本文關(guān)鍵詞：我國商業(yè)銀行碳金融業(yè)務(wù)發(fā)展策略研究　出處：《首都經(jīng)濟(jì)貿(mào)易大學(xué)》2013年碩士論文　論文類型：學(xué)位論文

  更多相關(guān)文章： 低碳經(jīng)濟(jì) 碳金融 CDM 商業(yè)銀行 低碳信貸

【摘要】：面對(duì)著工業(yè)化帶給環(huán)境的破壞以及由此而引發(fā)的種種環(huán)境問題，人們開始思考如何才是綠色科學(xué)的發(fā)展主題，而進(jìn)入本世紀(jì)，全面、協(xié)調(diào)、可持續(xù)發(fā)展已經(jīng)逐漸成為全球的共識(shí)，成為現(xiàn)下最為關(guān)注的話題，其中尤以全球變暖問題為重。各國先后簽訂《聯(lián)合國氣候變化框架條約》和《京都議定書》等協(xié)議，表明全球?qū)@一問題已經(jīng)從關(guān)注、到達(dá)成共識(shí)，步入到了付諸于行動(dòng)的階段。在全球氣候問題的背景下，加之全球經(jīng)濟(jì)的低迷和資源環(huán)境的束縛，使得改變經(jīng)濟(jì)發(fā)展方式變得尤為關(guān)鍵。在此背景下，低碳經(jīng)濟(jì)、低碳文明的出現(xiàn)是應(yīng)對(duì)環(huán)境問題、經(jīng)濟(jì)發(fā)展、實(shí)現(xiàn)經(jīng)濟(jì)社會(huì)可持續(xù)發(fā)展的有效途徑。當(dāng)前，人們對(duì)于低碳經(jīng)濟(jì)期望頗高，譽(yù)其為引領(lǐng)全球走出低迷實(shí)現(xiàn)復(fù)蘇增長(zhǎng)的“第四次產(chǎn)業(yè)革命”，各國紛紛把低碳作為金融危機(jī)后時(shí)代的國家經(jīng)濟(jì)發(fā)展戰(zhàn)略，這一變化為我國轉(zhuǎn)變傳統(tǒng)的經(jīng)濟(jì)發(fā)展方式、發(fā)展低碳金融提供了歷史機(jī)遇。 具體到我國來說，作為最大的發(fā)展中國家，伴隨著發(fā)展每年有大量的溫室氣體產(chǎn)生，我國溫室氣體排放總量居世界第二位，占全球市場(chǎng)的三分之一左右，碳交易及其衍生市場(chǎng)前景廣闊。低碳經(jīng)濟(jì)已經(jīng)在我國逐漸發(fā)展，碳金融發(fā)展的重要性也成為共識(shí)，商業(yè)銀行作為我國金融體系的主力軍，在我國經(jīng)濟(jì)發(fā)展模式轉(zhuǎn)型、企業(yè)社會(huì)責(zé)任提升、國內(nèi)民生條件改善、自身盈利能力強(qiáng)化等各類內(nèi)外部環(huán)境的要求下，勇于創(chuàng)新，積極拓展碳金融業(yè)務(wù)創(chuàng)新，在推動(dòng)我國低碳經(jīng)濟(jì)轉(zhuǎn)型的同時(shí)為自身尋找到新的盈利機(jī)會(huì)。商業(yè)銀行要穩(wěn)妥有效的開展碳金融業(yè)務(wù)，必須制定并實(shí)施有效的碳金融策略，才能在低碳經(jīng)濟(jì)的浪潮中，，實(shí)現(xiàn)跨越發(fā)展。 本文運(yùn)用理論與統(tǒng)計(jì)研究相結(jié)合的方法，具體分析了我國商業(yè)銀行碳金融業(yè)務(wù)開展的優(yōu)劣勢(shì)、現(xiàn)在存在的問題，在此基礎(chǔ)上提出具體建議。本文的結(jié)構(gòu)：首先介紹了碳金融相關(guān)基礎(chǔ)知識(shí)；接下來寫了碳金融的發(fā)展現(xiàn)狀，包括國際和國內(nèi)；第三部分對(duì)我國商業(yè)銀行發(fā)展低碳金融進(jìn)行SWOT分析，客觀分析了商業(yè)銀行發(fā)展碳金融的優(yōu)勢(shì)、劣勢(shì)、面臨的機(jī)遇和挑戰(zhàn)，以做到知己知彼，揚(yáng)長(zhǎng)避短，做好戰(zhàn)略選擇；最后針對(duì)前述內(nèi)容提出商業(yè)銀行碳金融業(yè)務(wù)發(fā)展的策略建議。
[Abstract]:Facing the destruction of the environment brought by industrialization and all kinds of environmental problems caused by it, people begin to think about how to be the development theme of green science, and enter this century, comprehensive and coordinated. Sustainable development has gradually become the global consensus and become the most concerned topic. Among them, global warming is the most important issue. Countries have signed agreements such as the United Nations Framework Treaty on Climate change and the Kyoto Protocol, which shows that the world has paid attention to this issue and reached a consensus. Step into the stage of action. In the context of global climate issues, coupled with the global economic downturn and the constraints of the resources and environment, it is particularly critical to change the way the economy develops. The emergence of low-carbon economy and low-carbon civilization is an effective way to deal with environmental problems, economic development and achieve sustainable economic and social development. At present, people have high expectations for low-carbon economy. In order to lead the world out of the downturn to achieve recovery and growth of the "4th industrial revolution", countries have regard low carbon as the national economic development strategy in the post-financial crisis era. This change has provided the historical opportunity for our country to change the traditional economic development mode and develop low-carbon finance. In China, as the largest developing country, with the development of a large number of greenhouse gases produced each year, China's greenhouse gas emissions ranked second in the world, accounting for about 1/3 of the global market. Carbon trading and its derivatives market have broad prospects. Low-carbon economy has gradually developed in China, the importance of carbon finance has become a consensus, commercial banks as the main force of our financial system. Under the requirements of various internal and external environment, such as transformation of economic development mode, promotion of corporate social responsibility, improvement of domestic livelihood conditions, enhancement of self-profit ability and other internal and external environments, we should be brave to innovate and actively expand the innovation of carbon finance business. Commercial banks must formulate and implement effective carbon finance strategies in order to carry out carbon finance business safely and effectively while promoting the transformation of low-carbon economy in China at the same time finding new profit opportunities for themselves. In order to achieve leapfrog development in the wave of low-carbon economy. This paper analyzes the advantages and disadvantages of carbon finance business of commercial banks in China by combining theory with statistical research, and the existing problems. On the basis of this, some specific suggestions are put forward. The structure of this paper is as follows: firstly, the basic knowledge of carbon finance is introduced; Then the development of carbon finance, including international and domestic; The third part carries on the SWOT analysis to our country commercial bank to develop the low-carbon finance, has objectively analyzed the commercial bank to develop the carbon finance the superiority, the inferiority, the opportunity and the challenge which faces, in order to achieve knows oneself knows the enemy, takes advantage of the advantage and avoids the weakness. Make a good strategic choice; In the end, the paper puts forward some suggestions on the development of carbon finance business of commercial banks.
【學(xué)位授予單位】：首都經(jīng)濟(jì)貿(mào)易大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：F832.2

【引證文獻(xiàn)】

相關(guān)碩士學(xué)位論文 前1條

1 陶沁;我國商業(yè)銀行碳金融發(fā)展研究[D];湖北工業(yè)大學(xué);2016年

本文編號(hào)：1440294