本文選題：民間信用　切入點(diǎn)：信用組織　出處：《南昌大學(xué)》2012年碩士論文

【摘要】：民國(guó)時(shí)期,中國(guó)社會(huì)進(jìn)入了急劇轉(zhuǎn)型時(shí)期,受外國(guó)資本主義入侵、國(guó)家產(chǎn)業(yè)布局的調(diào)整、政局的不穩(wěn)定性等因素的影響,當(dāng)時(shí)我國(guó)鄉(xiāng)村可謂是動(dòng)蕩不安。值此之際,作為與農(nóng)戶日常生活最為密切的經(jīng)濟(jì)行為——鄉(xiāng)村借貸,亦因此呈現(xiàn)出劇烈的時(shí)代特點(diǎn)。 本文以民國(guó)江西為時(shí)空背景,詳細(xì)考察了這一時(shí)期鄉(xiāng)村民間借貸的種種行為,其中包括鄉(xiāng)村借貸的總體現(xiàn)狀、借貸來源的種類,以及各類借貸源的組織結(jié)構(gòu)、運(yùn)作方式及功能利弊等,旨在對(duì)當(dāng)時(shí)鄉(xiāng)村借貸做出一個(gè)較為全面的闡述,以期還原當(dāng)時(shí)鄉(xiāng)村借貸這一歷史原貌。同時(shí),本文還將此借貸行為作出了傳統(tǒng)與近代的劃分,以期從借貸行為這一視角入手,剖析出民國(guó)時(shí)期我國(guó)金融現(xiàn)代化之路的艱難性,試圖從中找出最后導(dǎo)致這種現(xiàn)代化失敗的原因。 另外,筆者還就借貸原因做了深入探討,其中包括表層原因與實(shí)質(zhì)原因,希望從中揭示出民國(guó)鄉(xiāng)村借貸廣為流行的本質(zhì)原因。另外,就創(chuàng)作方法而言,筆者還試圖引入經(jīng)濟(jì)學(xué)、社會(huì)學(xué)、法律學(xué)以及民俗學(xué)等諸多學(xué)科知識(shí)來對(duì)民間借貸高利率進(jìn)行全面深入的解釋,以期揭開傳統(tǒng)意義上“高利貸”的神秘面紗,使其從傳統(tǒng)道德的“歧視打壓”中解脫出來回歸到理性視覺下的分析。 最后,筆者更是希望借此論文研究,能夠幫助當(dāng)代當(dāng)政者更好的制定出民間借貸利率的管制辦法,促進(jìn)民間借貸的良性發(fā)展。
[Abstract]:During the period of the Republic of China, Chinese society entered a period of rapid transformation, which was influenced by the invasion of foreign capitalism, the adjustment of national industrial layout and the instability of political situation.On this occasion, as the most close economic behavior to farmers' daily life, rural lending also presents a violent characteristics of the times.Taking Jiangxi Province as the background of the Republic of China, this paper examines in detail the various behaviors of rural folk lending in this period, including the overall situation of rural lending, the types of sources of borrowing, and the organizational structure of various sources of borrowing.The purpose of this paper is to make a comprehensive exposition of the rural loan at that time in order to restore the historical appearance of the rural loan at that time.At the same time, this article also makes the traditional and the modern division of the borrowing behavior, in order to analyze the difficult way of financial modernization in the period of the Republic of China from the perspective of borrowing behavior.Try to find out the cause of the failure of this modernization.In addition, the author also makes a deep discussion on the reasons of borrowing, including the superficial and essential reasons, hoping to reveal the essential reasons for the widespread popularity of rural lending in the Republic of China.In addition, in terms of creative methods, the author also tries to introduce economics, sociology, law, folklore and other disciplines to fully explain the high interest rate of private lending.In order to uncover the mysterious veil of usury in the traditional sense, it can free itself from the traditional moral "discrimination and oppression" and return to the analysis under the rational vision.Finally, I hope to use this paper research, can help the contemporary government to better formulate the regulation of private lending interest rates, to promote the benign development of private lending.
【學(xué)位授予單位】：南昌大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2012
【分類號(hào)】：K262.9;F832.4

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本文編號(hào)：1728354