we can comprehensively grasp each link of off-balance sheet business. This paper explores the development model of off-balance-sheet business in commercial banks in China. This paper is devoted to broadening the existing research perspective and following the clue of developing off-balance-sheet business, from macro environment to micro individuals. This paper explores the development mode of off-balance sheet business from a comprehensive perspective, thus providing theoretical and practical guidance for the innovation practice of off-balance sheet business in China's commercial banks, so as to improve the comprehensive competitiveness of commercial banks.
【學位授予單位】：首都經(jīng)濟貿(mào)易大學
【學位級別】：碩士
【學位授予年份】：2013
【分類號】：F832.2

【參考文獻】

相關期刊論文 前10條

1 謝啟標;;國有商業(yè)銀行表外業(yè)務發(fā)展的現(xiàn)狀與對策研究[J];金融論壇;2006年09期

2 陳永蓉;李江紅;;外資銀行表外業(yè)務的發(fā)展及監(jiān)管對策[J];湖北社會科學;2009年03期

3 曹遠征;;美國住房抵押貸款次級債風波的分析與啟示[J];國際金融研究;2007年11期

4 張明;;透視美國次級債危機及其對中國的影響[J];國際經(jīng)濟評論;2007年05期

5 鄭鳴;徐璐;;商業(yè)銀行操作金融衍生工具的動因及價值創(chuàng)造——基于我國上市銀行財務數(shù)據(jù)的實證分析[J];華東經(jīng)濟管理;2011年03期

6 單敬東,朱志強;實行銀行服務價格管理帶來的機遇和挑戰(zhàn)[J];黑河學刊;2003年05期

7 王曉楓;商業(yè)銀行表外業(yè)務信息披露研究[J];金融會計;2002年04期

8 白欽先;譚慶華;;論金融功能演進與金融發(fā)展[J];金融研究;2006年07期

9 徐升鳳;;金融企業(yè)表外業(yè)務及其分析[J];會計之友(中旬刊);2009年12期

10 齊佳;;關于商業(yè)銀行價格管理的若干思考[J];遼寧經(jīng)濟;2008年08期

相關碩士學位論文 前1條

1 陳衛(wèi)紅;中外商業(yè)銀行中間業(yè)務創(chuàng)新比較研究[D];暨南大學;2003年

本文編號：1699852