本文關(guān)鍵詞：我國(guó)商業(yè)銀行競(jìng)爭(zhēng)力綜合評(píng)價(jià)研究　出處：《天津大學(xué)》2013年博士論文　論文類(lèi)型：學(xué)位論文

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【摘要】：隨著金融在現(xiàn)代市場(chǎng)經(jīng)濟(jì)中的地位越來(lái)越重要，金融體系的規(guī)模大小、效率高低、抗風(fēng)險(xiǎn)能力強(qiáng)弱，，已經(jīng)成為推動(dòng)或制約一個(gè)國(guó)家經(jīng)濟(jì)發(fā)展的重要因素。作為金融體系的核心，體現(xiàn)了一定社會(huì)制度、經(jīng)濟(jì)環(huán)境、經(jīng)濟(jì)體制、人文背景、技術(shù)條件、社會(huì)綜合發(fā)展水平下，商業(yè)銀行生存、競(jìng)爭(zhēng)和可持續(xù)發(fā)展綜合能力的商業(yè)銀行核心競(jìng)爭(zhēng)力越來(lái)越成為人們研究的重點(diǎn)。那么什么是商業(yè)銀行競(jìng)爭(zhēng)力？商業(yè)銀行競(jìng)爭(zhēng)力包括哪些因素？商業(yè)銀行如何在市場(chǎng)競(jìng)爭(zhēng)中保持較高的競(jìng)爭(zhēng)力？……如何解決這些問(wèn)題，如何在客觀分析我國(guó)商業(yè)銀行核心競(jìng)爭(zhēng)力現(xiàn)狀的基礎(chǔ)上，對(duì)我國(guó)商業(yè)銀行的綜合競(jìng)爭(zhēng)力進(jìn)行理論研究，提出增進(jìn)我國(guó)商業(yè)銀行核心競(jìng)爭(zhēng)力的主要途徑與策略，就越來(lái)越顯得意義非凡、刻不容緩。鑒于此，本文將重點(diǎn)研究以下內(nèi)容： 1．在國(guó)內(nèi)外有關(guān)商業(yè)銀行核心競(jìng)爭(zhēng)力研究現(xiàn)狀回顧的基礎(chǔ)上，闡述了論文選題的現(xiàn)實(shí)背景、選題依據(jù)與研究?jī)r(jià)值，界定了論文的主要研究?jī)?nèi)容、研究方法、研究思路和結(jié)構(gòu)框架。并從商業(yè)銀行競(jìng)爭(zhēng)力內(nèi)涵剖析入手，對(duì)西方競(jìng)爭(zhēng)力和馬克思關(guān)于競(jìng)爭(zhēng)力的理論進(jìn)行了回顧，著重對(duì)商業(yè)銀行競(jìng)爭(zhēng)力與其他組織競(jìng)爭(zhēng)力之間的區(qū)別與特殊性進(jìn)行了闡述，對(duì)其競(jìng)爭(zhēng)力演化過(guò)程進(jìn)行了分析，為后續(xù)研究奠定基礎(chǔ)。 2．通過(guò)對(duì)我國(guó)商業(yè)銀行發(fā)展歷程的回顧，分析了我國(guó)商業(yè)銀行運(yùn)作模式的制度變遷。并對(duì)國(guó)外商業(yè)銀行競(jìng)爭(zhēng)力進(jìn)行了借鑒分析，剖析其合理性和適應(yīng)性，從而總結(jié)出我國(guó)商業(yè)銀行競(jìng)爭(zhēng)力演變路徑的管理。 3.主要從兩個(gè)方面剖析了我國(guó)商業(yè)銀行競(jìng)爭(zhēng)力的影響維度，從內(nèi)部來(lái)看，商業(yè)銀行的戰(zhàn)略、文化、制度結(jié)構(gòu)、內(nèi)部治理都在很大程度上決定了其市場(chǎng)競(jìng)爭(zhēng)力大小；從外部來(lái)看，環(huán)境維度、風(fēng)險(xiǎn)控制更決定了商業(yè)銀行競(jìng)爭(zhēng)力的外部適應(yīng)性。并在這兩方面分析基礎(chǔ)上，運(yùn)用灰色關(guān)聯(lián)度和系統(tǒng)聚類(lèi)方法對(duì)我國(guó)商業(yè)銀行競(jìng)爭(zhēng)力現(xiàn)狀進(jìn)行了評(píng)述，并得出了相關(guān)結(jié)論。 4.運(yùn)用因子分析方法，從實(shí)證分析的角度對(duì)我國(guó)商業(yè)銀行競(jìng)爭(zhēng)力進(jìn)行了探析。通過(guò)對(duì)我國(guó)商業(yè)銀行安全能力、盈利能力和發(fā)展能力三方面狀態(tài)因素展開(kāi)調(diào)查分析，即客觀衡量了我國(guó)商業(yè)銀行競(jìng)爭(zhēng)力的發(fā)展現(xiàn)狀和存在問(wèn)題，又為國(guó)際大金融形勢(shì)下商業(yè)銀行競(jìng)爭(zhēng)力的提升提供了思路和依據(jù)。 5.在把握了商業(yè)銀行競(jìng)爭(zhēng)力的內(nèi)涵、了解了我國(guó)商業(yè)銀行的發(fā)展歷程、洞悉了商業(yè)銀行競(jìng)爭(zhēng)力的影響維度、明確了我國(guó)商業(yè)銀行競(jìng)爭(zhēng)力的發(fā)展現(xiàn)狀和存在問(wèn)題之后，本章分別從制度、文化和結(jié)構(gòu)角度對(duì)如何提升我國(guó)商業(yè)銀行競(jìng)爭(zhēng)力進(jìn)行了剖析，增強(qiáng)了研究的實(shí)踐應(yīng)用性。
[Abstract]:With the increasingly important position of finance in the modern market economy, the scale, efficiency and anti-risk ability of the financial system are strong and weak. Has become an important factor to promote or restrict the economic development of a country. As the core of the financial system, it embodies a certain social system, economic environment, economic system, humanistic background, technical conditions. Under the social comprehensive development level, the commercial bank survival, the competition and the sustainable development synthesis ability commercial bank core competition ability becomes the research focus increasingly. So what is the commercial bank competition ability? What factors does the competitiveness of commercial banks include? How can commercial banks maintain high competitiveness in the market competition? How to solve these problems and how to carry on the theoretical research on the comprehensive competitiveness of our commercial banks on the basis of objectively analyzing the present situation of the core competence of our country's commercial banks. It is more and more significant and urgent to put forward the main ways and strategies to enhance the core competence of commercial banks in China. In view of this, this paper will focus on the following contents: 1. On the basis of reviewing the current situation of the research on the core competence of commercial banks at home and abroad, this paper expounds the realistic background, the basis and the research value of the selected topic, and defines the main research contents and research methods of the thesis. From the analysis of the connotation of the competitiveness of commercial banks, this paper reviews the western competitiveness and Marx's theory on competitiveness. The differences and particularities between the competitiveness of commercial banks and the competitiveness of other organizations are expounded, and the evolutionary process of competitiveness of commercial banks is analyzed in order to lay a foundation for further research. 2. Based on the review of the development of commercial banks in China, this paper analyzes the institutional changes of the operation mode of commercial banks in China, and analyzes the competitiveness of foreign commercial banks, and analyzes its rationality and adaptability. Thus summarize the management of the evolving path of the competitiveness of commercial banks in our country. 3. Mainly from two aspects to analyze the impact of the competitiveness of commercial banks in China dimension, from the internal point of view, the commercial banks strategy, culture, institutional structure. Internal governance to a large extent determines the size of its market competitiveness; From the external perspective, the environmental dimension, risk control determines the external adaptability of commercial banks competitiveness. And on the basis of these two aspects of analysis. The present situation of the competitiveness of commercial banks in China is reviewed with the method of grey correlation and systematic clustering, and the relevant conclusions are drawn. 4.Using the method of factor analysis, this paper analyzes the competitiveness of Chinese commercial banks from the perspective of empirical analysis. Three aspects of profitability and development capacity are investigated and analyzed, that is, objectively measuring the development status and existing problems of the competitiveness of commercial banks in China. It also provides ideas and basis for the promotion of commercial banks' competitiveness under the international financial situation. 5. it grasps the connotation of commercial bank's competitiveness, understands the development course of our country's commercial bank, and understands the influence dimension of commercial bank's competitiveness. After clarifying the current situation and existing problems of the competitiveness of commercial banks in China, this chapter analyzes how to enhance the competitiveness of commercial banks in China from the perspective of system, culture and structure. The practical application of the research is enhanced.
【學(xué)位授予單位】：天津大學(xué)
【學(xué)位級(jí)別】：博士
【學(xué)位授予年份】：2013
【分類(lèi)號(hào)】：F832.33

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