論文題目：Social Policy類，社會(huì)福利題目尚未擬定
論文語(yǔ)言：英語(yǔ)論文 English
論文專業(yè)：MSc Social Policy & Social Research
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學(xué)校國(guó)家：英國(guó)
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您的學(xué)校：南安普頓大學(xué)，15名左右
論文用于：Master Dissertation 碩士畢業(yè)論文
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不需要開(kāi)題報(bào)告
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Abstract摘要

我國(guó)已逐步形成了以社會(huì)統(tǒng)籌和個(gè)人賬戶相結(jié)合的養(yǎng)老保險(xiǎn)制度十年的籌資模式，建立了多層次的養(yǎng)老保險(xiǎn)制度。但是，該制度面臨著日益嚴(yán)峻的挑戰(zhàn)，人口老齡化加速、覆蓋面狹窄、社會(huì)統(tǒng)籌層次低、養(yǎng)老保險(xiǎn)隱性債務(wù)和個(gè)人賬戶空賬、養(yǎng)老保險(xiǎn)價(jià)值的保持和增加等問(wèn)題，使得現(xiàn)有的養(yǎng)老保險(xiǎn)制度發(fā)揮著社會(huì)保障功能的作用。因此，應(yīng)結(jié)合我國(guó)實(shí)際情況，針對(duì)我國(guó)社會(huì)養(yǎng)老保險(xiǎn)制度實(shí)踐中存在的疑難問(wèn)題提出相應(yīng)的改革和完善措施，這是我國(guó)養(yǎng)老保險(xiǎn)制度的核心問(wèn)題。China has gradually forms a funding mode of combining social pooling with individual accounts in its new endowment insurance system for ten years, multi-level old-age insurance system has been established. However, the system faces increasingly severe challenges, accelerated problems of population aging, narrow coverage, low social pooling level, hidden debt and empty individual accounts, double-track system, problems in maintaining and increasing the value of pensions make the existing endowment insurance system powerless in playing the roles of its social security functions. Therefore, it should combine with China's actual situation, aiming at difficult problems in practice of China's social endowment insurance system to put forward corresponding reform and improvement measures, which is the core issue in China's endowment insurance system.
The author first of all reviews literatures relating to the theory of endowment insurance system, including: intergenerational equity theory, social security theory, theory of state intervention, portfolio theory and equity theory. Then it introduces China's current situation of social endowment insurance system, pointing out the existing problems, include: hidden debt and empty individual accounts, double-track system, problems in maintaining and increasing the value of pensions. Finally, the author analyzes that aging population, hidden debt and empty individual accounts are issues affecting the implementation of intergenerational equity; China's reform of the endowment insurance system should focus on reducing contributions to pension, expanding the scope of people involving in the system and postponing retirement age; double-track system goes against equity principle, in the future reform process, the system should be phased out; problems in maintaining and increasing the value of pensions prevent China's endowment insurance system from safeguarding people's basic welfare, achieving balanced social development, thus it should promote the pensions to enter the stock market, promote the mature of capital markets and improve supervision systems.

中國(guó)養(yǎng)老保險(xiǎn)制度改革的研究

Outline
1.0 Introduction
介紹研究背景，研究意義，，研究目的以及本文的結(jié)構(gòu)
2.0 Literature review
介紹養(yǎng)老保險(xiǎn)相關(guān)的理論和實(shí)證研究結(jié)果
3.0 Methodology
介紹本文的研究方法
4.0 Discussion
結(jié)合相關(guān)理論和實(shí)證研究結(jié)果討論中國(guó)養(yǎng)老保險(xiǎn)制度當(dāng)前面臨的問(wèn)題
在融資方面的問(wèn)題
在管理方面的問(wèn)題
在監(jiān)管方面的問(wèn)題
在收益管理方面的問(wèn)題等等
5.0 Recommendation
針對(duì)目前存在的問(wèn)題，有針對(duì)性的提出改革建議
6.0 Conclusion
總結(jié)全文，展望未來(lái)的研究方向。
References

6.0 Conclusion總結(jié)

Establishment and reform of China's new social pension insurance system has gone through ten years of history, after years of exploration, practice, in the management of funds, it gradually forms a funding mode of combining social pooling with individual accounts, multi-level old-age insurance system has been established. However, China’s endowment insurance system faces more and more severe challenges, accelerated problems of population aging, narrow coverage, low social pooling level, hidden debt and empty individual accounts make the existing pension system powerless in playing the role of its social security functions (Rickne, 2014; Yu, Shi and Jin, 2010). Through analysis, the author finds that aging population, hidden debt and empty individual accounts are issues affecting the implementation of intergenerational equity, and the author believes that China's reform of the endowment insurance system should focus on reducing contributions to pension, as well as expanding the scope of participation in the system and postponing retirement age. The existence of double-track system is contrary to equity principle, in the reform process in the future, the double-track system should be phased out. Problems in maintaining and increasing the value of pensions limit the roles of China's endowment insurance system in safeguarding people's basic welfare, achieving balanced social development, thus it should promote the pensions to enter the stock market, promote the mature of capital markets and improve supervision systems.

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本文編號(hào)：40300