本文選題：重慶農(nóng)村商業(yè)銀行 + 上市　； 參考：《上海師范大學》2017年碩士論文

【摘要】：重慶農(nóng)村商業(yè)銀行于2010年12月正式登陸港股上市平臺,是我國第一家上市的農(nóng)村商業(yè)銀行。為探尋農(nóng)村商業(yè)銀行的上市是否能夠較大地改善其經(jīng)營績效,提升運營效率,本文以重慶農(nóng)村商業(yè)銀行為例,通過實證分析對其上市前后的經(jīng)營績效進行了全面的解剖。首先,本文通過對重慶農(nóng)村商業(yè)銀行2008年至2015年的財務數(shù)據(jù)分別從盈利水平,經(jīng)營增長,資產(chǎn)質(zhì)量以及償付能力四個方面進行分析。然后基于重慶農(nóng)村商業(yè)銀行2008年至2016年上半年的半年度數(shù)據(jù),通過構(gòu)建超效率BCC-DEA模型,分別從純技術(shù)效率,規(guī)模效率以及技術(shù)效率三個方面進行上市前后績效的測度。其次又篩選出26家和重慶農(nóng)村商業(yè)銀行同一梯隊的銀行,選取2009年2010年,2011年以及2012年共計4年,3個時間段數(shù)據(jù),進行Malmquist全要素指數(shù)分析,綜合得到重慶農(nóng)村商業(yè)銀行上市前后經(jīng)營績效的變動情況。最后又將重慶農(nóng)村商業(yè)銀行和已上市的16家商業(yè)銀行進行了Malmquist全要素分析,對比分析重慶農(nóng)村商業(yè)銀行的上市績效情況。研究發(fā)現(xiàn),單從財務數(shù)據(jù)上來看,上市對重慶農(nóng)村商業(yè)銀行各項指標的改善是十分明顯的,從數(shù)據(jù)包絡(luò)分析的角度,重慶農(nóng)商行在上市前一年純技術(shù)效率進步很快,但在上市后卻持續(xù)走低,綜合效率一直處在持續(xù)下滑的狀態(tài)。在和同行業(yè)未上市的城商行及農(nóng)商行的對比分析中可以發(fā)現(xiàn),重慶農(nóng)商行在上市前后自身的行業(yè)排名有了極大的提高,并且整體的運營效率也在全行業(yè)中也有較好地改觀,但是在與大型已上市銀行的對比中,以重慶農(nóng)商行為代表的農(nóng)商行在技術(shù)管理,資金運用等多個方面與已上市商業(yè)銀行之間還是存在巨大的差距。
[Abstract]:Chongqing Rural Commercial Bank (RCB), the first rural commercial bank in China, officially landed on the Hong Kong Stock Market platform in December 2010. In order to find out whether the listing of rural commercial banks can greatly improve their business performance and improve their operational efficiency, this paper takes Chongqing Rural Commercial Bank as an example and analyzes the performance of rural commercial banks before and after listing. Firstly, this paper analyzes the financial data of Chongqing Rural Commercial Bank from 2008 to 2015 from four aspects: profit level, management growth, asset quality and solvency. Then, based on the semi-annual data of Chongqing Rural Commercial Bank from 2008 to the first half of 2016, this paper constructs a super-efficiency BCC-DEA model to measure performance before and after listing from pure technical efficiency, scale efficiency and technical efficiency. Secondly, 26 banks with the same echelon as Chongqing Rural Commercial Bank were screened out. The data of 2009, 2010, 2011 and 2012 were selected for 4 years, and the data of three time periods were used to analyze the whole factor index of Malmquist. Comprehensive analysis of Chongqing rural commercial banks before and after the listing of the changes in operating performance. At last, the paper analyzes the whole factor of Malmquist between Chongqing Rural Commercial Bank and 16 listed commercial banks, and compares and analyzes the performance of Chongqing Rural Commercial Bank. It is found that the improvement of the indexes of Chongqing Rural Commercial Bank is very obvious from the financial data alone. From the angle of data envelopment analysis, the pure technical efficiency of Chongqing Agricultural and Commercial Bank has made rapid progress in the year before listing. But after listing, the overall efficiency has been in the state of continuous decline. In the comparative analysis with the unlisted city commercial banks and agribusiness banks in the same industry, we can find that Chongqing agribusiness bank has greatly improved its industry ranking before and after listing, and the overall operational efficiency has also improved better in the whole industry. However, in comparison with large listed banks, there is still a huge gap between Chongqing agribusiness banks and listed commercial banks in many aspects, such as technology management, capital utilization and so on.
【學位授予單位】：上海師范大學
【學位級別】：碩士
【學位授予年份】：2017
【分類號】：F224;F832.35;F832.51

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