本文關(guān)鍵詞：2008年以來中美參與國際金融監(jiān)管體制改革及比較研究　出處：《華中師范大學(xué)》2013年碩士論文　論文類型：學(xué)位論文

  更多相關(guān)文章： 金融危機(jī) 國際金融監(jiān)管體系 國際金融穩(wěn)定理事會(huì) 美國金融監(jiān)管改革

【摘要】：2007年由美國次貸危機(jī)引發(fā)的全球金融危機(jī),來勢兇猛,演變迅速,頗似“泰山崩于前”,至今仍令人心驚。在應(yīng)對(duì)危機(jī)、拯救金融秩序的同時(shí),人們始終在反思,為什么會(huì)發(fā)生金融危機(jī),如何防范金融危機(jī),國際金融體系究竟出了什么問題?重建與經(jīng)濟(jì)發(fā)展相適應(yīng)的金融秩序以及為此所必須的國際金融監(jiān)管改革就成為了各國政府和各國際金融機(jī)構(gòu)、組織工作的焦點(diǎn),當(dāng)下“百年未遇”的國際金融危機(jī)催生著前所未有的金融監(jiān)管改革。與以往發(fā)生過的金融危機(jī)相比,2008年發(fā)生的金融危機(jī)具有新的特點(diǎn),通過這些新特點(diǎn),我們可以探尋金融監(jiān)管改革的趨向。此次金融危機(jī)是脫離實(shí)體經(jīng)濟(jì)發(fā)展需要的金融杠桿無以復(fù)加的使用,并穿透著各個(gè)金融市場。風(fēng)險(xiǎn)在各個(gè)市場間傳遞的同時(shí)又被放大,風(fēng)險(xiǎn)的累計(jì)導(dǎo)致了“系統(tǒng)性崩潰”,這集中體現(xiàn)在以次級(jí)住房抵押貸款這一基礎(chǔ)金融產(chǎn)品衍生化的過程中。此次金融危機(jī)是資產(chǎn)價(jià)格泡沫,尤其是房地產(chǎn)價(jià)格泡沫破裂而導(dǎo)致的恐慌性去杠桿化。在資產(chǎn)價(jià)格形成的過程中,美聯(lián)儲(chǔ)為刺激經(jīng)濟(jì)繁榮而長期奉行的低利率政策及寬松的房地產(chǎn)政策則加速了資產(chǎn)價(jià)格泡沫的破裂。此次國際金融危機(jī)是在經(jīng)濟(jì)全球化的背景下發(fā)生的,與國際金融市場一體化緊密相連,與全球經(jīng)濟(jì)失衡存在密切的關(guān)系。 面對(duì)金融危機(jī)下的種種問題,如何在金融監(jiān)管環(huán)節(jié)上進(jìn)行有效的控制,不僅需要具體的規(guī)范細(xì)則,而且需要功能強(qiáng)大和執(zhí)行有力的機(jī)構(gòu)。唯此才能將金融監(jiān)管改革落到實(shí)處。金融危機(jī)爆發(fā)后,金融監(jiān)管改革就從國際和國家兩個(gè)層次同時(shí)展開。國際金融穩(wěn)定理事會(huì)(論壇)等國際金融組織做出了努力,對(duì)金融監(jiān)管改革進(jìn)行了廣泛、深入的研究。以美國為首的西方國家和以中國為主的新興經(jīng)濟(jì)體都提出了對(duì)國際金融監(jiān)管體制改革的方案。從某個(gè)方面而言,發(fā)達(dá)國家與發(fā)展中國家對(duì)國際金融危機(jī)的相互指責(zé)轉(zhuǎn)變?yōu)閷?duì)國際金融監(jiān)管體制改革主導(dǎo)權(quán)的相互爭奪。不斷勃興的國際金融監(jiān)管體系改革呼聲將對(duì)國際金融環(huán)境產(chǎn)生影響,也為我國參與國際金融秩序的重建提供了重要的戰(zhàn)略機(jī)遇。本次的金融監(jiān)管改革將對(duì)我國建設(shè)具有前瞻性的監(jiān)管體系產(chǎn)生深遠(yuǎn)而積極的影響,為我國參與國際金融監(jiān)管改革提供了重要的啟示。
[Abstract]:In 2007, the global financial crisis caused by the subprime mortgage crisis in the United States, came ferocious and evolved rapidly, much like "Mount Tai collapsed in the front", which is still alarming. While dealing with the crisis and rescuing the financial order, it is still alarming. People are always reflecting on why there is a financial crisis, how to prevent the financial crisis, and what is wrong with the international financial system? The reconstruction of the financial order and the necessary reform of international financial supervision have become the focus of the work of governments and international financial institutions. At present, the international financial crisis "never encountered in a hundred years" spawned unprecedented financial regulatory reform. Compared with the previous financial crisis, the financial crisis in 2008 has new characteristics. Through these new features, we can explore the trend of financial supervision reform. And penetrate the various financial markets. Risk is transmitted between the various markets, but also magnified, the accumulation of risk led to "systemic collapse." This is concentrated in the process of derivative of the underlying financial product, subprime mortgage. The financial crisis is an asset price bubble. Especially the panic deleveraging caused by the bursting of the real estate price bubble. The collapse of the asset price bubble was accelerated by the Fed's long-held policy of low interest rates and loose real estate policies to stimulate economic prosperity. The international financial crisis took place against a backdrop of economic globalization. It is closely related to the integration of international financial markets and to global economic imbalances. In the face of various problems under the financial crisis, how to effectively control the links of financial supervision, not only need specific rules and regulations. And it needs powerful and enforceable institutions. Only then can financial regulatory reform be put into practice. After the financial crisis broke out. The reform of financial supervision has been carried out at the same time at the international and national levels. The International Financial Stability Council (IFSC) and other international financial organizations have made great efforts to reform the financial supervision. Deep research. Western countries led by the United States and emerging economies dominated by China have proposed a plan for the reform of the international financial regulatory system. The recriminations between developed and developing countries towards the international financial crisis have turned into a struggle for the leadership of the reform of the international financial regulatory system. The booming voice of the reform of the international financial regulatory system will have an impact on the international financial environment. Have an impact. It also provides an important strategic opportunity for China to participate in the reconstruction of the international financial order. This financial regulatory reform will have a profound and positive impact on the construction of a forward-looking regulatory system in China. It provides important enlightenment for our country to participate in the reform of international financial supervision.
【學(xué)位授予單位】：華中師范大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：D813.4;F830.99

【共引文獻(xiàn)】

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