【摘要】：銀行作為人類不可缺少的一種管理資金的中介結(jié)構(gòu)顯得尤為重要,銀行的信貸業(yè)務(wù)是經(jīng)營(yíng)收入的主要來源,只有信貸業(yè)務(wù)的質(zhì)量有保障,銀行才能立之根本,所以銀行的信貸管理系統(tǒng)是非常重要的一個(gè)環(huán)節(jié)。信貸管理又是重點(diǎn)經(jīng)營(yíng)項(xiàng)目,同時(shí)又是每家銀行必不可少的一種防范風(fēng)險(xiǎn)的管理系統(tǒng)。信貸風(fēng)險(xiǎn)管理系統(tǒng)可以幫助銀行規(guī)避風(fēng)險(xiǎn),預(yù)防多投貸款、多證件貸款等現(xiàn)象,更好的記錄每個(gè)客戶的信用記錄,為我們的客戶與銀行提供快捷的數(shù)據(jù)查詢,建立高效、真實(shí)、實(shí)用的信譽(yù)記錄,選擇真正的優(yōu)良客戶。商業(yè)銀行與人民銀行的征信系統(tǒng)相結(jié)合,建立有效的信息記錄,對(duì)客戶做到公平、合法的反饋;對(duì)商業(yè)銀行提供真實(shí)、有效的數(shù)據(jù)記錄。本系統(tǒng)包括行政管理、資信管理、風(fēng)險(xiǎn)管理、客戶資料管理、查詢資料等的綜合管理系統(tǒng)。本系統(tǒng)開發(fā)設(shè)計(jì)主要是針對(duì)發(fā)布、文件傳輸、上傳資料、查詢資料、信息管理、網(wǎng)上查閱和下載信貸資源等內(nèi)容,本系統(tǒng)是銀行風(fēng)險(xiǎn)綜合性內(nèi)部局域網(wǎng),通過本系統(tǒng)的實(shí)施使銀行風(fēng)險(xiǎn)體系真正做到綠色無紙化、自動(dòng)化、信息化辦公,為銀行風(fēng)險(xiǎn)體系的發(fā)展和規(guī)劃起到促進(jìn)作用。
[Abstract]:As an indispensable intermediary structure of capital management, bank is especially important. The credit business of bank is the main source of operating income. Only if the quality of credit business is guaranteed, can the bank establish the foundation. So the bank's credit management system is a very important link. Credit management is also a key management project and an essential risk management system for every bank. The credit risk management system can help banks avoid risks, prevent multiple loans, multi-certificate loans and other phenomena, better record the credit records of each customer, provide our customers and banks with fast data query, and establish high efficiency and truthfulness. Practical reputation record, select real good customers. Combining the credit information system of the commercial bank and the people's Bank of China, it establishes the effective information record, achieves the fair and legal feedback to the customer, and provides the real and effective data record to the commercial bank. The system includes administrative management, credit management, risk management, customer information management, inquiry information integrated management system. The development and design of this system is mainly aimed at publishing, file transmission, uploading information, querying information, information management, online consulting and downloading credit resources, etc. This system is a comprehensive internal LAN for bank risk. Through the implementation of the system, the bank risk system can truly achieve green paperless, automation, information office, for the development and planning of the bank risk system play a role in promoting.
【學(xué)位授予單位】：北京工業(yè)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2016
【分類號(hào)】：TP311.52
，

本文編號(hào)：2224808