本文選題：商業(yè)銀行　切入點(diǎn)：經(jīng)營績效　出處：《北京林業(yè)大學(xué)》2013年碩士論文　論文類型：學(xué)位論文

【摘要】：隨著我國市場經(jīng)濟(jì)的發(fā)展,金融已逐漸成為現(xiàn)代經(jīng)濟(jì)的核心。金融行業(yè)以其獨(dú)特的作用,融入到我國的市場經(jīng)濟(jì)發(fā)展中,金融已經(jīng)成為現(xiàn)代經(jīng)濟(jì)發(fā)展不可或缺的組成部分。因此,作為金融體系的一個(gè)重要組成部分——商業(yè)銀行必將在我國的市場經(jīng)濟(jì)中發(fā)揮更加重要的作用。 國外的商業(yè)銀行起步較早,經(jīng)過數(shù)百年的發(fā)展,其經(jīng)營運(yùn)作已經(jīng)比較成熟。就國外商業(yè)銀行的實(shí)力和競爭力來看,美國、歐盟、日本的商業(yè)銀行實(shí)力雄厚、競爭力強(qiáng)。由于很多歷史性的原因,導(dǎo)致我國的商業(yè)銀行起步較晚,雖然經(jīng)過30多年的改革和發(fā)展,我國各類型的商業(yè)銀行得到飛速發(fā)展形成多元化的格局,經(jīng)營機(jī)制逐步建立、公司治理結(jié)構(gòu)逐漸完善、經(jīng)營管理和風(fēng)險(xiǎn)控制能力逐漸提高、金融服務(wù)不斷改進(jìn)、資產(chǎn)質(zhì)量和資產(chǎn)規(guī)模顯著性提高,但是與發(fā)達(dá)國家的一流商業(yè)銀行相比,在資產(chǎn)質(zhì)量、風(fēng)險(xiǎn)管理、流動性管理和綜合經(jīng)營管理等很多方面與其差距明顯。因此,我國商業(yè)銀行應(yīng)該努力發(fā)現(xiàn)與國際一流銀行的差距,著力改善自身發(fā)展中還存在的問題,以使中國商業(yè)銀行的競爭力得到顯著加強(qiáng)。 將我國的商業(yè)銀行績效與國外主要商業(yè)銀行的績效進(jìn)行較為全面的對比分析,找到我國商業(yè)銀行與國外的商業(yè)銀行之間的差距,從而找到改進(jìn)我國商業(yè)銀行經(jīng)營績效的方法,具有較強(qiáng)的理論意義和實(shí)踐意義。 本文在對國內(nèi)外商業(yè)銀行經(jīng)營績效評價(jià)體系評述對比后,選用國際上應(yīng)用最為廣泛的CAMEL評級體系為基礎(chǔ),以國內(nèi)外30家商業(yè)銀行2009年至2011年的經(jīng)營情況為研究對象,應(yīng)用因子分析和對應(yīng)分析的方法進(jìn)行實(shí)證研究,根據(jù)實(shí)證結(jié)果分別就不同類型的國內(nèi)商業(yè)銀行提出了相應(yīng)的提高經(jīng)營績效的措施。
[Abstract]:With the development of our market economy, finance has gradually become the core of modern economy. The financial industry with its unique role into the development of China's market economy, finance has become an indispensable part of modern economic development. Therefore, as the financial system is an important part of commercial banks will play a more important the role of market economy in China.
Foreign commercial banks started earlier, after hundreds of years of development, its operation is relatively mature. The foreign commercial bank's strength and competitiveness, the United States, European Union, Japan's commercial banks are strong, strong competitiveness. Due to many historical causes, the commercial banks in China started late, although after the reform and 30 years of development, various types of commercial banks in China to form a diversified pattern of rapid development, gradually establish a management mechanism, corporate governance structure has gradually improved, operation management and risk control ability gradually increased, financial services continue to improve, the quality of assets and asset size increased significantly, but with the first-class commercial banks compared to developed countries in risk management, asset quality, liquidity management and comprehensive management and many other aspects of its obvious gap. Therefore, our commercial banks should try to find In order to improve the competitiveness of China's commercial banks, the gap between the international and first-class banks should be improved.
China's commercial bank performance and the main foreign commercial bank's performance is analyzed and compared comprehensively, found between Chinese commercial banks and foreign commercial banks to the gap, find ways to improve the operating performance of China's commercial banks, has strong theoretical and practical significance.
Based on the domestic and foreign commercial banks operating performance evaluation system. After the comparison, selection of the application for the CAMEL rating system wide basis, operation in 30 domestic and foreign commercial banks from 2009 to 2011 as the research object, with the method of factor analysis and correspondence analysis of empirical research, according to the empirical results are different the type of domestic commercial banks and puts forward the corresponding measures to improve business performance.

【學(xué)位授予單位】：北京林業(yè)大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2013
【分類號】：F831.2;F224;F832.33

【參考文獻(xiàn)】

相關(guān)期刊論文 前10條

1 姚壽福;王繼權(quán);;中外商業(yè)銀行競爭力狀況分析[J];西華大學(xué)學(xué)報(bào)(哲學(xué)社會科學(xué)版);2006年03期

2 汪興隆;對中外商業(yè)銀行競爭力的比較分析[J];城市金融論壇;2000年03期

3 李建軍;國有商業(yè)銀行公共性績效評價(jià)體系的設(shè)計(jì)與比較[J];金融論壇;2004年05期

4 易紅兵;;我國商業(yè)銀行績效評價(jià)的實(shí)證分析[J];北方經(jīng)濟(jì);2006年10期

5 李政;;基于創(chuàng)新的商業(yè)銀行核心競爭力評價(jià)體系研究[J];金融理論與實(shí)踐;2006年08期

6 張國海,高懌;商業(yè)銀行中間業(yè)務(wù)的國際比較與發(fā)展戰(zhàn)略[J];金融研究;2003年08期

7 范曙光;發(fā)展商業(yè)銀行中間業(yè)務(wù)的策略選擇[J];金融研究;2004年04期

8 李元旭,黃巖,張向菁;中國國有商業(yè)銀行與外資銀行競爭力比較研究[J];金融研究;2000年03期

9 彭皓焱;鄭小潔;;國有商業(yè)銀行綜合業(yè)績評價(jià)及發(fā)展思路探討[J];時(shí)代經(jīng)貿(mào)(理論版);2007年02期

10 曾衛(wèi);商業(yè)銀行經(jīng)營實(shí)力綜合評價(jià)模型的實(shí)證研究[J];數(shù)量經(jīng)濟(jì)技術(shù)經(jīng)濟(jì)研究;2003年02期

相關(guān)碩士學(xué)位論文 前2條

1 褚彩云;基于因子分析的我國商業(yè)銀行競爭力研究[D];湖南大學(xué);2005年

2 陸鳳興;我國商業(yè)銀行經(jīng)營績效實(shí)證研究[D];暨南大學(xué);2004年

，

本文編號：1649093