發(fā)布時(shí)間：2017-12-31 05:05

  本文關(guān)鍵詞：新農(nóng)村建設(shè)中的金融機(jī)構(gòu)創(chuàng)新初探　出處：《西南財(cái)經(jīng)大學(xué)》2013年碩士論文　論文類(lèi)型：學(xué)位論文

  更多相關(guān)文章： 新農(nóng)村建設(shè) 金融機(jī)構(gòu)創(chuàng)新 農(nóng)村金融 新型金融機(jī)構(gòu)

【摘要】：為貫徹科學(xué)發(fā)展觀、“十二五”規(guī)劃,構(gòu)建和諧社會(huì),新農(nóng)村建設(shè)是我國(guó)農(nóng)村發(fā)展和改革進(jìn)入新的歷史階段的必然選擇。所需資金的來(lái)源問(wèn)題是新農(nóng)村建設(shè)中要解決的一個(gè)核心問(wèn)題。由于建設(shè)新農(nóng)村所需的時(shí)間較長(zhǎng)、耗資巨大,且絕大多數(shù)的在建項(xiàng)目不屬于社會(huì)公共產(chǎn)品性質(zhì),因此,所需資金不可能全部由財(cái)政出資。只有全力推動(dòng)農(nóng)業(yè)現(xiàn)代化,加強(qiáng)完善農(nóng)村的金融體系建設(shè),全面激活龐大的農(nóng)村消費(fèi)市場(chǎng),才能夠真正加快社會(huì)主義新農(nóng)村建設(shè),利用擴(kuò)大內(nèi)需的經(jīng)濟(jì)抓手大幅提升新農(nóng)村經(jīng)濟(jì)增長(zhǎng)。因此,新農(nóng)村建設(shè)的核心在于必須加強(qiáng)農(nóng)村金融創(chuàng)新。 對(duì)農(nóng)村進(jìn)行金融創(chuàng)新的重點(diǎn)是按照農(nóng)村經(jīng)濟(jì)發(fā)展需求,結(jié)合農(nóng)村各類(lèi)金融服務(wù)的功能,進(jìn)行金融組織體系的創(chuàng)新,產(chǎn)品的挖掘與重組,實(shí)現(xiàn)服務(wù)內(nèi)容、服務(wù)產(chǎn)品的極大豐富,服務(wù)效率的大幅提升,充分發(fā)揮金融支農(nóng)的巨大作用。當(dāng)前我國(guó)金融體系中最薄弱的環(huán)節(jié)之一仍然是農(nóng)村金融,我國(guó)農(nóng)村正規(guī)金融機(jī)構(gòu)的商業(yè)化改革取向使得對(duì)“三農(nóng)”服務(wù)的支持力度明顯減弱。現(xiàn)存金融體系無(wú)力破解當(dāng)前中國(guó)農(nóng)村金融融資難的困境,遠(yuǎn)遠(yuǎn)不能支撐我國(guó)新農(nóng)村建設(shè)的資金需要,政府寄希望于能夠從農(nóng)村市場(chǎng)的內(nèi)部培養(yǎng)出新興金融元素,從而構(gòu)建一個(gè)具有“內(nèi)生性”的農(nóng)村金融體系。本文研究目的在于：在社會(huì)主義新農(nóng)村建設(shè)背景下,通過(guò)創(chuàng)新農(nóng)村金融機(jī)構(gòu)帶動(dòng)新農(nóng)村建設(shè),積極思考農(nóng)村金融機(jī)構(gòu)創(chuàng)新的工作思路,并具有針對(duì)性地提出農(nóng)村金融機(jī)構(gòu)創(chuàng)新的政策建議。 本文的研究對(duì)象是新農(nóng)村建設(shè)背景下的我國(guó)農(nóng)村金融機(jī)構(gòu)創(chuàng)新。研究目的在于：通過(guò)將新農(nóng)村建設(shè)與農(nóng)村金融機(jī)構(gòu)創(chuàng)新結(jié)合起來(lái),探索能夠支持新農(nóng)村建設(shè)的農(nóng)村金融機(jī)構(gòu)創(chuàng)新思路,在此基礎(chǔ)上提出農(nóng)村金融機(jī)構(gòu)創(chuàng)新的政策建議。 研究的理論意義在于：通過(guò)對(duì)新農(nóng)村建設(shè)及金融創(chuàng)新相關(guān)文獻(xiàn)的梳理,并且借鑒國(guó)外關(guān)于農(nóng)村金融機(jī)構(gòu)創(chuàng)新實(shí)踐的成功經(jīng)驗(yàn),為我國(guó)在新農(nóng)村建設(shè)背景下的農(nóng)村金融機(jī)構(gòu)創(chuàng)新提供參考,在一定程度上豐富了農(nóng)村金融理論。 研究的實(shí)踐意義在于：通過(guò)對(duì)我國(guó)農(nóng)村金融機(jī)構(gòu)創(chuàng)新現(xiàn)狀的研究,剖析農(nóng)村金融機(jī)構(gòu)創(chuàng)新實(shí)踐中存在問(wèn)題的深層次原因,深入探究農(nóng)村金融機(jī)構(gòu)創(chuàng)新的發(fā)展思路,持續(xù)優(yōu)化完善農(nóng)村的金融體系、更好地為我國(guó)新農(nóng)村建設(shè)服務(wù)提供政策理論和實(shí)踐依據(jù)。 本文的研究主要由七章組成。第一章是緒論部分,主要闡述本文的選題背景、研究目的、研究的理論意義與實(shí)踐意義、以及研究思路與方法。第二章是文獻(xiàn)綜述部分,整理與闡述前人關(guān)于社會(huì)主義新農(nóng)村建設(shè)、農(nóng)村金融以及金融創(chuàng)新等領(lǐng)域的相關(guān)研究。第三章介紹我國(guó)新農(nóng)村建設(shè)中的金融機(jī)構(gòu)創(chuàng)新現(xiàn)狀及存在的問(wèn)題。第四章重點(diǎn)介紹國(guó)外關(guān)于農(nóng)村金融機(jī)構(gòu)創(chuàng)新的實(shí)踐及借鑒。第五章介紹我國(guó)新農(nóng)村建設(shè)中的金融機(jī)構(gòu)創(chuàng)新的相關(guān)案,并進(jìn)行闡述與分析。第六章提出我國(guó)新農(nóng)村建設(shè)中的金融機(jī)構(gòu)創(chuàng)新的思路。第七章總結(jié)回顧。 本文的主要政策建議是：降低民間資本進(jìn)入農(nóng)村金融市場(chǎng)的門(mén)檻；拓寬新型農(nóng)村金融機(jī)構(gòu)的融資渠道；加大對(duì)服務(wù)“三農(nóng)”的金融機(jī)構(gòu)的政策扶持力度；促進(jìn)新型農(nóng)村金融機(jī)構(gòu)可持續(xù)發(fā)展。
[Abstract]:In order to carry out the scientific development view , the 12th Five - Year Plan and the construction of a harmonious society , the new rural construction is the inevitable choice for the rural development and the reform to enter a new historical stage . The source of the required funds is a core problem to be solved in the new rural construction . The focus of the financial innovation on the rural economy is to carry out the innovation of the financial organization system according to the needs of the rural economic development , combine the function of the rural financial services , carry out the innovation of the financial organization system , the service product is greatly enriched , the service efficiency is greatly improved , the support of the rural finance is fully exerted . The present financial system is unable to crack down the financing needs of the new rural construction of our country . The aim of this paper is to construct a rural financial system with " inner life " . The aim of this paper is to make a positive consideration to the work thought of the innovation of rural financial institutions through innovative rural financial institutions , and to put forward the policy suggestions for the innovation of rural financial institutions . The research object of this paper is the innovation of rural financial institutions in China under the background of new rural construction . The research aim is to explore the innovative thinking of the rural financial institutions that can support the new rural construction by combining the new rural construction with the innovation of the rural financial institutions , and put forward the policy suggestions for the innovation of the rural financial institutions . The theoretical significance of the research is to provide a reference for the innovation of rural financial institutions in the context of new rural construction , and enrich the rural financial theory to a certain extent through the review of the relevant literatures about new rural construction and financial innovation . The practical significance of the study lies in the analysis of the present situation of rural financial institutions in China , analyzes the deep causes of the problems existing in the innovative practice of rural financial institutions , explores the development ideas of innovative rural financial institutions , continuously optimizes the rural financial system , and provides policy theory and practical basis for the new rural construction service in our country . Chapter Three introduces the current situation and problems of financial institutions in the construction of new rural financial institutions in China . Chapter Three focuses on the practice and the reference for the innovation of financial institutions in the construction of new rural financial institutions . Chapter Three introduces the relevant cases of innovation of financial institutions in China ' s new rural construction . The main policy of this paper is to reduce the threshold of private capital entering the rural financial market , widen the financing channel of the new rural financial institutions , increase the policy support of the financial institutions serving " three farmers " , and promote the sustainable development of the new rural financial institutions .

【學(xué)位授予單位】：西南財(cái)經(jīng)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類(lèi)號(hào)】：F832.3

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本文編號(hào)：1358248