我國居民財產(chǎn)性收入的增長問題研究
本文選題:財產(chǎn)性收入 + 影響因素 ; 參考:《湖南師范大學(xué)》2013年碩士論文
【摘要】:我國居民的收入由工資性收入、轉(zhuǎn)移性收入、經(jīng)營性收入和財產(chǎn)性收入四個部分組成。隨著經(jīng)濟的快速發(fā)展,居民的收入水平大幅度提高,財產(chǎn)積累不斷增多,財產(chǎn)性收入也不斷增加。雖然目前財產(chǎn)性收入在我國居民總收入中所占比重還比較小,但其增長速度呈現(xiàn)上升趨勢,財產(chǎn)性收入逐漸成為我國居民收入的重要組成部分,其重要性不能忽視。黨的十七大報告提出“創(chuàng)造條件讓更多群眾擁有財產(chǎn)性收人”,這充分體現(xiàn)了國家改善民生、人民發(fā)展成果由人民共享的理念,引起了社會各界對財產(chǎn)性收入的廣泛關(guān)注和深入研究。 本文對我國居民財產(chǎn)性收入的增長問題進行了全面系統(tǒng)的研究。文章分為五個主要部分:緒論部分介紹了文章的選題背景意義及國內(nèi)外研究綜述;第二部分首先對財產(chǎn)和財產(chǎn)性收入概念進行界定,然后分城鎮(zhèn)和農(nóng)村對居民財產(chǎn)性收入的現(xiàn)狀進行分析,分別從態(tài)勢、來源渠道、差異三個方面全面展開;第三部分是實證部分,從眾多影響居民財產(chǎn)性收入增長的因素中挑選出幾個顯著的易量化的指標,通過建立模型,研究其對財產(chǎn)性收入增長的影響;第四部分是影響因素的具體分析,根據(jù)實證結(jié)果詳細分析目前制約我國居民財產(chǎn)性收入增長的因素;最后,針對模型的結(jié)果和當前的問題,有針對性地提出促進我國居民財產(chǎn)性收入增長的對策和建議。 通過上述的分析,發(fā)現(xiàn)我國居民財產(chǎn)性收入存在以下重要特點:增長迅速,但總體水平不高,占總收入比重偏低,收入來源單一,分布不均衡,差距明顯。制約我國居民財產(chǎn)性收入增長的主要因素有:居民收入水平低,收入差距擴大;金融市場發(fā)展滯后,居民投資渠道窄;住房調(diào)控機制不完善;社會保障制度不健全;居民風(fēng)險意識弱,投資理財能力低等。我們可以從以下幾個方面努力,來促進我國居民財產(chǎn)性收入的快速增長:保持經(jīng)濟平穩(wěn)快速發(fā)展,促進居民收入增長;促進金融市場健康發(fā)展,拓寬居民投資渠道;完善住房制度和住房調(diào)控體制;加大社會保障力度,完善社會保障制度;普及居民的投資理財風(fēng)險教育。
[Abstract]:The income of Chinese residents consists of four parts: wage income, transfer income, operating income and property income. With the rapid development of economy, the income level of residents has been greatly improved, the accumulation of property has been increasing, and the income of property has been increasing. Although the proportion of property income in the total income of Chinese residents is still relatively small, the growth rate of property income is on the rise, and property income has gradually become an important part of Chinese residents' income, and its importance can not be ignored. The report of the 17th National Congress of the Communist Party of China proposed that "create conditions for more people to own property and receive people," which fully embodies the concept of the state improving people's livelihood and sharing the fruits of people's development. Has caused the social all walks of life to the property income widespread concern and the thorough research. This paper makes a comprehensive and systematic study on the growth of property income in China. The article is divided into five main parts: the introduction part introduces the background significance of the topic and the domestic and foreign research review; the second part defines the concept of property and property income. Then it analyzes the current situation of the residents' property income in towns and rural areas, respectively, from three aspects: situation, source channels and differences. The third part is the empirical part. From many factors that affect the growth of residents' property income, this paper selects several significant and quantifiable indicators, and studies the impact of the factors on the growth of property income by establishing a model. The fourth part is the specific analysis of the factors affecting the growth of property income, the fourth part is the specific analysis of the factors affecting the growth of property income. According to the empirical results, this paper analyzes in detail the factors restricting the growth of the property income of Chinese residents, and finally, aiming at the results of the model and the current problems, puts forward the countermeasures and suggestions to promote the growth of the property income of the residents in China. Through the above analysis, it is found that the property income of Chinese residents has the following important characteristics: rapid growth, but the overall level is not high, the proportion of total income is low, the source of income is single, the distribution is uneven, and the difference is obvious. The main factors that restrict the growth of residents' property income are as follows: low income level, widening income gap, lagging development of financial market, narrow investment channels, imperfect housing control mechanism, imperfect social security system; The resident risk consciousness is weak, the investment finance ability is low and so on. We can make efforts in the following aspects to promote the rapid growth of the property income of our country's residents: to maintain the steady and rapid development of the economy, to promote the growth of the residents' income, to promote the healthy development of the financial market, and to broaden the channels of residents' investment; Improve the housing system and housing control system; strengthen social security, improve the social security system; popularize the investment and financial risk education of residents.
【學(xué)位授予單位】:湖南師范大學(xué)
【學(xué)位級別】:碩士
【學(xué)位授予年份】:2013
【分類號】:F124.7
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