本文選題：歐洲銀行業(yè)聯(lián)盟 + 銀行單一監(jiān)管機制　； 參考：《外交學院》2014年碩士論文

【摘要】：作為當今世界上一體化程度最高的區(qū)域政治、經(jīng)濟集團組織，歐盟的發(fā)展一直受到了全球的廣泛關注。受全球金融危機以及歐洲主權債務危機影響，歐洲銀行業(yè)也陷入困境。為救助受困銀行，各國政府、歐洲中央銀行等采取了注資、擴大合格抵押品范圍等措施救市，，但這些措施僅是權宜之計。為從根源上解決危機問題，維護金融系統(tǒng)穩(wěn)定，歐盟提出建立歐洲銀行業(yè)聯(lián)盟。歐洲銀行業(yè)聯(lián)盟由銀行單一監(jiān)管機制、銀行單一清算機制以及共同存款擔保機制三大支柱構(gòu)成。本文將以歐洲銀行業(yè)聯(lián)盟為核心，分析歐洲銀行業(yè)聯(lián)盟三大支柱的核心內(nèi)容以及最新進展情況，指出銀行業(yè)聯(lián)盟在打破銀行同國家主權之間的負反饋效應、防止金融市場分化及保護儲戶和納稅人利益等方面發(fā)揮了積極作用。此外，本文還分析了在理想狀態(tài)下建立歐洲銀行業(yè)聯(lián)盟所需考慮的諸如參與國問題、銀行覆蓋問題、歐洲中央銀行雙重身份問題、財政支持問題等細節(jié)問題。盡管面臨重重困難，但在德法等國的積極推動下，歐洲銀行業(yè)聯(lián)盟的建成指日可待。歐洲銀行業(yè)聯(lián)盟的建立將有助于促進歐盟一體化進程、鞏固歐洲貨幣聯(lián)盟，并對維護歐洲金融系統(tǒng)穩(wěn)定具有重要影響。
[Abstract]:As the most integrated regional politics and economic group in the world, the development of European Union has been paid more and more attention all over the world. Affected by the global financial crisis and the European sovereign debt crisis, European banks are also in trouble. Efforts to rescue troubled banks, governments, the European Central Bank, and other measures such as injecting capital and expanding the range of eligible collateral were only temporary measures. In order to solve the crisis and maintain the stability of the financial system, the European Union proposed the establishment of a European banking union. The European Banking Union consists of three pillars: a single regulatory mechanism for banks, a single clearing mechanism for banks and a common deposit guarantee mechanism. This paper will take the European Banking Union as the core, analyze the core contents and recent developments of the three pillars of the European Banking Union, and point out the negative feedback effect of the banking union in breaking the relationship between banks and national sovereignty. Prevention of financial market differentiation and protection of depositors and taxpayer interests and other aspects played an active role. In addition, this paper also analyzes the details such as participating countries, bank coverage, dual identity of the European Central Bank, financial support and so on, which need to be considered in the ideal situation for the establishment of a European banking union. Despite the difficulties, the completion of a European banking union is within reach, driven by countries such as Germany and France. The establishment of a European banking union will help to promote the integration of the European Union, consolidate the European Monetary Union and have an important impact on the stability of the European financial system.
【學位授予單位】：外交學院
【學位級別】：碩士
【學位授予年份】：2014
【分類號】：F835

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