本文選題：中小企業(yè) + 融資難�。� 參考：《北京交通大學(xué)》2017年碩士論文

【摘要】：作為我國高技術(shù)產(chǎn)業(yè)化的一支生力軍,中小高科技企業(yè)是先進生產(chǎn)力與最具活力的經(jīng)營機制的有機結(jié)合,能充分發(fā)揮技術(shù)創(chuàng)新主體的作用,推動高新技術(shù)的產(chǎn)業(yè)化和傳統(tǒng)產(chǎn)業(yè)的高新技術(shù)化。同時,高科技中小企業(yè)的大發(fā)展還有利于鼓勵創(chuàng)新和創(chuàng)業(yè)的社會文化,創(chuàng)造就業(yè)崗位,為國家緩解就業(yè)壓力。但在體制轉(zhuǎn)軌和經(jīng)濟轉(zhuǎn)型的特定時期,由于兼有“科技”的特征和“中小”的規(guī)模障礙,中小高科技企業(yè)的進一步發(fā)展壯大受到了融資難的嚴重制約。中小企業(yè)融資難有多種原因,既有中小企業(yè)自身的因素,也有整個大的社會金融生態(tài)環(huán)境的因素,在現(xiàn)有的金融生態(tài)環(huán)境和企業(yè)自身缺陷的背景下,如何幫助中小企業(yè)尋找到合適的融資方式,走出融資困境已經(jīng)成為學(xué)術(shù)界和實務(wù)界共同關(guān)注的焦點。本文在國內(nèi)外研究的基礎(chǔ)上,介紹了我國中小企業(yè)融資的主要方式,然后以做智能硬件的創(chuàng)業(yè)公司,CXE公司為案例,結(jié)合公司的經(jīng)營和財務(wù)狀況,具體分析了 CXE公司在融資中存在的諸多方面的問題,主要是內(nèi)源融資不足、融資成本較高、財務(wù)結(jié)構(gòu)不合理、融資方式缺乏創(chuàng)新等。進而找出形成這一系列問題的原因,主要有這家創(chuàng)業(yè)公司自身方面原因、銀行方面原因、我國金融市場融資體系不完善等。本文探討了有效解決途徑,針對CXE公司融資難的問題提出了適合公司的具體的融資策略,主要有融資結(jié)構(gòu)優(yōu)化、創(chuàng)新融資方式、加快公司的自身建設(shè)提高融資能力等。同時,對我國中小企業(yè)融資難這一問題也給出建設(shè)性的思路和新的觀點。
[Abstract]:As a new force in the industrialization of high technology in our country, small and medium-sized high-tech enterprises are an organic combination of advanced productive forces and the most dynamic management mechanism, and can give full play to the role of the main body of technological innovation. To promote the industrialization of high and new technology and the high-tech transformation of traditional industries. At the same time, the development of high-tech small and medium-sized enterprises is also conducive to encouraging innovation and entrepreneurial social culture, creating jobs and alleviating the employment pressure for the country. However, in the specific period of system transition and economic transformation, the further development and growth of small and medium-sized high-tech enterprises are seriously restricted by the difficulty of financing due to the combination of the characteristics of "science and technology" and the "small and medium-sized" scale obstacles. There are many reasons for the difficulty of financing for SMEs, not only the factors of SMEs themselves, but also the factors of the whole social and financial ecological environment. Under the background of the existing financial ecological environment and the defects of the enterprises themselves, How to help small and medium-sized enterprises to find suitable financing methods and get out of the financing dilemma has become the common focus of academic and practical circles. On the basis of domestic and foreign research, this paper introduces the main ways of financing small and medium-sized enterprises in China, and then takes CXE Corporation, an intelligent hardware start-up company, as a case study, combining the company's management and financial situation. This paper analyzes the problems in the financing of CXE, such as insufficient endogenous financing, high financing cost, unreasonable financial structure, lack of innovation in financing methods and so on. Then find out the causes of this series of problems, mainly the reasons of the start-up company itself, the bank, our financial market financing system is not perfect, and so on. This paper discusses the effective ways to solve the problem of CXE company's financing difficulties, and puts forward some specific financing strategies suitable for the company, such as optimizing the financing structure, innovating the financing way, speeding up the company's own construction and improving the financing ability, etc. At the same time, this paper also gives constructive ideas and new viewpoints on the problem of financing difficulties for small and medium-sized enterprises in China.
【學(xué)位授予單位】：北京交通大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2017
【分類號】：F426.6;F406.7

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