本文選題：新疆銀行業(yè)發(fā)展 + 新疆經(jīng)濟發(fā)展�。� 參考：《新疆財經(jīng)大學》2013年碩士論文

【摘要】：金融在現(xiàn)代經(jīng)濟的發(fā)展過程中處于核心的地位。而在我國的金融體系中，銀行業(yè)又處于主導的地位，特別是對于新疆這個欠發(fā)達地區(qū)來講，銀行業(yè)更是整個金融體系的主體。因為其以運營資金為主要業(yè)務，其提供的金融服務本身就體現(xiàn)為生產(chǎn)要素的資本，是聯(lián)系各個生產(chǎn)部門的紐帶。銀行業(yè)發(fā)展必須以實體經(jīng)濟發(fā)展為基礎，因為銀行業(yè)發(fā)展依賴于金融各產(chǎn)業(yè)、市場和要素之間的協(xié)調(diào)狀況，銀行業(yè)與經(jīng)濟發(fā)展協(xié)調(diào)與否，很大程度上決定著金融業(yè)與經(jīng)濟發(fā)展的協(xié)調(diào)性。銀行業(yè)發(fā)展與經(jīng)濟發(fā)展相協(xié)調(diào)，能夠滿足經(jīng)濟發(fā)展對金融服務的需要，必然促進經(jīng)濟發(fā)展。反之，如果銀行業(yè)發(fā)展滯后于經(jīng)濟發(fā)展水平或者超前于經(jīng)濟發(fā)展水平，結(jié)果必然是阻礙經(jīng)濟發(fā)展或者造成經(jīng)濟過度金融化，形成經(jīng)濟發(fā)展的虛擬化，對經(jīng)濟的健康運行都會造成不利的影響。因此，研究新疆銀行業(yè)與經(jīng)濟發(fā)展的協(xié)調(diào)性具有非常重要的意義。通過對新疆銀行業(yè)與經(jīng)濟發(fā)展的協(xié)調(diào)性進行研究，了解新疆的銀行業(yè)自從改革開放以來與新疆經(jīng)濟發(fā)展的協(xié)調(diào)狀況及其走勢。根據(jù)所求出的每年的協(xié)調(diào)性的不同，去探尋有可能會影響二者之間協(xié)調(diào)性的因素，為政府進行宏觀調(diào)控提供一些依據(jù)，以確保新疆銀行業(yè)與經(jīng)濟在一個相互促進的良好的循環(huán)中協(xié)調(diào)發(fā)展。 本文首先對國內(nèi)外對經(jīng)濟發(fā)展與金融發(fā)展理論的研究成果進行綜述，其次，對新疆銀行業(yè)和經(jīng)濟發(fā)展現(xiàn)狀進行描述性分析,然后運用因子分析方法中的主成分分析，，分別從反映經(jīng)濟發(fā)展和銀行業(yè)發(fā)展的眾多指標中提取出綜合反映新疆經(jīng)濟發(fā)展和銀行業(yè)發(fā)展水平的指數(shù)。最后利用該指數(shù)對新疆銀行業(yè)和經(jīng)濟發(fā)展的協(xié)調(diào)性進行測度,得出了以下結(jié)論：第一，新疆經(jīng)濟發(fā)展水平指數(shù)在整個樣本期間內(nèi)呈現(xiàn)逐步增加的趨勢。新疆銀行業(yè)發(fā)展水平指數(shù)在樣本期間內(nèi)相較于經(jīng)濟發(fā)展水平波動比較厲害，其中，2003-2008年新疆銀行業(yè)發(fā)展水平指數(shù)呈現(xiàn)出下降的趨勢，銀行業(yè)發(fā)展水平指數(shù)逐步落后于新疆經(jīng)濟發(fā)展水平指數(shù)；第二，新疆銀行業(yè)與經(jīng)濟發(fā)展之間的協(xié)調(diào)性不是趨于上升的，兩者之間的狀態(tài)協(xié)調(diào)值由1981年的0.99下降到2011年的0.68。針對上述結(jié)論，論文給出了提高新疆銀行業(yè)發(fā)展水平，提高二者之間協(xié)調(diào)性的政策建議。
[Abstract]:Finance is in the core position in the development process of modern economy. But in our country's financial system, the banking industry is in the dominant position, especially for the less developed area of Xinjiang, the banking industry is the main body of the whole financial system. Because its main business is operating capital, the financial service it provides is the capital of production factor, which is the link between various production departments. The development of the banking industry must be based on the development of the real economy, because the development of the banking industry depends on the state of coordination among the various industries, markets and elements of the financial industry, and whether the banking industry and the economic development are coordinated or not. To a large extent, the financial industry and the coordination of economic development. The coordination of banking development and economic development can meet the needs of economic development for financial services and will inevitably promote economic development. On the contrary, if the development of banking industry lags behind the level of economic development or is ahead of the level of economic development, the result will inevitably be to hinder economic development or to cause excessive financialization of the economy, thus forming virtualization of economic development. The healthy operation of the economy will have a negative impact. Therefore, it is of great significance to study the coordination of banking and economic development in Xinjiang. Through the research on the coordination of banking and economic development in Xinjiang, this paper tries to understand the coordination and trend of the banking industry in Xinjiang since the reform and opening up to the outside world. According to the difference of the coordination of each year, to explore the factors that may affect the coordination between the two, and to provide some basis for the government to carry out macro-control. To ensure that the banking and economic development in Xinjiang in a mutually reinforcing good cycle of coordination. This paper first summarizes the research results of economic development and financial development at home and abroad, secondly, describes the present situation of banking and economic development in Xinjiang, and then applies the principal component analysis in the method of factor analysis. The index which reflects the economic development and banking development level of Xinjiang is extracted from many indexes which reflect the economic development and banking development respectively. Finally, by using the index to measure the coordination of banking and economic development in Xinjiang, the following conclusions are drawn: first, Xinjiang economic development level index gradually increases during the whole sample period. The Xinjiang Banking Development level Index fluctuated more sharply than the economic development level during the sample period, among which the Xinjiang Banking Development level Index showed a downward trend in 2003-2008. Second, the coordination between the banking industry and economic development in Xinjiang is not increasing, the state coordination value between the two dropped from 0.99 in 1981 to 0.68 in 2011. In view of the above conclusions, the paper puts forward some policy suggestions to improve the development level and coordination between the banking industry in Xinjiang.
【學位授予單位】：新疆財經(jīng)大學
【學位級別】：碩士
【學位授予年份】：2013
【分類號】：F127;F832.7

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