本文關(guān)鍵詞：阜新銀行跨區(qū)經(jīng)營戰(zhàn)略案例分析　出處：《遼寧工程技術(shù)大學(xué)》2013年碩士論文　論文類型：學(xué)位論文

  更多相關(guān)文章： 阜新銀行 跨區(qū)經(jīng)營 城市商業(yè)銀行 規(guī)模經(jīng)濟(jì) 規(guī)模邊界

【摘要】：本文結(jié)合工作實(shí)踐、專題調(diào)研和經(jīng)濟(jì)學(xué)相關(guān)理論,對阜新銀行發(fā)展情況及跨區(qū)經(jīng)營戰(zhàn)略案例進(jìn)行了全面的描述和深入分析。提出了四個(gè)價(jià)值點(diǎn)：一是銀行業(yè)是一個(gè)規(guī)模經(jīng)濟(jì)效應(yīng)非常突出的行業(yè)；二是城商行跨區(qū)經(jīng)營帶來規(guī)模經(jīng)濟(jì)的同時(shí),也伴隨著規(guī)模不經(jīng)濟(jì)；三是銀行規(guī)模擴(kuò)張存在著最優(yōu)規(guī)模邊界；四是城商行跨區(qū)發(fā)展后,增加了新的風(fēng)險(xiǎn)。針對價(jià)值點(diǎn)進(jìn)一步分析了銀行形成規(guī)模經(jīng)濟(jì)的原因和銀行規(guī)模不經(jīng)濟(jì)的因素及規(guī)模經(jīng)濟(jì)邊界,并且分析了城商行存在的風(fēng)險(xiǎn)。在此基礎(chǔ)上得出阜新銀行還未達(dá)到最佳規(guī)模經(jīng)濟(jì),還要繼續(xù)做大做強(qiáng)。根據(jù)阜新銀行實(shí)際給出如下建議：做特色銀行,做中小企業(yè)伙伴銀行,做好風(fēng)險(xiǎn)管控,完善激勵(lì)機(jī)制,降低經(jīng)營成本,科學(xué)規(guī)劃分支機(jī)構(gòu)。
[Abstract]:Based on practice, theory research and economics, the Bank of Fuxin and the development of cross regional business strategy case conducted a comprehensive description and analysis. Put forward four points: one is the value of the banking industry is a very prominent effect of economy of scale in the industry; two is the city commercial banks cross regional operation to bring the scale economy at the same time also, with the scale of economy; the three is the bank scale expansion exists the optimal scale is four; city commercial banks cross regional development, increase the new risk. Value point in further analysis of the formation of scale economy and bank cause diseconomies of scale factors and bank scale economy boundary, and analyzes the existing risk of city commercial banks. Based on the analysis of the Bank of Fuxin has not yet reached the best scale economy, continue to become bigger and stronger. According to the Bank of Fuxin gives the following suggestions: the actual characteristics of silver As a partner bank of small and medium-sized enterprises, we should do a good job of management and control of risk, improve the incentive mechanism, reduce the cost of operation, and scientifically plan the branch.

【學(xué)位授予單位】：遼寧工程技術(shù)大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2013
【分類號】：F832.33

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本文編號：1356021