本文選題：農(nóng)業(yè)銀行 + 節(jié)能環(huán)保��； 參考：《湖南大學(xué)》2013年碩士論文

【摘要】：隨著經(jīng)濟(jì)和社會(huì)的快速發(fā)展，資源枯竭、生態(tài)環(huán)境污染問題日益嚴(yán)重，資源和環(huán)境問題被各國(guó)所關(guān)注。目前，我國(guó)不斷推進(jìn)資源節(jié)約型及環(huán)境友好型社會(huì)的建立，加快經(jīng)濟(jì)發(fā)展方式的轉(zhuǎn)變，，實(shí)現(xiàn)可持續(xù)發(fā)展的目標(biāo)。綠色信貸是金融支持經(jīng)濟(jì)可持續(xù)發(fā)展的重要途徑，是推進(jìn)我國(guó)節(jié)能環(huán)保戰(zhàn)略發(fā)展的重要?jiǎng)恿�。為了配合我�?guó)節(jié)能減排戰(zhàn)略的實(shí)施，銀監(jiān)會(huì)結(jié)合我國(guó)銀行業(yè)的實(shí)際情況，于2012年印發(fā)了《綠色信貸指引》，對(duì)中國(guó)銀行業(yè)實(shí)施和開展綠色信貸，促進(jìn)節(jié)能環(huán)保提出了相應(yīng)要求，并引導(dǎo)各商業(yè)銀行完善綠色信貸的流程管理，提高商業(yè)銀行綠色信貸的整體管理水平，促進(jìn)綠色信貸的發(fā)展，為環(huán)境、經(jīng)濟(jì)和社會(huì)的可持續(xù)發(fā)展提供更多的金融支持，促進(jìn)環(huán)境、經(jīng)濟(jì)和社會(huì)的可持續(xù)發(fā)展。 流程管理是綠色信貸管理中的重要內(nèi)容，它將節(jié)能減排、環(huán)境保護(hù)和資源循環(huán)利用等要求內(nèi)化到商業(yè)銀行準(zhǔn)入業(yè)務(wù)、貸前調(diào)查、貸中審查審批以及貸后管理等流程中。本文從綠色信貸的相關(guān)概念入手，明確了綠色信貸的內(nèi)涵和外延，隨著國(guó)家經(jīng)濟(jì)發(fā)展方式的轉(zhuǎn)變和相關(guān)政策的要求，我國(guó)商業(yè)銀行加強(qiáng)了對(duì)綠色信貸的流程管理。在此基礎(chǔ)之上，本文將以中國(guó)農(nóng)業(yè)銀行為研究對(duì)象，先簡(jiǎn)要回顧中國(guó)農(nóng)業(yè)銀行綠色信貸業(yè)務(wù)的整體開展情況，并對(duì)該行的綠色信貸流程管理和綠色信貸案例進(jìn)行分析，通過以上分析，揭示了該行綠色信貸流程管理中存在的問題，并提出了相應(yīng)的改進(jìn)對(duì)策及建議，對(duì)完善該行綠色信貸的流程管理有良好的借鑒作用。隨著農(nóng)行對(duì)綠色信貸流程管理的不斷完善，其將會(huì)更好地實(shí)現(xiàn)企業(yè)、銀行和社會(huì)共贏的目標(biāo)。
[Abstract]:With the rapid development of economy and society, the problem of ecological environment pollution is becoming more and more serious. At present, our country promotes the establishment of resource-saving and environment-friendly society, speeds up the transformation of economic development mode, and realizes the goal of sustainable development. Green credit is an important way for finance to support the sustainable development of economy and an important driving force to promote the development of energy saving and environmental protection strategy in China. In order to cooperate with the implementation of energy saving and emission reduction strategy in China, the CBRC issued the "Green Credit Guide" in 2012 according to the actual situation of China's banking industry, which puts forward the corresponding requirements for the implementation and development of green credit and the promotion of energy saving and environmental protection in China's banking industry. And guide commercial banks to improve the flow management of green credit, improve the overall management level of green credit of commercial banks, promote the development of green credit, and provide more financial support for the sustainable development of environment, economy and society. To promote environmental, economic and social sustainable development. Process management is an important part of green credit management. It internalizes the requirements of energy saving and emission reduction, environmental protection and resource recycling into the process of commercial bank access, pre-loan investigation, loan examination and approval, and post-loan management. Starting with the concept of green credit, this paper clarifies the connotation and extension of green credit. With the change of national economic development mode and the requirements of related policies, Chinese commercial banks have strengthened the management of green credit process. On this basis, this paper will take the Agricultural Bank of China as the research object, first briefly review the overall development of the Agricultural Bank of China's green credit business, and analyze the green credit process management and green credit cases of the agricultural bank. Through the above analysis, this paper reveals the existing problems in the green credit process management of the bank, and puts forward the corresponding improvement countermeasures and suggestions, which can be used for reference to improve the management of the green credit process of the bank. With Agricultural Bank's continuous improvement of green credit process management, it will better achieve the goal of win-win for enterprises, banks and society.
【學(xué)位授予單位】：湖南大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：F832.4

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相關(guān)期刊論文 前10條

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本文編號(hào)：1962953